First Business Financial Services (FBIZ) - Cash Flow Conversion Efficiency
Based on the latest financial reports, First Business Financial Services (FBIZ) has a cash flow conversion efficiency ratio of 0.111x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($43.79 Million) by net assets ($395.31 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see First Business Financial Services market capitalisation for the company's overall valuation and market capitalisation.
First Business Financial Services - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how First Business Financial Services's cash flow conversion efficiency has evolved over time, based on yearly financial data.
First Business Financial Services Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of First Business Financial Services ranked by their cash flow conversion efficiency. Explore earnings quality score of First Business Financial Services to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Beijing Career International Co Ltd
SHE:300662
|
0.059x |
|
Hainan Haiqi Transportation Group Co Ltd
SHG:603069
|
-0.017x |
|
Donegal Group A Inc
NASDAQ:DGICA
|
0.009x |
|
Chatham Lodging Trust REIT
NYSE:CLDT
|
0.034x |
|
Wolong Real Estate Group Co Ltd
SHG:600173
|
0.016x |
|
Qianjiang Yongan Pharmaceutical Co Ltd
SHE:002365
|
0.029x |
|
Ningbo Marine Co Ltd
SHG:600798
|
0.040x |
|
Shanxi Huhua Group Co Ltd
SHE:003002
|
0.018x |
Annual Cash Flow Conversion Efficiency for First Business Financial Services (2003–2025)
The table below shows the annual cash flow conversion efficiency of First Business Financial Services from 2003 to 2025. View FBIZ stock price and chart for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $371.58 Million | $61.70 Million | 0.166x | -5.10% |
| 2024-12-31 | $328.59 Million | $57.49 Million | 0.175x | -6.95% |
| 2023-12-31 | $289.59 Million | $54.45 Million | 0.188x | +26.82% |
| 2022-12-31 | $260.64 Million | $38.65 Million | 0.148x | -4.25% |
| 2021-12-31 | $232.42 Million | $35.99 Million | 0.155x | +19.86% |
| 2020-12-31 | $206.16 Million | $26.64 Million | 0.129x | -13.46% |
| 2019-12-31 | $194.16 Million | $28.98 Million | 0.149x | +6.71% |
| 2018-12-31 | $180.71 Million | $25.28 Million | 0.140x | +5.69% |
| 2017-12-31 | $169.28 Million | $22.41 Million | 0.132x | -18.21% |
| 2016-12-31 | $161.65 Million | $26.16 Million | 0.162x | +5.13% |
| 2015-12-31 | $150.83 Million | $23.22 Million | 0.154x | +78.59% |
| 2014-12-31 | $137.75 Million | $11.87 Million | 0.086x | -40.76% |
| 2013-12-31 | $109.28 Million | $15.90 Million | 0.146x | -9.46% |
| 2012-12-31 | $99.54 Million | $16.00 Million | 0.161x | -41.28% |
| 2011-12-31 | $64.21 Million | $17.58 Million | 0.274x | +28.21% |
| 2010-12-31 | $55.34 Million | $11.81 Million | 0.213x | +1100.92% |
| 2009-12-31 | $54.39 Million | $967.00K | 0.018x | -88.74% |
| 2008-12-31 | $53.01 Million | $8.37 Million | 0.158x | -0.94% |
| 2007-12-31 | $48.55 Million | $7.74 Million | 0.159x | +60.51% |
| 2006-12-31 | $45.76 Million | $4.54 Million | 0.099x | +57.38% |
| 2005-12-31 | $41.84 Million | $2.64 Million | 0.063x | -43.36% |
| 2004-12-31 | $38.18 Million | $4.25 Million | 0.111x | -59.50% |
| 2003-12-31 | $25.99 Million | $7.15 Million | 0.275x | -- |
About First Business Financial Services
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-b… Read more