Bank of the James Financial Group (BOTJ) - Total Liabilities
Based on the latest financial reports, Bank of the James Financial Group (BOTJ) has total liabilities worth $979.90 Million USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Bank of the James Financial Group - Total Liabilities Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's total liabilities have evolved over time, based on quarterly financial data. See Bank of the James Financial Group (BOTJ) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Bank of the James Financial Group Competitors by Total Liabilities
The table below lists competitors of Bank of the James Financial Group ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Jiin Ming Industry Co Ltd
TWO:3230
|
Taiwan | NT$345.61 Million |
|
MLRN Projects and Trade Ltd
TA:MLRN
|
Israel | ILA807.85 Million |
|
Daewon Pharm
KO:003220
|
Korea | ₩339.07 Billion |
|
SaraminHR Co.Ltd
KQ:143240
|
Korea | ₩40.83 Billion |
|
Gentas Genel Metal Sanayi ve Ticaret AS
IS:GENTS
|
Turkey | TL1.89 Billion |
|
Data International Co Ltd
TWO:5432
|
Taiwan | NT$65.56 Million |
|
Nicola Mining Inc
V:NIM
|
Canada | CA$17.60 Million |
|
Howteh Technology Co Ltd
TWO:3114
|
Taiwan | NT$1.04 Billion |
Liability Composition Analysis (2001–2025)
This chart breaks down Bank of the James Financial Group's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Bank of the James Financial Group market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 12.06 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bank of the James Financial Group's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bank of the James Financial Group (2001–2025)
The table below shows the annual total liabilities of Bank of the James Financial Group from 2001 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $958.98 Million | +4.88% |
| 2024-12-31 | $914.38 Million | +0.56% |
| 2023-12-31 | $909.33 Million | +3.53% |
| 2022-12-31 | $878.35 Million | -4.34% |
| 2021-12-31 | $918.21 Million | +17.02% |
| 2020-12-31 | $784.65 Million | +18.20% |
| 2019-12-31 | $663.84 Million | +7.11% |
| 2018-12-31 | $619.75 Million | +7.84% |
| 2017-12-31 | $574.68 Million | +9.51% |
| 2016-12-31 | $524.77 Million | +9.50% |
| 2015-12-31 | $479.26 Million | +12.48% |
| 2014-12-31 | $426.09 Million | +5.28% |
| 2013-12-31 | $404.74 Million | -1.71% |
| 2012-12-31 | $411.77 Million | +2.78% |
| 2011-12-31 | $400.63 Million | +1.83% |
| 2010-12-31 | $393.43 Million | -4.96% |
| 2009-12-31 | $413.96 Million | +36.18% |
| 2008-12-31 | $303.97 Million | +23.80% |
| 2007-12-31 | $245.54 Million | +16.49% |
| 2006-12-31 | $210.78 Million | +16.34% |
| 2005-12-31 | $181.18 Million | +14.50% |
| 2004-12-31 | $158.24 Million | +18.35% |
| 2003-12-31 | $133.70 Million | +28.44% |
| 2002-12-31 | $104.10 Million | +56.62% |
| 2001-12-31 | $66.47 Million | -- |
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). … Read more