Finwise Bancorp (FINW) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Finwise Bancorp (FINW) has a cash flow conversion efficiency ratio of 0.018x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.45 Million) by net assets ($187.76 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See FINW defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Finwise Bancorp - Cash Flow Conversion Efficiency Trend (2019–2024)
This chart illustrates how Finwise Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Finwise Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Finwise Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Arman Financial Services Limited
NSE:ARMANFIN
|
0.093x |
|
Catella AB (publ)
ST:CAT-B
|
0.009x |
|
Naturelgaz Sanayi ve Ticaret AS
IS:NTGAZ
|
0.083x |
|
SEACOR Marine Holdings Inc
NYSE:SMHI
|
-0.061x |
|
Gulf Island Fabrication Inc
NASDAQ:GIFI
|
0.030x |
|
Unicycive Therapeutics Inc
NASDAQ:UNCY
|
-0.266x |
|
SOL-GEL TECHN. IS-10
F:4SG
|
N/A |
|
CVW CleanTech Inc
V:CVW
|
-0.006x |
Annual Cash Flow Conversion Efficiency for Finwise Bancorp (2019–2024)
The table below shows the annual cash flow conversion efficiency of Finwise Bancorp from 2019 to 2024. For the full company profile with market capitalisation and key ratios, see Finwise Bancorp (FINW) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $173.72 Million | $-14.99 Million | -0.086x | -209.09% |
| 2023-12-31 | $155.06 Million | $12.27 Million | 0.079x | -81.83% |
| 2022-12-31 | $140.46 Million | $61.15 Million | 0.435x | +644.42% |
| 2021-12-31 | $115.44 Million | $-9.23 Million | -0.080x | -118.73% |
| 2020-12-31 | $45.87 Million | $19.59 Million | 0.427x | +279.11% |
| 2019-12-31 | $33.09 Million | $-7.89 Million | -0.238x | -- |
About Finwise Bancorp
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company offers various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time dep… Read more