AmeriServ Financial Inc (ASRV) - Total Liabilities
Based on the latest financial reports, AmeriServ Financial Inc (ASRV) has total liabilities worth $1.34 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore AmeriServ Financial Inc (ASRV) cash flow conversion to assess how effectively this company generates cash.
AmeriServ Financial Inc - Total Liabilities Trend (1989–2025)
This chart illustrates how AmeriServ Financial Inc's total liabilities have evolved over time, based on quarterly financial data. Check ASRV cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
AmeriServ Financial Inc Competitors by Total Liabilities
The table below lists competitors of AmeriServ Financial Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
JAG Bhd
KLSE:0024
|
Malaysia | RM117.84 Million |
|
Herige SA
PA:ALHRG
|
France | €191.51 Million |
|
Ama Marine Public Company Limited
BK:AMA
|
Thailand | ฿1.28 Billion |
|
Everbrite Technology Co Ltd
TWO:4523
|
Taiwan | NT$2.22 Billion |
|
Unick Corporation
KQ:011320
|
Korea | ₩160.10 Billion |
|
Chegg Inc
NYSE:CHGG
|
USA | $157.20 Million |
|
Ahn-Gook Pharmaceutical Co. Ltd
KQ:001540
|
Korea | ₩136.13 Billion |
|
Scherzer & Co. AG
F:PZS
|
Germany | €8.01 Million |
Liability Composition Analysis (1989–2025)
This chart breaks down AmeriServ Financial Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see ASRV market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 13.77 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.22 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how AmeriServ Financial Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for AmeriServ Financial Inc (1989–2025)
The table below shows the annual total liabilities of AmeriServ Financial Inc from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $1.34 Billion | +1.81% |
| 2024-12-31 | $1.32 Billion | +2.16% |
| 2023-12-31 | $1.29 Billion | +2.36% |
| 2022-12-31 | $1.26 Billion | +3.17% |
| 2021-12-31 | $1.22 Billion | +3.72% |
| 2020-12-31 | $1.18 Billion | +9.58% |
| 2019-12-31 | $1.07 Billion | +0.93% |
| 2018-12-31 | $1.06 Billion | -0.92% |
| 2017-12-31 | $1.07 Billion | +1.34% |
| 2016-12-31 | $1.06 Billion | +2.76% |
| 2015-12-31 | $1.03 Billion | +5.65% |
| 2014-12-31 | $974.86 Million | +3.41% |
| 2013-12-31 | $942.73 Million | +5.86% |
| 2012-12-31 | $890.52 Million | +2.75% |
| 2011-12-31 | $866.72 Million | +2.95% |
| 2010-12-31 | $841.92 Million | -2.42% |
| 2009-12-31 | $862.77 Million | +1.07% |
| 2008-12-31 | $853.68 Million | +4.80% |
| 2007-12-31 | $814.58 Million | +0.40% |
| 2006-12-31 | $811.31 Million | +1.96% |
| 2005-12-31 | $795.70 Million | -13.96% |
| 2004-12-31 | $924.76 Million | -13.87% |
| 2003-12-31 | $1.07 Billion | -2.20% |
| 2002-12-31 | $1.10 Billion | -1.93% |
| 2001-12-31 | $1.12 Billion | -4.80% |
| 2000-12-31 | $1.18 Billion | -50.07% |
| 1999-12-31 | $2.35 Billion | +5.34% |
| 1998-12-31 | $2.24 Billion | +7.42% |
| 1997-12-31 | $2.08 Billion | +7.53% |
| 1996-12-31 | $1.94 Billion | +11.55% |
| 1995-12-31 | $1.73 Billion | +5.03% |
| 1994-12-31 | $1.65 Billion | +46.84% |
| 1993-12-31 | $1.12 Billion | +6.43% |
| 1992-12-31 | $1.06 Billion | +48.03% |
| 1991-12-31 | $714.00 Million | +0.66% |
| 1990-12-31 | $709.30 Million | +2.44% |
| 1989-12-31 | $692.40 Million | -- |
About AmeriServ Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, h… Read more