Finwise Bancorp (FINW) - Total Liabilities

Latest as of December 2025: $783.94 Million USD

Based on the latest financial reports, Finwise Bancorp (FINW) has total liabilities worth $783.94 Million USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Finwise Bancorp - Total Liabilities Trend (2019–2025)

This chart illustrates how Finwise Bancorp's total liabilities have evolved over time, based on quarterly financial data. See Finwise Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Finwise Bancorp Competitors by Total Liabilities

The table below lists competitors of Finwise Bancorp ranked by their total liabilities.

Company Country Total Liabilities
SEACOR Marine Holdings Inc
NYSE:SMHI
USA $392.91 Million
Naturelgaz Sanayi ve Ticaret AS
IS:NTGAZ
Turkey TL1.28 Billion
Catella AB (publ)
ST:CAT-B
Sweden Skr2.18 Billion
Arman Financial Services Limited
NSE:ARMANFIN
India Rs12.81 Billion
Gulf Island Fabrication Inc
NASDAQ:GIFI
USA $52.42 Million
Unicycive Therapeutics Inc
NASDAQ:UNCY
USA $18.94 Million
SOL-GEL TECHN. IS-10
F:4SG
Germany €7.11 Million
CVW CleanTech Inc
V:CVW
Canada CA$861.47K

Liability Composition Analysis (2019–2025)

This chart breaks down Finwise Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see how much is Finwise Bancorp worth.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 8.98 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 4.06 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.80 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Finwise Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Finwise Bancorp (2019–2025)

The table below shows the annual total liabilities of Finwise Bancorp from 2019 to 2025.

Year Total Liabilities Change
2025-12-31 $783.94 Million +36.99%
2024-12-31 $572.26 Million +32.72%
2023-12-31 $431.17 Million +65.63%
2022-12-31 $260.32 Million -1.68%
2021-12-31 $264.77 Million -2.53%
2020-12-31 $271.64 Million +88.68%
2019-12-31 $143.97 Million --

About Finwise Bancorp

NASDAQ:FINW USA Banks - Regional
Market Cap
$188.32 Million
Market Cap Rank
#16883 Global
#3933 in USA
Share Price
$13.79
Change (1 day)
-4.04%
52-Week Range
$12.98 - $22.49
All Time High
$22.49
About

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company offers various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time dep… Read more