Arrow Financial Corporation (AROW) - Total Liabilities
Based on the latest financial reports, Arrow Financial Corporation (AROW) has total liabilities worth $4.08 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Arrow Financial Corporation - Total Liabilities Trend (1991–2025)
This chart illustrates how Arrow Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. See working capital position of Arrow Financial Corporation to evaluate short-term liquidity relative to the company's equity base.
Arrow Financial Corporation Competitors by Total Liabilities
The table below lists competitors of Arrow Financial Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Olvi Oyj A
HE:OLVAS
|
Finland | €267.26 Million |
|
Verano Holdings Corp Ordinary Shares - Class A (Sub Voting)
NEO:VRNO
|
Canada | CA$1.02 Billion |
|
Hypoport SE
XETRA:HYQ
|
Germany | €308.32 Million |
|
Forge Global Holdings Inc
NYSE:FRGE
|
USA | $45.63 Million |
|
Postal Realty Trust Inc
NYSE:PSTL
|
USA | $422.09 Million |
|
Zhejiang Qianjiang Biochemical Co Ltd
SHG:600796
|
China | CN¥3.71 Billion |
|
Xinjiang Sailing Information Technology Co Ltd
SHE:300588
|
China | CN¥402.05 Million |
Liability Composition Analysis (1991–2025)
This chart breaks down Arrow Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Arrow Financial Corporation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.27 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.90 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Arrow Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Arrow Financial Corporation (1991–2025)
The table below shows the annual total liabilities of Arrow Financial Corporation from 1991 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.01 Billion | +2.78% |
| 2024-12-31 | $3.91 Billion | +3.04% |
| 2023-12-31 | $3.79 Billion | +4.82% |
| 2022-12-31 | $3.62 Billion | -1.12% |
| 2021-12-31 | $3.66 Billion | +9.02% |
| 2020-12-31 | $3.35 Billion | +16.36% |
| 2019-12-31 | $2.88 Billion | +6.02% |
| 2018-12-31 | $2.72 Billion | +8.28% |
| 2017-12-31 | $2.51 Billion | +5.84% |
| 2016-12-31 | $2.37 Billion | +6.28% |
| 2015-12-31 | $2.23 Billion | +10.70% |
| 2014-12-31 | $2.02 Billion | +2.28% |
| 2013-12-31 | $1.97 Billion | +6.74% |
| 2012-12-31 | $1.85 Billion | +2.82% |
| 2011-12-31 | $1.80 Billion | +2.29% |
| 2010-12-31 | $1.76 Billion | +3.25% |
| 2009-12-31 | $1.70 Billion | +10.49% |
| 2008-12-31 | $1.54 Billion | +5.24% |
| 2007-12-31 | $1.46 Billion | +4.32% |
| 2006-12-31 | $1.40 Billion | -0.01% |
| 2005-12-31 | $1.40 Billion | +11.29% |
| 2004-12-31 | $1.26 Billion | -0.64% |
| 2003-12-31 | $1.27 Billion | +8.38% |
| 2002-12-31 | $1.17 Billion | +10.43% |
| 2001-12-31 | $1.06 Billion | +5.89% |
| 2000-12-31 | $1.00 Billion | +7.73% |
| 1999-12-31 | $928.82 Million | +7.76% |
| 1998-12-31 | $861.90 Million | +13.75% |
| 1997-12-31 | $757.70 Million | +31.02% |
| 1996-12-31 | $578.30 Million | -19.94% |
| 1995-12-31 | $722.30 Million | +4.99% |
| 1994-12-31 | $688.00 Million | +0.69% |
| 1993-12-31 | $683.30 Million | +0.09% |
| 1992-12-31 | $682.70 Million | -7.12% |
| 1991-12-31 | $735.00 Million | -- |
About Arrow Financial Corporation
Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and li… Read more