Bank of the James Financial Group (BOTJ) - Total Assets
Based on the latest financial reports, Bank of the James Financial Group (BOTJ) holds total assets worth $1.06 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Bank of the James Financial Group (BOTJ) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Bank of the James Financial Group - Total Assets Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's total assets have evolved over time, based on quarterly financial data. Explore investment intensity of Bank of the James Financial Group to see how much of total assets are deployed in long-term investments.
Bank of the James Financial Group - Asset Composition Analysis
Current Asset Composition (December 2025)
Bank of the James Financial Group's total assets of $1.06 Billion consist of 8.5% current assets and 91.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.8% |
| Accounts Receivable | $3.38 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $6.16 Million | 0.6% |
| Goodwill | $2.05 Million | 0.2% |
Asset Composition Trend (2001–2025)
This chart illustrates how Bank of the James Financial Group's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Bank of the James Financial Group worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank of the James Financial Group's current assets represent 8.5% of total assets in 2025, an increase from 4.0% in 2001.
- Cash Position: Cash and equivalents constituted 2.8% of total assets in 2025, down from 3.5% in 2001.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2001.
- Asset Diversification: The largest asset category is intangible assets at 0.6% of total assets.
Bank of the James Financial Group Competitors by Total Assets
Key competitors of Bank of the James Financial Group based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Erste Group Bank AG
VI:EBS
|
Austria | €450.03 Billion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Nordea Bank Abp
HE:NDA-FI
|
Finland | €654.35 Billion |
|
BSP Financial Group Ltd
AU:BFL
|
Australia | AU$43.03 Billion |
|
Qilu Bank Co Ltd
SHG:601665
|
China | CN¥840.53 Billion |
|
Vietnam Export Import Commercial Joint Stock Bank
VN:EIB
|
Vietnam | ₫273.27 Trillion |
Bank of the James Financial Group - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.04 | 0.05 | 0.17 |
| Quick Ratio | 0.04 | 0.05 | 0.17 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-903.19 Million | $-841.39 Million | $-665.44 Million |
Bank of the James Financial Group - Advanced Valuation Insights
This section examines the relationship between Bank of the James Financial Group's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.31 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 6.1% |
| Total Assets | $1.04 Billion |
| Market Capitalization | $106.00 Million USD |
Valuation Analysis
Below Book Valuation: The market values Bank of the James Financial Group's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bank of the James Financial Group's assets grew by 6.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bank of the James Financial Group (2001–2025)
The table below shows the annual total assets of Bank of the James Financial Group from 2001 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.04 Billion | +6.10% |
| 2024-12-31 | $979.24 Million | +1.02% |
| 2023-12-31 | $969.37 Million | +4.39% |
| 2022-12-31 | $928.57 Million | -5.98% |
| 2021-12-31 | $987.63 Million | +16.00% |
| 2020-12-31 | $851.39 Million | +17.37% |
| 2019-12-31 | $725.39 Million | +7.48% |
| 2018-12-31 | $674.90 Million | +7.75% |
| 2017-12-31 | $626.34 Million | +9.08% |
| 2016-12-31 | $574.20 Million | +8.86% |
| 2015-12-31 | $527.45 Million | +14.45% |
| 2014-12-31 | $460.87 Million | +6.07% |
| 2013-12-31 | $434.51 Million | -1.56% |
| 2012-12-31 | $441.38 Million | +3.26% |
| 2011-12-31 | $427.44 Million | +2.03% |
| 2010-12-31 | $418.93 Million | -4.28% |
| 2009-12-31 | $437.68 Million | +33.19% |
| 2008-12-31 | $328.61 Million | +21.68% |
| 2007-12-31 | $270.06 Million | +16.05% |
| 2006-12-31 | $232.71 Million | +18.82% |
| 2005-12-31 | $195.85 Million | +14.52% |
| 2004-12-31 | $171.03 Million | +17.94% |
| 2003-12-31 | $145.01 Million | +27.12% |
| 2002-12-31 | $114.07 Million | +50.91% |
| 2001-12-31 | $75.59 Million | -- |
About Bank of the James Financial Group
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). … Read more