First Business Financial Services Total Assets
First Business Financial Services total assets. Based on the latest financial reports, First Business Financial Services (FBIZ) holds total assets worth $4.41 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see FBIZ company net worth for the company's overall valuation and market capitalisation.
Total Assets of First Business Financial Services (2001–2025)
Total assets of First Business Financial Services from 2001 to 2025. This chart illustrates how First Business Financial Services's total assets have evolved over time, based on quarterly financial data. See First Business Financial Services (FBIZ) share price today for real-time trading data and today's change.
First Business Financial Services - Asset Composition Analysis
First Business Financial Services Total Assets Breakdown (December 2025)
First Business Financial Services total assets breakdown as of December 2025. First Business Financial Services's total assets of $4.41 Billion consist of 1.0% current assets and 99.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $3.34 Billion | 81.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.30 Million | 0.0% |
| Goodwill | $10.69 Million | 0.3% |
Asset Composition Trend (2001–2025)
This chart illustrates how First Business Financial Services's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore FBIZ working capital efficiency to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Business Financial Services's current assets represent 1.0% of total assets in 2025, an increase from 0.0% in 2001.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, up from 0.0% in 2001.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2001.
- Asset Diversification: The largest asset category is accounts receivable at 81.8% of total assets.
First Business Financial Services Competitors by Total Assets
Key competitors of First Business Financial Services based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Lloyds Banking Group plc
F:LLD2
|
Germany | €994.16 Billion |
|
JAPAN POST BK UNSP.ADR/1
F:5JP0
|
Germany | €232.94 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
BNK Banking Corporation Ltd
AU:BBC
|
Australia | AU$1.28 Billion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$45.67 Trillion |
First Business Financial Services - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 17.05 | 0.16 | 0.17 |
| Quick Ratio | 17.05 | 0.16 | 0.14 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.88 Billion | $-2.78 Billion | $-1.59 Billion |
First Business Financial Services - Advanced Valuation Insights
This section examines the relationship between First Business Financial Services's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.56 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 5.9% |
| Total Assets | $4.08 Billion |
| Market Capitalization | $590.89 Million USD |
Valuation Analysis
Below Book Valuation: The market values First Business Financial Services's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Business Financial Services's assets grew by 5.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Business Financial Services (2001–2025)
The table below shows the annual total assets of First Business Financial Services from 2001 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.08 Billion | +5.93% |
| 2024-12-31 | $3.85 Billion | +9.85% |
| 2023-12-31 | $3.51 Billion | +17.85% |
| 2022-12-31 | $2.98 Billion | +12.20% |
| 2021-12-31 | $2.65 Billion | +3.31% |
| 2020-12-31 | $2.57 Billion | +22.47% |
| 2019-12-31 | $2.10 Billion | +6.63% |
| 2018-12-31 | $1.97 Billion | +9.61% |
| 2017-12-31 | $1.79 Billion | +0.75% |
| 2016-12-31 | $1.78 Billion | -0.16% |
| 2015-12-31 | $1.78 Billion | +9.47% |
| 2014-12-31 | $1.63 Billion | +28.43% |
| 2013-12-31 | $1.27 Billion | +3.47% |
| 2012-12-31 | $1.23 Billion | +4.16% |
| 2011-12-31 | $1.18 Billion | +6.33% |
| 2010-12-31 | $1.11 Billion | -0.93% |
| 2009-12-31 | $1.12 Billion | +10.55% |
| 2008-12-31 | $1.01 Billion | +10.05% |
| 2007-12-31 | $918.44 Million | +16.51% |
| 2006-12-31 | $788.32 Million | +17.79% |
| 2005-12-31 | $669.25 Million | +18.88% |
| 2004-12-31 | $562.95 Million | +8.58% |
| 2003-12-31 | $518.47 Million | +8.00% |
| 2002-12-31 | $480.06 Million | +17.02% |
| 2001-12-31 | $410.22 Million | -- |
About First Business Financial Services
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-b… Read more