Horizon Bancorp (HBNC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Horizon Bancorp (HBNC) has a cash flow conversion efficiency ratio of 0.017x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($10.91 Million) by net assets ($660.77 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Horizon Bancorp - Cash Flow Conversion Efficiency Trend (1995–2024)
This chart illustrates how Horizon Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read total liabilities of Horizon Bancorp for a breakdown of total debt and financial obligations.
Horizon Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Horizon Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Hangzhou Huning Elevator Parts Co Ltd
SHE:300669
|
0.008x |
|
INVEX Controladora S.A.B. de C.V
MX:INVEXA
|
0.059x |
|
Sedlmayr Grund und Immobilien AG
F:SPB
|
N/A |
|
Inventiva S.A
PA:IVA
|
5.765x |
|
Tes Touch Embedded Solutions
SHE:003019
|
-0.007x |
|
Shenzhen Worldunion Properties Consultancy Inc
SHE:002285
|
0.018x |
|
UniTTEC Co Ltd
SHE:000925
|
0.017x |
|
Shenzhen Chengtian Weiye Technology Co Ltd
SHE:300689
|
0.008x |
Annual Cash Flow Conversion Efficiency for Horizon Bancorp (1995–2024)
The table below shows the annual cash flow conversion efficiency of Horizon Bancorp from 1995 to 2024. For the full company profile with market capitalisation and key ratios, see HBNC stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $763.58 Million | $6.37 Million | 0.008x | -93.26% |
| 2023-12-31 | $718.81 Million | $88.94 Million | 0.124x | -11.20% |
| 2022-12-31 | $677.38 Million | $94.38 Million | 0.139x | -4.35% |
| 2021-12-31 | $723.21 Million | $105.35 Million | 0.146x | +28.02% |
| 2020-12-31 | $692.22 Million | $78.77 Million | 0.114x | -57.33% |
| 2019-12-31 | $656.02 Million | $174.95 Million | 0.267x | +81.51% |
| 2018-12-31 | $491.99 Million | $72.29 Million | 0.147x | +36.87% |
| 2017-12-31 | $457.08 Million | $49.06 Million | 0.107x | +43.21% |
| 2016-12-31 | $340.86 Million | $25.55 Million | 0.075x | -43.23% |
| 2015-12-31 | $266.83 Million | $35.23 Million | 0.132x | +45.31% |
| 2014-12-31 | $194.41 Million | $17.66 Million | 0.091x | -68.15% |
| 2013-12-31 | $164.62 Million | $46.97 Million | 0.285x | +72.14% |
| 2012-12-31 | $158.97 Million | $26.35 Million | 0.166x | -9.94% |
| 2011-12-31 | $121.47 Million | $22.35 Million | 0.184x | -16.94% |
| 2010-12-31 | $112.28 Million | $24.88 Million | 0.222x | +72.58% |
| 2009-12-31 | $114.61 Million | $14.71 Million | 0.128x | -32.36% |
| 2008-12-31 | $103.35 Million | $19.61 Million | 0.190x | -25.43% |
| 2007-12-31 | $70.64 Million | $17.98 Million | 0.255x | +1660.80% |
| 2006-12-31 | $61.88 Million | $-1.01 Million | -0.016x | -107.78% |
| 2005-12-31 | $53.53 Million | $11.22 Million | 0.210x | -26.20% |
| 2004-12-31 | $50.43 Million | $14.32 Million | 0.284x | +1.20% |
| 2003-12-31 | $46.22 Million | $12.97 Million | 0.281x | +192.78% |
| 2002-12-31 | $41.41 Million | $3.97 Million | 0.096x | -12.21% |
| 2001-12-31 | $34.94 Million | $3.81 Million | 0.109x | +79.12% |
| 2000-12-31 | $31.62 Million | $1.93 Million | 0.061x | -92.53% |
| 1999-12-31 | $21.19 Million | $17.28 Million | 0.816x | +374.53% |
| 1998-12-31 | $27.47 Million | $4.72 Million | 0.172x | +26.52% |
| 1997-12-31 | $28.71 Million | $3.90 Million | 0.136x | -56.30% |
| 1996-12-31 | $29.30 Million | $9.11 Million | 0.311x | +59.81% |
| 1995-12-31 | $28.55 Million | $5.55 Million | 0.195x | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loa… Read more