Finwise Bancorp (FINW) - Total Assets
Based on the latest financial reports, Finwise Bancorp (FINW) holds total assets worth $977.13 Million USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Finwise Bancorp - Total Assets Trend (2019–2025)
This chart illustrates how Finwise Bancorp's total assets have evolved over time, based on quarterly financial data. Also see Finwise Bancorp stock valuation for the company's overall valuation and market capitalisation.
Finwise Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Finwise Bancorp's total assets of $977.13 Million consist of 4.8% current assets and 95.2% non-current assets. Review Finwise Bancorp balance sheet liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.2% |
| Accounts Receivable | $7.25 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $3.55 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2025)
This chart illustrates how Finwise Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See current stock price of Finwise Bancorp for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Finwise Bancorp's current assets represent 4.8% of total assets in 2025, a decrease from 20.2% in 2019.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, down from 19.6% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Finwise Bancorp Competitors by Total Assets
Key competitors of Finwise Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Finwise Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 8.98 | 0.35 | 0.30 |
| Quick Ratio | 8.98 | 0.35 | 0.30 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $41.84 Million | $-357.80 Million | $-116.37 Million |
Finwise Bancorp - Advanced Valuation Insights
This section examines the relationship between Finwise Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.12 |
| Latest Market Cap to Assets Ratio | 0.18 |
| Asset Growth Rate (YoY) | 31.0% |
| Total Assets | $977.13 Million |
| Market Capitalization | $176.57 Million USD |
Valuation Analysis
Below Book Valuation: The market values Finwise Bancorp's assets below their book value (0.18x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Finwise Bancorp's assets grew by 31.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Finwise Bancorp (2019–2025)
The table below shows the annual total assets of Finwise Bancorp from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $977.13 Million | +30.99% |
| 2024-12-31 | $745.98 Million | +27.25% |
| 2023-12-31 | $586.22 Million | +46.27% |
| 2022-12-31 | $400.78 Million | +5.41% |
| 2021-12-31 | $380.21 Million | +19.75% |
| 2020-12-31 | $317.51 Million | +79.32% |
| 2019-12-31 | $177.06 Million | -- |
About Finwise Bancorp
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company offers various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time dep… Read more