Horizon Bancorp (HBNC) - Total Liabilities
Based on the latest financial reports, Horizon Bancorp (HBNC) has total liabilities worth $5.87 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Horizon Bancorp - Total Liabilities Trend (1995–2025)
This chart illustrates how Horizon Bancorp's total liabilities have evolved over time, based on quarterly financial data. See working capital to net assets of Horizon Bancorp to evaluate short-term liquidity relative to the company's equity base.
Horizon Bancorp Competitors by Total Liabilities
The table below lists competitors of Horizon Bancorp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Haima Automobile Group Co Ltd
SHE:000572
|
China | CN¥2.45 Billion |
|
Shaanxi Fenghuo Electronics Co Ltd
SHE:000561
|
China | CN¥3.82 Billion |
|
CTS International Logistics Corp Ltd
SHG:603128
|
China | CN¥6.06 Billion |
|
Hangzhou Jingye Intelligent Technology Co. Ltd. A
SHG:688290
|
China | CN¥493.75 Million |
|
Smarter Microelectronics (Guangzhou) Co. Ltd. A
SHG:688512
|
China | CN¥405.52 Million |
|
AMAG Austria Metall AG
VI:AMAG
|
Austria | €924.93 Million |
|
Zhejiang Tianyu Pharmaceutical Co Ltd
SHE:300702
|
China | CN¥2.84 Billion |
|
Cathay Real Estate Development Co Ltd
TW:2501
|
Taiwan | NT$59.58 Billion |
Liability Composition Analysis (1995–2025)
This chart breaks down Horizon Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see HBNC stock market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.48 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.39 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Horizon Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Horizon Bancorp (1995–2025)
The table below shows the annual total liabilities of Horizon Bancorp from 1995 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.75 Billion | -18.32% |
| 2024-12-31 | $7.04 Billion | -2.42% |
| 2023-12-31 | $7.21 Billion | +0.24% |
| 2022-12-31 | $7.20 Billion | +7.57% |
| 2021-12-31 | $6.69 Billion | +28.77% |
| 2020-12-31 | $5.19 Billion | +13.21% |
| 2019-12-31 | $4.59 Billion | +22.20% |
| 2018-12-31 | $3.75 Billion | +7.06% |
| 2017-12-31 | $3.51 Billion | +25.24% |
| 2016-12-31 | $2.80 Billion | +17.39% |
| 2015-12-31 | $2.39 Billion | +26.72% |
| 2014-12-31 | $1.88 Billion | +18.13% |
| 2013-12-31 | $1.59 Billion | -5.63% |
| 2012-12-31 | $1.69 Billion | +18.45% |
| 2011-12-31 | $1.43 Billion | +10.64% |
| 2010-12-31 | $1.29 Billion | +1.27% |
| 2009-12-31 | $1.27 Billion | +5.73% |
| 2008-12-31 | $1.20 Billion | +1.29% |
| 2007-12-31 | $1.19 Billion | +2.38% |
| 2006-12-31 | $1.16 Billion | +8.02% |
| 2005-12-31 | $1.07 Billion | +24.43% |
| 2004-12-31 | $863.40 Million | +21.46% |
| 2003-12-31 | $710.85 Million | +4.73% |
| 2002-12-31 | $678.72 Million | +22.73% |
| 2001-12-31 | $553.00 Million | +10.57% |
| 2000-12-31 | $500.15 Million | -0.92% |
| 1999-12-31 | $504.81 Million | +29.87% |
| 1998-12-31 | $388.69 Million | +17.41% |
| 1997-12-31 | $331.04 Million | -6.15% |
| 1996-12-31 | $352.74 Million | +3.91% |
| 1995-12-31 | $339.46 Million | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more