AmeriServ Financial Inc Total Assets
AmeriServ Financial Inc total assets. Based on the latest financial reports, AmeriServ Financial Inc (ASRV) holds total assets worth $1.46 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see ASRV market cap for the company's overall valuation and market capitalisation.
Total Assets of AmeriServ Financial Inc (1989–2025)
Total assets of AmeriServ Financial Inc from 1989 to 2025. This chart illustrates how AmeriServ Financial Inc's total assets have evolved over time, based on quarterly financial data. See AmeriServ Financial Inc stock price for real-time trading data and today's change.
AmeriServ Financial Inc - Asset Composition Analysis
AmeriServ Financial Inc Total Assets Breakdown (December 2025)
AmeriServ Financial Inc total assets breakdown as of December 2025. AmeriServ Financial Inc's total assets of $1.46 Billion consist of 5.1% current assets and 94.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.5% |
| Accounts Receivable | $5.56 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $56.00K | 0.0% |
| Goodwill | $13.61 Million | 0.9% |
Asset Composition Trend (1989–2025)
This chart illustrates how AmeriServ Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore AmeriServ Financial Inc working capital to net assets to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: AmeriServ Financial Inc's current assets represent 5.1% of total assets in 2025, a decrease from 11.2% in 1989.
- Cash Position: Cash and equivalents constituted 3.5% of total assets in 2025, down from 11.2% in 1989.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1989.
- Asset Diversification: The largest asset category is goodwill at 0.9% of total assets.
AmeriServ Financial Inc Competitors by Total Assets
Key competitors of AmeriServ Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Lloyds Banking Group plc
F:LLD2
|
Germany | €994.16 Billion |
|
JAPAN POST BK UNSP.ADR/1
F:5JP0
|
Germany | €232.94 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
BNK Banking Corporation Ltd
AU:BBC
|
Australia | AU$1.28 Billion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$45.67 Trillion |
AmeriServ Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 5.31 | 0.06 | 0.18 |
| Quick Ratio | 5.31 | 0.06 | 1.13 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $16.10 Million | $-1.17 Billion | $-943.14 Million |
AmeriServ Financial Inc - Advanced Valuation Insights
This section examines the relationship between AmeriServ Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.70 |
| Latest Market Cap to Assets Ratio | 0.05 |
| Asset Growth Rate (YoY) | 2.2% |
| Total Assets | $1.45 Billion |
| Market Capitalization | $77.09 Million USD |
Valuation Analysis
Below Book Valuation: The market values AmeriServ Financial Inc's assets below their book value (0.05x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: AmeriServ Financial Inc's assets grew by 2.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for AmeriServ Financial Inc (1989–2025)
The table below shows the annual total assets of AmeriServ Financial Inc from 1989 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.45 Billion | +2.21% |
| 2024-12-31 | $1.42 Billion | +2.35% |
| 2023-12-31 | $1.39 Billion | +1.89% |
| 2022-12-31 | $1.36 Billion | +2.12% |
| 2021-12-31 | $1.34 Billion | +4.36% |
| 2020-12-31 | $1.28 Billion | +9.27% |
| 2019-12-31 | $1.17 Billion | +0.90% |
| 2018-12-31 | $1.16 Billion | -0.60% |
| 2017-12-31 | $1.17 Billion | +1.20% |
| 2016-12-31 | $1.15 Billion | +0.42% |
| 2015-12-31 | $1.15 Billion | +5.48% |
| 2014-12-31 | $1.09 Billion | +3.15% |
| 2013-12-31 | $1.06 Billion | +5.50% |
| 2012-12-31 | $1.00 Billion | +2.24% |
| 2011-12-31 | $979.08 Million | +3.17% |
| 2010-12-31 | $948.97 Million | -2.17% |
| 2009-12-31 | $970.03 Million | +0.32% |
| 2008-12-31 | $966.93 Million | +6.86% |
| 2007-12-31 | $904.88 Million | +0.99% |
| 2006-12-31 | $895.99 Million | +1.80% |
| 2005-12-31 | $880.18 Million | -12.85% |
| 2004-12-31 | $1.01 Billion | -12.01% |
| 2003-12-31 | $1.15 Billion | -2.35% |
| 2002-12-31 | $1.18 Billion | -1.94% |
| 2001-12-31 | $1.20 Billion | -4.42% |
| 2000-12-31 | $1.25 Billion | -49.17% |
| 1999-12-31 | $2.47 Billion | +3.80% |
| 1998-12-31 | $2.38 Billion | +6.16% |
| 1997-12-31 | $2.24 Billion | +7.28% |
| 1996-12-31 | $2.09 Billion | +10.70% |
| 1995-12-31 | $1.89 Billion | +5.39% |
| 1994-12-31 | $1.79 Billion | +44.09% |
| 1993-12-31 | $1.24 Billion | +8.91% |
| 1992-12-31 | $1.14 Billion | +45.40% |
| 1991-12-31 | $784.00 Million | +1.24% |
| 1990-12-31 | $774.40 Million | +3.09% |
| 1989-12-31 | $751.20 Million | -- |
About AmeriServ Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, h… Read more