Arrow Financial Corporation (AROW) - Total Liabilities

Latest as of December 2025: $4.01 Billion USD

Based on the latest financial reports, Arrow Financial Corporation (AROW) has total liabilities worth $4.01 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Arrow Financial Corporation (AROW) cash flow conversion to assess how effectively this company generates cash.

Arrow Financial Corporation - Total Liabilities Trend (1991–2025)

This chart illustrates how Arrow Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. Check Arrow Financial Corporation asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Arrow Financial Corporation Competitors by Total Liabilities

The table below lists competitors of Arrow Financial Corporation ranked by their total liabilities.

Company Country Total Liabilities
CCCG Real Estate Corp Ltd
SHE:000736
China CN¥986.27 Million
Prima Marine Public Company Limited
BK:PRM
Thailand ฿12.13 Billion
London Stock Exchange Group PLC
LSE:LSEG
UK GBX788.25 Billion
Anhui Zhongyuan New Materials Co Ltd
SHG:603527
China CN¥2.83 Billion
Sparebank 1 Ostfold Akershus
OL:SOAG
Norway Nkr26.14 Billion
HIVE Digital Technologies Ltd.
V:HIVE
Canada CA$64.72 Million
SOLiD Inc
KQ:050890
Korea ₩183.20 Billion
Ta Ann Holdings Bhd
KLSE:5012
Malaysia RM691.13 Million

Liability Composition Analysis (1991–2025)

This chart breaks down Arrow Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Arrow Financial Corporation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.04 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 9.29 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.90 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Arrow Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Arrow Financial Corporation (1991–2025)

The table below shows the annual total liabilities of Arrow Financial Corporation from 1991 to 2025.

Year Total Liabilities Change
2025-12-31 $4.01 Billion +2.78%
2024-12-31 $3.91 Billion +3.04%
2023-12-31 $3.79 Billion +4.82%
2022-12-31 $3.62 Billion -1.12%
2021-12-31 $3.66 Billion +9.02%
2020-12-31 $3.35 Billion +16.36%
2019-12-31 $2.88 Billion +6.02%
2018-12-31 $2.72 Billion +8.28%
2017-12-31 $2.51 Billion +5.84%
2016-12-31 $2.37 Billion +6.28%
2015-12-31 $2.23 Billion +10.70%
2014-12-31 $2.02 Billion +2.28%
2013-12-31 $1.97 Billion +6.74%
2012-12-31 $1.85 Billion +2.82%
2011-12-31 $1.80 Billion +2.29%
2010-12-31 $1.76 Billion +3.25%
2009-12-31 $1.70 Billion +10.49%
2008-12-31 $1.54 Billion +5.24%
2007-12-31 $1.46 Billion +4.32%
2006-12-31 $1.40 Billion -0.01%
2005-12-31 $1.40 Billion +11.29%
2004-12-31 $1.26 Billion -0.64%
2003-12-31 $1.27 Billion +8.38%
2002-12-31 $1.17 Billion +10.43%
2001-12-31 $1.06 Billion +5.89%
2000-12-31 $1.00 Billion +7.73%
1999-12-31 $928.82 Million +7.76%
1998-12-31 $861.90 Million +13.75%
1997-12-31 $757.70 Million +31.02%
1996-12-31 $578.30 Million -19.94%
1995-12-31 $722.30 Million +4.99%
1994-12-31 $688.00 Million +0.69%
1993-12-31 $683.30 Million +0.09%
1992-12-31 $682.70 Million -7.12%
1991-12-31 $735.00 Million --

About Arrow Financial Corporation

NASDAQ:AROW USA Banks - Regional
Market Cap
$613.24 Million
Market Cap Rank
#11590 Global
#2778 in USA
Share Price
$37.14
Change (1 day)
+0.79%
52-Week Range
$24.88 - $37.37
All Time High
$37.37
About

Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and li… Read more