Bank of the James Financial Group (BOTJ) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Bank of the James Financial Group (BOTJ) has a cash flow conversion efficiency ratio of 0.023x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.97 Million) by net assets ($84.55 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Bank of the James Financial Group - Cash Flow Conversion Efficiency Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read BOTJ total debt and obligations for a breakdown of total debt and financial obligations.
Bank of the James Financial Group Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Bank of the James Financial Group ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Fleury Michon
PA:ALFLE
|
-0.061x |
|
Alpha Astika Akinita S.A
AT:ASTAK
|
-0.330x |
|
Tung Ho Textile Co Ltd
TW:1414
|
0.013x |
|
ABC Taiwan Electronics
TWO:3236
|
0.045x |
|
ATW Technology Inc
TWO:8097
|
0.002x |
|
Leofoo Development Co Ltd
TW:2705
|
0.023x |
|
Fulin Plastic Industry Cayman Holding Co Ltd
TW:1341
|
0.123x |
|
WMG Holdings Bhd
KLSE:6378
|
0.065x |
Annual Cash Flow Conversion Efficiency for Bank of the James Financial Group (2001–2025)
The table below shows the annual cash flow conversion efficiency of Bank of the James Financial Group from 2001 to 2025. For the full company profile with market capitalisation and key ratios, see Bank of the James Financial Group market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $80.05 Million | $11.66 Million | 0.146x | +11.04% |
| 2024-12-31 | $64.86 Million | $8.51 Million | 0.131x | -17.03% |
| 2023-12-31 | $60.04 Million | $9.49 Million | 0.158x | -14.73% |
| 2022-12-31 | $50.23 Million | $9.31 Million | 0.185x | -21.27% |
| 2021-12-31 | $69.43 Million | $16.35 Million | 0.235x | +202.25% |
| 2020-12-31 | $66.73 Million | $5.20 Million | 0.078x | -14.25% |
| 2019-12-31 | $61.55 Million | $5.59 Million | 0.091x | -41.56% |
| 2018-12-31 | $55.14 Million | $8.57 Million | 0.155x | +19.58% |
| 2017-12-31 | $51.66 Million | $6.72 Million | 0.130x | +130.71% |
| 2016-12-31 | $49.42 Million | $2.79 Million | 0.056x | -18.85% |
| 2015-12-31 | $48.20 Million | $3.35 Million | 0.069x | -57.07% |
| 2014-12-31 | $34.78 Million | $5.62 Million | 0.162x | +0.51% |
| 2013-12-31 | $29.77 Million | $4.79 Million | 0.161x | -5.62% |
| 2012-12-31 | $29.61 Million | $5.05 Million | 0.170x | -35.85% |
| 2011-12-31 | $26.80 Million | $7.12 Million | 0.266x | -12.24% |
| 2010-12-31 | $25.50 Million | $7.72 Million | 0.303x | +335.19% |
| 2009-12-31 | $23.73 Million | $1.65 Million | 0.070x | -23.77% |
| 2008-12-31 | $24.64 Million | $2.25 Million | 0.091x | -8.36% |
| 2007-12-31 | $24.52 Million | $2.44 Million | 0.100x | -7.11% |
| 2006-12-31 | $21.93 Million | $2.35 Million | 0.107x | -55.86% |
| 2005-12-31 | $14.68 Million | $3.57 Million | 0.243x | +28.01% |
| 2004-12-31 | $12.79 Million | $2.43 Million | 0.190x | +20.05% |
| 2003-12-31 | $11.31 Million | $1.79 Million | 0.158x | -18.96% |
| 2002-12-31 | $9.97 Million | $1.95 Million | 0.195x | +62.86% |
| 2001-12-31 | $9.12 Million | $1.09 Million | 0.120x | -- |
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The com… Read more