Horizon Bancorp Cash Flow Conversion Efficiency
Horizon Bancorp cash flow conversion efficiency. Based on the latest financial reports, Horizon Bancorp (HBNC) has a cash flow conversion efficiency ratio of 0.046x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($33.17 Million) by net assets ($726.19 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Horizon Bancorp (1995–2025)
Cash flow conversion efficiency of Horizon Bancorp from 1995 to 2025. This chart illustrates how Horizon Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Horizon Bancorp (HBNC) share price today for real-time trading data and today's change.
Horizon Bancorp Cash Flow Conversion Ratio Explained
Horizon Bancorp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Horizon Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Horizon Bancorp ranked by their cash flow conversion efficiency. Also see how much is Horizon Bancorp worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Three Squirrels
SHE:300783
|
0.001x |
|
Tianjin You Fa Steel Pipe Group Stock Co Ltd
SHG:601686
|
-0.063x |
|
Starlake Bioscience Co Inc Zhaoqing Guangdong
SHG:600866
|
0.149x |
|
Anadolu Anonim Turk Sigorta Sti
IS:ANSGR
|
0.069x |
|
Juewei Food Co Ltd
SHG:603517
|
0.020x |
|
General Interface Solution GIS Holding Ltd
TW:6456
|
0.052x |
|
Suzhou SLAC Precision Equipment Co Ltd
SHE:300382
|
0.026x |
|
Zhuzhou Huarui Precision Cutting Tools Co Ltd
SHG:688059
|
0.039x |
Annual Cash Flow Conversion Efficiency for Horizon Bancorp (1995–2025)
The table below shows the annual cash flow conversion efficiency of Horizon Bancorp from 1995 to 2025. Review HBNC FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $688.25 Million | $79.23 Million | 0.115x | +1280.39% |
| 2024-12-31 | $763.58 Million | $6.37 Million | 0.008x | -93.26% |
| 2023-12-31 | $718.81 Million | $88.94 Million | 0.124x | -11.20% |
| 2022-12-31 | $677.38 Million | $94.38 Million | 0.139x | -4.35% |
| 2021-12-31 | $723.21 Million | $105.35 Million | 0.146x | +28.02% |
| 2020-12-31 | $692.22 Million | $78.77 Million | 0.114x | -57.33% |
| 2019-12-31 | $656.02 Million | $174.95 Million | 0.267x | +81.51% |
| 2018-12-31 | $491.99 Million | $72.29 Million | 0.147x | +36.87% |
| 2017-12-31 | $457.08 Million | $49.06 Million | 0.107x | +43.21% |
| 2016-12-31 | $340.86 Million | $25.55 Million | 0.075x | -43.23% |
| 2015-12-31 | $266.83 Million | $35.23 Million | 0.132x | +45.31% |
| 2014-12-31 | $194.41 Million | $17.66 Million | 0.091x | -68.15% |
| 2013-12-31 | $164.62 Million | $46.97 Million | 0.285x | +72.14% |
| 2012-12-31 | $158.97 Million | $26.35 Million | 0.166x | -9.94% |
| 2011-12-31 | $121.47 Million | $22.35 Million | 0.184x | -16.94% |
| 2010-12-31 | $112.28 Million | $24.88 Million | 0.222x | +72.58% |
| 2009-12-31 | $114.61 Million | $14.71 Million | 0.128x | -32.36% |
| 2008-12-31 | $103.35 Million | $19.61 Million | 0.190x | -25.43% |
| 2007-12-31 | $70.64 Million | $17.98 Million | 0.255x | +1660.80% |
| 2006-12-31 | $61.88 Million | $-1.01 Million | -0.016x | -107.78% |
| 2005-12-31 | $53.53 Million | $11.22 Million | 0.210x | -26.20% |
| 2004-12-31 | $50.43 Million | $14.32 Million | 0.284x | +1.20% |
| 2003-12-31 | $46.22 Million | $12.97 Million | 0.281x | +192.78% |
| 2002-12-31 | $41.41 Million | $3.97 Million | 0.096x | -12.21% |
| 2001-12-31 | $34.94 Million | $3.81 Million | 0.109x | +79.12% |
| 2000-12-31 | $31.62 Million | $1.93 Million | 0.061x | -92.53% |
| 1999-12-31 | $21.19 Million | $17.28 Million | 0.816x | +374.53% |
| 1998-12-31 | $27.47 Million | $4.72 Million | 0.172x | +26.52% |
| 1997-12-31 | $28.71 Million | $3.90 Million | 0.136x | -56.30% |
| 1996-12-31 | $29.30 Million | $9.11 Million | 0.311x | +59.81% |
| 1995-12-31 | $28.55 Million | $5.55 Million | 0.195x | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more