Horizon Bancorp (HBNC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Horizon Bancorp (HBNC) has a cash flow conversion efficiency ratio of 0.030x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($20.76 Million) by net assets ($699.03 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Horizon Bancorp balance sheet independence to measure how much of total assets are equity-financed.
Horizon Bancorp - Cash Flow Conversion Efficiency Trend (1995–2025)
This chart illustrates how Horizon Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of Horizon Bancorp to evaluate the quality of earnings relative to operating cash generation.
Horizon Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Horizon Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
GRIPM Advanced Materials Co. Ltd. A
SHG:688456
|
0.002x |
|
Xiangyu Medical Co. Ltd. A
SHG:688626
|
0.009x |
|
Tellhow Sci-Tech Co Ltd
SHG:600590
|
0.050x |
|
Beijing Sanyuan Foods Co Ltd
SHG:600429
|
0.037x |
|
Shanghai Industrial Development Co Ltd
SHG:600748
|
0.132x |
|
U.S. Physical Therapy, Inc.
NYSE:USPH
|
0.005x |
|
FS Credit Opportunities Corp.
NYSE:FSCO
|
N/A |
|
China Sports Industry Group Co Ltd
SHG:600158
|
-0.012x |
Annual Cash Flow Conversion Efficiency for Horizon Bancorp (1995–2025)
The table below shows the annual cash flow conversion efficiency of Horizon Bancorp from 1995 to 2025. For the full company profile with market capitalisation and key ratios, see Horizon Bancorp stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $688.25 Million | $79.23 Million | 0.115x | +1280.39% |
| 2024-12-31 | $763.58 Million | $6.37 Million | 0.008x | -93.26% |
| 2023-12-31 | $718.81 Million | $88.94 Million | 0.124x | -11.20% |
| 2022-12-31 | $677.38 Million | $94.38 Million | 0.139x | -4.35% |
| 2021-12-31 | $723.21 Million | $105.35 Million | 0.146x | +28.02% |
| 2020-12-31 | $692.22 Million | $78.77 Million | 0.114x | -57.33% |
| 2019-12-31 | $656.02 Million | $174.95 Million | 0.267x | +81.51% |
| 2018-12-31 | $491.99 Million | $72.29 Million | 0.147x | +36.87% |
| 2017-12-31 | $457.08 Million | $49.06 Million | 0.107x | +43.21% |
| 2016-12-31 | $340.86 Million | $25.55 Million | 0.075x | -43.23% |
| 2015-12-31 | $266.83 Million | $35.23 Million | 0.132x | +45.31% |
| 2014-12-31 | $194.41 Million | $17.66 Million | 0.091x | -68.15% |
| 2013-12-31 | $164.62 Million | $46.97 Million | 0.285x | +72.14% |
| 2012-12-31 | $158.97 Million | $26.35 Million | 0.166x | -9.94% |
| 2011-12-31 | $121.47 Million | $22.35 Million | 0.184x | -16.94% |
| 2010-12-31 | $112.28 Million | $24.88 Million | 0.222x | +72.58% |
| 2009-12-31 | $114.61 Million | $14.71 Million | 0.128x | -32.36% |
| 2008-12-31 | $103.35 Million | $19.61 Million | 0.190x | -25.43% |
| 2007-12-31 | $70.64 Million | $17.98 Million | 0.255x | +1660.80% |
| 2006-12-31 | $61.88 Million | $-1.01 Million | -0.016x | -107.78% |
| 2005-12-31 | $53.53 Million | $11.22 Million | 0.210x | -26.20% |
| 2004-12-31 | $50.43 Million | $14.32 Million | 0.284x | +1.20% |
| 2003-12-31 | $46.22 Million | $12.97 Million | 0.281x | +192.78% |
| 2002-12-31 | $41.41 Million | $3.97 Million | 0.096x | -12.21% |
| 2001-12-31 | $34.94 Million | $3.81 Million | 0.109x | +79.12% |
| 2000-12-31 | $31.62 Million | $1.93 Million | 0.061x | -92.53% |
| 1999-12-31 | $21.19 Million | $17.28 Million | 0.816x | +374.53% |
| 1998-12-31 | $27.47 Million | $4.72 Million | 0.172x | +26.52% |
| 1997-12-31 | $28.71 Million | $3.90 Million | 0.136x | -56.30% |
| 1996-12-31 | $29.30 Million | $9.11 Million | 0.311x | +59.81% |
| 1995-12-31 | $28.55 Million | $5.55 Million | 0.195x | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more