Horizon Bancorp Total Liabilities
Horizon Bancorp total liabilities. Based on the latest financial reports, Horizon Bancorp (HBNC) has total liabilities worth $5.85 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check HBNC asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Horizon Bancorp (1995–2025)
Total liabilities of Horizon Bancorp from 1995 to 2025. This chart illustrates how Horizon Bancorp's total liabilities have evolved over time, based on quarterly financial data. Explore HBNC long-term investments to assets to see how much of total assets are deployed in long-term investments.
Horizon Bancorp Competitors by Total Liabilities
The table below lists competitors of Horizon Bancorp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Anadolu Anonim Turk Sigorta Sti
IS:ANSGR
|
Turkey | TL80.37 Billion |
|
Starlake Bioscience Co Inc Zhaoqing Guangdong
SHG:600866
|
China | CN¥8.99 Billion |
|
Tianjin You Fa Steel Pipe Group Stock Co Ltd
SHG:601686
|
China | CN¥19.30 Billion |
|
Three Squirrels
SHE:300783
|
China | CN¥1.93 Billion |
|
Juewei Food Co Ltd
SHG:603517
|
China | CN¥2.23 Billion |
|
General Interface Solution GIS Holding Ltd
TW:6456
|
Taiwan | NT$31.79 Billion |
|
Suzhou SLAC Precision Equipment Co Ltd
SHE:300382
|
China | CN¥3.18 Billion |
|
Zhuzhou Huarui Precision Cutting Tools Co Ltd
SHG:688059
|
China | CN¥1.06 Billion |
Liability Composition Analysis (1995–2025)
This chart breaks down Horizon Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see how large is Horizon Bancorp's balance sheet.
Liquidity & Leverage Metrics
Horizon Bancorp Total Liabilities Ratios Explained
Horizon Bancorp total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.21 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.05 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Horizon Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Horizon Bancorp (1995–2025)
The table below shows the annual total liabilities of Horizon Bancorp from 1995 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.75 Billion | -18.32% |
| 2024-12-31 | $7.04 Billion | -2.42% |
| 2023-12-31 | $7.21 Billion | +0.24% |
| 2022-12-31 | $7.20 Billion | +7.57% |
| 2021-12-31 | $6.69 Billion | +28.77% |
| 2020-12-31 | $5.19 Billion | +13.21% |
| 2019-12-31 | $4.59 Billion | +22.20% |
| 2018-12-31 | $3.75 Billion | +7.06% |
| 2017-12-31 | $3.51 Billion | +25.24% |
| 2016-12-31 | $2.80 Billion | +17.39% |
| 2015-12-31 | $2.39 Billion | +26.72% |
| 2014-12-31 | $1.88 Billion | +18.13% |
| 2013-12-31 | $1.59 Billion | -5.63% |
| 2012-12-31 | $1.69 Billion | +18.45% |
| 2011-12-31 | $1.43 Billion | +10.64% |
| 2010-12-31 | $1.29 Billion | +1.27% |
| 2009-12-31 | $1.27 Billion | +5.73% |
| 2008-12-31 | $1.20 Billion | +1.29% |
| 2007-12-31 | $1.19 Billion | +2.38% |
| 2006-12-31 | $1.16 Billion | +8.02% |
| 2005-12-31 | $1.07 Billion | +24.43% |
| 2004-12-31 | $863.40 Million | +21.46% |
| 2003-12-31 | $710.85 Million | +4.73% |
| 2002-12-31 | $678.72 Million | +22.73% |
| 2001-12-31 | $553.00 Million | +10.57% |
| 2000-12-31 | $500.15 Million | -0.92% |
| 1999-12-31 | $504.81 Million | +29.87% |
| 1998-12-31 | $388.69 Million | +17.41% |
| 1997-12-31 | $331.04 Million | -6.15% |
| 1996-12-31 | $352.74 Million | +3.91% |
| 1995-12-31 | $339.46 Million | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more