First Business Financial Services (FBIZ) - Total Liabilities
Based on the latest financial reports, First Business Financial Services (FBIZ) has total liabilities worth $3.94 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore First Business Financial Services net asset momentum to track the company's year-over-year net asset growth rate.
First Business Financial Services - Total Liabilities Trend (2001–2025)
This chart illustrates how First Business Financial Services's total liabilities have evolved over time, based on quarterly financial data. See free cash flow generation of First Business Financial Services to measure how efficiently the company converts operating cash flow to free cash.
First Business Financial Services Competitors by Total Liabilities
The table below lists competitors of First Business Financial Services ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Rompetrol Rafi
RO:RRC
|
Romania | RON2.33 Billion |
|
Delpha Construction Co Ltd
TW:2530
|
Taiwan | NT$20.39 Billion |
|
Prime Medicine, Inc. Common Stock
NASDAQ:PRME
|
USA | $218.03 Million |
|
Sjóvá-Almennar tryggingar hf
IC:SJOVA
|
Iceland | Ikr52.63 Billion |
|
VP Bank AG
SW:VPBN
|
Switzerland | CHF9.50 Billion |
|
Jiangsu Allfavor Intelligent Circuits Technology CO.Ltd
SHE:300964
|
China | CN¥603.95 Million |
|
Miquel y Costas & Miquel S.A.
MC:MCM
|
Spain | €123.54 Million |
|
Jiangsu Jinji Industrial Co Ltd
SHE:300798
|
China | CN¥935.24 Million |
Liability Composition Analysis (2001–2025)
This chart breaks down First Business Financial Services's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see FBIZ stock market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.15 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.37 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how First Business Financial Services's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for First Business Financial Services (2001–2025)
The table below shows the annual total liabilities of First Business Financial Services from 2001 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $3.71 Billion | +5.27% |
| 2024-12-31 | $3.52 Billion | +9.52% |
| 2023-12-31 | $3.22 Billion | +18.49% |
| 2022-12-31 | $2.72 Billion | +12.21% |
| 2021-12-31 | $2.42 Billion | +2.49% |
| 2020-12-31 | $2.36 Billion | +24.13% |
| 2019-12-31 | $1.90 Billion | +6.54% |
| 2018-12-31 | $1.79 Billion | +9.91% |
| 2017-12-31 | $1.62 Billion | +0.35% |
| 2016-12-31 | $1.62 Billion | -0.84% |
| 2015-12-31 | $1.63 Billion | +9.46% |
| 2014-12-31 | $1.49 Billion | +28.66% |
| 2013-12-31 | $1.16 Billion | +2.91% |
| 2012-12-31 | $1.13 Billion | +1.22% |
| 2011-12-31 | $1.11 Billion | +5.82% |
| 2010-12-31 | $1.05 Billion | -1.06% |
| 2009-12-31 | $1.06 Billion | +10.99% |
| 2008-12-31 | $957.78 Million | +10.10% |
| 2007-12-31 | $869.89 Million | +17.15% |
| 2006-12-31 | $742.57 Million | +18.36% |
| 2005-12-31 | $627.41 Million | +19.56% |
| 2004-12-31 | $524.77 Million | +6.56% |
| 2003-12-31 | $492.48 Million | +7.24% |
| 2002-12-31 | $459.24 Million | +18.10% |
| 2001-12-31 | $388.84 Million | -- |
About First Business Financial Services
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-b… Read more