First Business Financial Services (FBIZ) - Cash Flow Conversion Efficiency
Based on the latest financial reports, First Business Financial Services (FBIZ) has a cash flow conversion efficiency ratio of 0.043x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.14 Million) by net assets ($371.58 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
First Business Financial Services - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how First Business Financial Services's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read First Business Financial Services total liabilities for a breakdown of total debt and financial obligations.
First Business Financial Services Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of First Business Financial Services ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Viva Biotech Holdings
F:VB0
|
0.041x |
|
Shyft Group Inc
NASDAQ:SHYF
|
-0.018x |
|
Hana Tour
KO:039130
|
0.579x |
|
Fujian Oriental Silver Star Investment Co Ltd
SHG:600753
|
-0.569x |
|
Sweco AB (publ)
ST:SWEC-A
|
0.214x |
|
Nanjing Res In of Surveying Mapping
SHE:300826
|
0.003x |
|
Guangzhou Tech-Long Packing Machine Co Ltd
SHE:002209
|
0.134x |
|
Anhui Fengyuan Pharmaceutical Co Ltd
SHE:000153
|
0.033x |
Annual Cash Flow Conversion Efficiency for First Business Financial Services (2003–2025)
The table below shows the annual cash flow conversion efficiency of First Business Financial Services from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see First Business Financial Services market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $371.58 Million | $61.70 Million | 0.166x | -5.10% |
| 2024-12-31 | $328.59 Million | $57.49 Million | 0.175x | -6.95% |
| 2023-12-31 | $289.59 Million | $54.45 Million | 0.188x | +26.82% |
| 2022-12-31 | $260.64 Million | $38.65 Million | 0.148x | -4.25% |
| 2021-12-31 | $232.42 Million | $35.99 Million | 0.155x | +19.86% |
| 2020-12-31 | $206.16 Million | $26.64 Million | 0.129x | -13.46% |
| 2019-12-31 | $194.16 Million | $28.98 Million | 0.149x | +6.71% |
| 2018-12-31 | $180.71 Million | $25.28 Million | 0.140x | +5.69% |
| 2017-12-31 | $169.28 Million | $22.41 Million | 0.132x | -18.21% |
| 2016-12-31 | $161.65 Million | $26.16 Million | 0.162x | +5.13% |
| 2015-12-31 | $150.83 Million | $23.22 Million | 0.154x | +78.59% |
| 2014-12-31 | $137.75 Million | $11.87 Million | 0.086x | -40.76% |
| 2013-12-31 | $109.28 Million | $15.90 Million | 0.146x | -9.46% |
| 2012-12-31 | $99.54 Million | $16.00 Million | 0.161x | -41.28% |
| 2011-12-31 | $64.21 Million | $17.58 Million | 0.274x | +28.21% |
| 2010-12-31 | $55.34 Million | $11.81 Million | 0.213x | +1100.92% |
| 2009-12-31 | $54.39 Million | $967.00K | 0.018x | -88.74% |
| 2008-12-31 | $53.01 Million | $8.37 Million | 0.158x | -0.94% |
| 2007-12-31 | $48.55 Million | $7.74 Million | 0.159x | +60.51% |
| 2006-12-31 | $45.76 Million | $4.54 Million | 0.099x | +57.38% |
| 2005-12-31 | $41.84 Million | $2.64 Million | 0.063x | -43.36% |
| 2004-12-31 | $38.18 Million | $4.25 Million | 0.111x | -59.50% |
| 2003-12-31 | $25.99 Million | $7.15 Million | 0.275x | -- |
About First Business Financial Services
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-b… Read more