Horizon Bancorp (HBNC) - Total Assets
Based on the latest financial reports, Horizon Bancorp (HBNC) holds total assets worth $6.56 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Horizon Bancorp (HBNC) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Horizon Bancorp - Total Assets Trend (1995–2025)
This chart illustrates how Horizon Bancorp's total assets have evolved over time, based on quarterly financial data. Explore HBNC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Horizon Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Horizon Bancorp's total assets of $6.56 Billion consist of 1.6% current assets and 98.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.0% |
| Accounts Receivable | $29.73 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $7.18 Million | 0.1% |
| Goodwill | $155.21 Million | 2.4% |
Asset Composition Trend (1995–2025)
This chart illustrates how Horizon Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Horizon Bancorp stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Horizon Bancorp's current assets represent 1.6% of total assets in 2025, a decrease from 13.7% in 1995.
- Cash Position: Cash and equivalents constituted 1.0% of total assets in 2025, down from 12.9% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 2.4% of total assets.
Horizon Bancorp Competitors by Total Assets
Key competitors of Horizon Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Horizon Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.48 | 0.04 | 1647.64 |
| Quick Ratio | 1.48 | 0.04 | 1647.02 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $31.36 Million | $-5.55 Billion | $4.00 Billion |
Horizon Bancorp - Advanced Valuation Insights
This section examines the relationship between Horizon Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.43 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | -17.5% |
| Total Assets | $6.44 Billion |
| Market Capitalization | $988.10 Million USD |
Valuation Analysis
Below Book Valuation: The market values Horizon Bancorp's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Horizon Bancorp's assets decreased by 17.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Horizon Bancorp (1995–2025)
The table below shows the annual total assets of Horizon Bancorp from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.44 Billion | -17.49% |
| 2024-12-31 | $7.80 Billion | -1.64% |
| 2023-12-31 | $7.93 Billion | +0.75% |
| 2022-12-31 | $7.87 Billion | +6.21% |
| 2021-12-31 | $7.41 Billion | +25.91% |
| 2020-12-31 | $5.89 Billion | +12.25% |
| 2019-12-31 | $5.24 Billion | +23.49% |
| 2018-12-31 | $4.25 Billion | +7.12% |
| 2017-12-31 | $3.96 Billion | +26.21% |
| 2016-12-31 | $3.14 Billion | +18.43% |
| 2015-12-31 | $2.65 Billion | +27.71% |
| 2014-12-31 | $2.08 Billion | +18.12% |
| 2013-12-31 | $1.76 Billion | -4.84% |
| 2012-12-31 | $1.85 Billion | +19.42% |
| 2011-12-31 | $1.55 Billion | +10.44% |
| 2010-12-31 | $1.40 Billion | +1.00% |
| 2009-12-31 | $1.39 Billion | +6.13% |
| 2008-12-31 | $1.31 Billion | +3.81% |
| 2007-12-31 | $1.26 Billion | +2.98% |
| 2006-12-31 | $1.22 Billion | +8.38% |
| 2005-12-31 | $1.13 Billion | +23.42% |
| 2004-12-31 | $913.83 Million | +20.71% |
| 2003-12-31 | $757.07 Million | +5.13% |
| 2002-12-31 | $720.13 Million | +22.48% |
| 2001-12-31 | $587.95 Million | +10.56% |
| 2000-12-31 | $531.78 Million | +1.10% |
| 1999-12-31 | $526.00 Million | +26.39% |
| 1998-12-31 | $416.15 Million | +15.68% |
| 1997-12-31 | $359.75 Million | -5.83% |
| 1996-12-31 | $382.04 Million | +3.81% |
| 1995-12-31 | $368.01 Million | -- |
About Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides comm… Read more