Bank of the James Financial Group (BOTJ) - Total Liabilities
Based on the latest financial reports, Bank of the James Financial Group (BOTJ) has total liabilities worth $958.98 Million USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore cash flow conversion of Bank of the James Financial Group to assess how effectively this company generates cash.
Bank of the James Financial Group - Total Liabilities Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's total liabilities have evolved over time, based on quarterly financial data. Check Bank of the James Financial Group asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Bank of the James Financial Group Competitors by Total Liabilities
The table below lists competitors of Bank of the James Financial Group ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
ABC Taiwan Electronics
TWO:3236
|
Taiwan | NT$1.57 Billion |
|
Tung Ho Textile Co Ltd
TW:1414
|
Taiwan | NT$1.04 Billion |
|
Alpha Astika Akinita S.A
AT:ASTAK
|
Greece | €15.83 Million |
|
Fleury Michon
PA:ALFLE
|
France | €424.27 Million |
|
ATW Technology Inc
TWO:8097
|
Taiwan | NT$193.71 Million |
|
Leofoo Development Co Ltd
TW:2705
|
Taiwan | NT$10.71 Billion |
|
Fulin Plastic Industry Cayman Holding Co Ltd
TW:1341
|
Taiwan | NT$948.05 Million |
|
WMG Holdings Bhd
KLSE:6378
|
Malaysia | RM170.29 Million |
Liability Composition Analysis (2001–2025)
This chart breaks down Bank of the James Financial Group's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Bank of the James Financial Group market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 496.36 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.98 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bank of the James Financial Group's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bank of the James Financial Group (2001–2025)
The table below shows the annual total liabilities of Bank of the James Financial Group from 2001 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $958.98 Million | +4.88% |
| 2024-12-31 | $914.38 Million | +0.56% |
| 2023-12-31 | $909.33 Million | +3.53% |
| 2022-12-31 | $878.35 Million | -4.34% |
| 2021-12-31 | $918.21 Million | +17.02% |
| 2020-12-31 | $784.65 Million | +18.20% |
| 2019-12-31 | $663.84 Million | +7.11% |
| 2018-12-31 | $619.75 Million | +7.84% |
| 2017-12-31 | $574.68 Million | +9.51% |
| 2016-12-31 | $524.77 Million | +9.50% |
| 2015-12-31 | $479.26 Million | +12.48% |
| 2014-12-31 | $426.09 Million | +5.28% |
| 2013-12-31 | $404.74 Million | -1.71% |
| 2012-12-31 | $411.77 Million | +2.78% |
| 2011-12-31 | $400.63 Million | +1.83% |
| 2010-12-31 | $393.43 Million | -4.96% |
| 2009-12-31 | $413.96 Million | +36.18% |
| 2008-12-31 | $303.97 Million | +23.80% |
| 2007-12-31 | $245.54 Million | +16.49% |
| 2006-12-31 | $210.78 Million | +16.34% |
| 2005-12-31 | $181.18 Million | +14.50% |
| 2004-12-31 | $158.24 Million | +18.35% |
| 2003-12-31 | $133.70 Million | +28.44% |
| 2002-12-31 | $104.10 Million | +56.62% |
| 2001-12-31 | $66.47 Million | -- |
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The com… Read more