AmeriServ Financial Inc (ASRV) - Cash Flow Conversion Efficiency
Based on the latest financial reports, AmeriServ Financial Inc (ASRV) has a cash flow conversion efficiency ratio of -0.028x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-3.22 Million) by net assets ($115.24 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
AmeriServ Financial Inc - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how AmeriServ Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read debt load of AmeriServ Financial Inc for a breakdown of total debt and financial obligations.
AmeriServ Financial Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of AmeriServ Financial Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Everbrite Technology Co Ltd
TWO:4523
|
-0.042x |
|
Ama Marine Public Company Limited
BK:AMA
|
0.058x |
|
Herige SA
PA:ALHRG
|
0.119x |
|
JAG Bhd
KLSE:0024
|
0.058x |
|
Unick Corporation
KQ:011320
|
0.054x |
|
Chegg Inc
NYSE:CHGG
|
-0.075x |
|
Ahn-Gook Pharmaceutical Co. Ltd
KQ:001540
|
0.086x |
|
Scherzer & Co. AG
F:PZS
|
N/A |
Annual Cash Flow Conversion Efficiency for AmeriServ Financial Inc (1989–2025)
The table below shows the annual cash flow conversion efficiency of AmeriServ Financial Inc from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see ASRV market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $115.24 Million | $3.19 Million | 0.028x | +10.38% |
| 2024-12-31 | $107.25 Million | $2.69 Million | 0.025x | -59.25% |
| 2023-12-31 | $102.28 Million | $6.29 Million | 0.061x | +25.32% |
| 2022-12-31 | $106.18 Million | $5.21 Million | 0.049x | -42.47% |
| 2021-12-31 | $116.55 Million | $9.94 Million | 0.085x | +748.43% |
| 2020-12-31 | $104.40 Million | $-1.37 Million | -0.013x | -126.52% |
| 2019-12-31 | $98.61 Million | $4.89 Million | 0.050x | -39.15% |
| 2018-12-31 | $97.98 Million | $7.98 Million | 0.081x | +3.04% |
| 2017-12-31 | $95.10 Million | $7.52 Million | 0.079x | +14.41% |
| 2016-12-31 | $95.39 Million | $6.59 Million | 0.069x | -16.36% |
| 2015-12-31 | $118.97 Million | $9.83 Million | 0.083x | +90.54% |
| 2014-12-31 | $114.41 Million | $4.96 Million | 0.043x | -66.92% |
| 2013-12-31 | $113.31 Million | $14.85 Million | 0.131x | +350.87% |
| 2012-12-31 | $110.47 Million | $3.21 Million | 0.029x | -69.74% |
| 2011-12-31 | $112.35 Million | $10.79 Million | 0.096x | +278.14% |
| 2010-12-31 | $107.06 Million | $2.72 Million | 0.025x | +269.57% |
| 2009-12-31 | $107.25 Million | $-1.61 Million | -0.015x | -121.46% |
| 2008-12-31 | $113.25 Million | $7.91 Million | 0.070x | -38.98% |
| 2007-12-31 | $90.29 Million | $10.33 Million | 0.114x | +90.81% |
| 2006-12-31 | $84.68 Million | $5.08 Million | 0.060x | +168.31% |
| 2005-12-31 | $84.47 Million | $-7.42 Million | -0.088x | -273.19% |
| 2004-12-31 | $85.22 Million | $-2.00 Million | -0.024x | -116.68% |
| 2003-12-31 | $74.27 Million | $10.48 Million | 0.141x | +1.75% |
| 2002-12-31 | $77.76 Million | $10.78 Million | 0.139x | -21.72% |
| 2001-12-31 | $79.49 Million | $14.08 Million | 0.177x | -39.98% |
| 2000-12-31 | $78.41 Million | $23.14 Million | 0.295x | -34.58% |
| 1999-12-31 | $112.62 Million | $50.80 Million | 0.451x | +623.91% |
| 1998-12-31 | $141.70 Million | $-12.20 Million | -0.086x | -151.59% |
| 1997-12-31 | $158.20 Million | $26.40 Million | 0.167x | -14.07% |
| 1996-12-31 | $151.90 Million | $29.50 Million | 0.194x | +32.86% |
| 1995-12-31 | $150.50 Million | $22.00 Million | 0.146x | +75.80% |
| 1994-12-31 | $137.10 Million | $11.40 Million | 0.083x | -51.76% |
| 1993-12-31 | $116.60 Million | $20.10 Million | 0.172x | +7.58% |
| 1992-12-31 | $83.00 Million | $13.30 Million | 0.160x | +3.86% |
| 1991-12-31 | $70.00 Million | $10.80 Million | 0.154x | -7.00% |
| 1990-12-31 | $65.10 Million | $10.80 Million | 0.166x | +6.03% |
| 1989-12-31 | $58.80 Million | $9.20 Million | 0.156x | -- |
About AmeriServ Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, h… Read more