Bank of the James Financial Group (BOTJ) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Bank of the James Financial Group (BOTJ) has a cash flow conversion efficiency ratio of 0.025x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.97 Million) by net assets ($80.05 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bank of the James Financial Group defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Bank of the James Financial Group - Cash Flow Conversion Efficiency Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Bank of the James Financial Group Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Bank of the James Financial Group ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
SaraminHR Co.Ltd
KQ:143240
|
0.038x |
|
Daewon Pharm
KO:003220
|
0.111x |
|
MLRN Projects and Trade Ltd
TA:MLRN
|
-0.419x |
|
Jiin Ming Industry Co Ltd
TWO:3230
|
0.026x |
|
Gentas Genel Metal Sanayi ve Ticaret AS
IS:GENTS
|
0.066x |
|
Data International Co Ltd
TWO:5432
|
0.095x |
|
Nicola Mining Inc
V:NIM
|
0.542x |
|
Howteh Technology Co Ltd
TWO:3114
|
0.073x |
Annual Cash Flow Conversion Efficiency for Bank of the James Financial Group (2001–2025)
The table below shows the annual cash flow conversion efficiency of Bank of the James Financial Group from 2001 to 2025. For the full company profile with market capitalisation and key ratios, see Bank of the James Financial Group market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $80.05 Million | $11.66 Million | 0.146x | +11.04% |
| 2024-12-31 | $64.86 Million | $8.51 Million | 0.131x | -17.03% |
| 2023-12-31 | $60.04 Million | $9.49 Million | 0.158x | -14.73% |
| 2022-12-31 | $50.23 Million | $9.31 Million | 0.185x | -21.27% |
| 2021-12-31 | $69.43 Million | $16.35 Million | 0.235x | +202.25% |
| 2020-12-31 | $66.73 Million | $5.20 Million | 0.078x | -14.25% |
| 2019-12-31 | $61.55 Million | $5.59 Million | 0.091x | -41.56% |
| 2018-12-31 | $55.14 Million | $8.57 Million | 0.155x | +19.58% |
| 2017-12-31 | $51.66 Million | $6.72 Million | 0.130x | +130.71% |
| 2016-12-31 | $49.42 Million | $2.79 Million | 0.056x | -18.85% |
| 2015-12-31 | $48.20 Million | $3.35 Million | 0.069x | -57.07% |
| 2014-12-31 | $34.78 Million | $5.62 Million | 0.162x | +0.51% |
| 2013-12-31 | $29.77 Million | $4.79 Million | 0.161x | -5.62% |
| 2012-12-31 | $29.61 Million | $5.05 Million | 0.170x | -35.85% |
| 2011-12-31 | $26.80 Million | $7.12 Million | 0.266x | -12.24% |
| 2010-12-31 | $25.50 Million | $7.72 Million | 0.303x | +335.19% |
| 2009-12-31 | $23.73 Million | $1.65 Million | 0.070x | -23.77% |
| 2008-12-31 | $24.64 Million | $2.25 Million | 0.091x | -8.36% |
| 2007-12-31 | $24.52 Million | $2.44 Million | 0.100x | -7.11% |
| 2006-12-31 | $21.93 Million | $2.35 Million | 0.107x | -55.86% |
| 2005-12-31 | $14.68 Million | $3.57 Million | 0.243x | +28.01% |
| 2004-12-31 | $12.79 Million | $2.43 Million | 0.190x | +20.05% |
| 2003-12-31 | $11.31 Million | $1.79 Million | 0.158x | -18.96% |
| 2002-12-31 | $9.97 Million | $1.95 Million | 0.195x | +62.86% |
| 2001-12-31 | $9.12 Million | $1.09 Million | 0.120x | -- |
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). … Read more