Horizon Bancorp (HBNC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Horizon Bancorp (HBNC) has a cash flow conversion efficiency ratio of 0.030x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($20.76 Million) by net assets ($699.03 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Horizon Bancorp (HBNC) defensive interval to measure how many days the company can operate on defensive assets alone.
Horizon Bancorp - Cash Flow Conversion Efficiency Trend (1995–2025)
This chart illustrates how Horizon Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Horizon Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Horizon Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Hangzhou Jingye Intelligent Technology Co. Ltd. A
SHG:688290
|
N/A |
|
CTS International Logistics Corp Ltd
SHG:603128
|
0.000x |
|
Shaanxi Fenghuo Electronics Co Ltd
SHE:000561
|
-0.062x |
|
Haima Automobile Group Co Ltd
SHE:000572
|
0.037x |
|
Smarter Microelectronics (Guangzhou) Co. Ltd. A
SHG:688512
|
N/A |
|
AMAG Austria Metall AG
VI:AMAG
|
0.035x |
|
Zhejiang Tianyu Pharmaceutical Co Ltd
SHE:300702
|
0.063x |
|
Cathay Real Estate Development Co Ltd
TW:2501
|
0.003x |
Annual Cash Flow Conversion Efficiency for Horizon Bancorp (1995–2025)
The table below shows the annual cash flow conversion efficiency of Horizon Bancorp from 1995 to 2025. For the full company profile with market capitalisation and key ratios, see HBNC stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $688.25 Million | $79.23 Million | 0.115x | +1280.39% |
| 2024-12-31 | $763.58 Million | $6.37 Million | 0.008x | -93.26% |
| 2023-12-31 | $718.81 Million | $88.94 Million | 0.124x | -11.20% |
| 2022-12-31 | $677.38 Million | $94.38 Million | 0.139x | -4.35% |
| 2021-12-31 | $723.21 Million | $105.35 Million | 0.146x | +28.02% |
| 2020-12-31 | $692.22 Million | $78.77 Million | 0.114x | -57.33% |
| 2019-12-31 | $656.02 Million | $174.95 Million | 0.267x | +81.51% |
| 2018-12-31 | $491.99 Million | $72.29 Million | 0.147x | +36.87% |
| 2017-12-31 | $457.08 Million | $49.06 Million | 0.107x | +43.21% |
| 2016-12-31 | $340.86 Million | $25.55 Million | 0.075x | -43.23% |
| 2015-12-31 | $266.83 Million | $35.23 Million | 0.132x | +45.31% |
| 2014-12-31 | $194.41 Million | $17.66 Million | 0.091x | -68.15% |
| 2013-12-31 | $164.62 Million | $46.97 Million | 0.285x | +72.14% |
| 2012-12-31 | $158.97 Million | $26.35 Million | 0.166x | -9.94% |
| 2011-12-31 | $121.47 Million | $22.35 Million | 0.184x | -16.94% |
| 2010-12-31 | $112.28 Million | $24.88 Million | 0.222x | +72.58% |
| 2009-12-31 | $114.61 Million | $14.71 Million | 0.128x | -32.36% |
| 2008-12-31 | $103.35 Million | $19.61 Million | 0.190x | -25.43% |
| 2007-12-31 | $70.64 Million | $17.98 Million | 0.255x | +1660.80% |
| 2006-12-31 | $61.88 Million | $-1.01 Million | -0.016x | -107.78% |
| 2005-12-31 | $53.53 Million | $11.22 Million | 0.210x | -26.20% |
| 2004-12-31 | $50.43 Million | $14.32 Million | 0.284x | +1.20% |
| 2003-12-31 | $46.22 Million | $12.97 Million | 0.281x | +192.78% |
| 2002-12-31 | $41.41 Million | $3.97 Million | 0.096x | -12.21% |
| 2001-12-31 | $34.94 Million | $3.81 Million | 0.109x | +79.12% |
| 2000-12-31 | $31.62 Million | $1.93 Million | 0.061x | -92.53% |
| 1999-12-31 | $21.19 Million | $17.28 Million | 0.816x | +374.53% |
| 1998-12-31 | $27.47 Million | $4.72 Million | 0.172x | +26.52% |
| 1997-12-31 | $28.71 Million | $3.90 Million | 0.136x | -56.30% |
| 1996-12-31 | $29.30 Million | $9.11 Million | 0.311x | +59.81% |
| 1995-12-31 | $28.55 Million | $5.55 Million | 0.195x | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more