Old Second Bancorp Inc Cash Flow Conversion Efficiency
Old Second Bancorp Inc cash flow conversion efficiency. Based on the latest financial reports, Old Second Bancorp Inc (OSBC) has a cash flow conversion efficiency ratio of 0.041x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($36.94 Million) by net assets ($893.30 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Old Second Bancorp Inc (1993–2025)
Cash flow conversion efficiency of Old Second Bancorp Inc from 1993 to 2025. This chart illustrates how Old Second Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest Old Second Bancorp Inc stock price today for real-time trading data and today's change.
Old Second Bancorp Inc Cash Flow Conversion Ratio Explained
Old Second Bancorp Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Old Second Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Old Second Bancorp Inc ranked by their cash flow conversion efficiency. Also see OSBC company net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Black Diamond Group Limited
TO:BDI
|
0.040x |
|
Beijing Lier High Temperature Materials Co Ltd
SHE:002392
|
0.010x |
|
Voltamp Transformers Limited
NSE:VOLTAMP
|
0.045x |
|
Hunan Keli Motor Co Ltd
SHE:002892
|
0.044x |
|
Shanghai Yizhong Pharmaceutical Co Ltd
SHG:688091
|
0.014x |
|
EuroHold Bulgaria AD
WAR:EHG
|
0.020x |
|
Harbin Xinguang Optic Electronics
SHG:688011
|
-0.012x |
|
Hunan Fazhan Industrial Co Ltd
SHE:000722
|
0.026x |
Annual Cash Flow Conversion Efficiency for Old Second Bancorp Inc (1993–2025)
The table below shows the annual cash flow conversion efficiency of Old Second Bancorp Inc from 1993 to 2025. Review how much free cash does Old Second Bancorp Inc generate to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $896.77 Million | $122.26 Million | 0.136x | -30.45% |
| 2024-12-31 | $671.03 Million | $131.53 Million | 0.196x | -2.79% |
| 2023-12-31 | $577.28 Million | $116.40 Million | 0.202x | -4.48% |
| 2022-12-31 | $461.14 Million | $97.34 Million | 0.211x | +4022.77% |
| 2021-12-31 | $6.06 Billion | $31.05 Million | 0.005x | -41.93% |
| 2020-12-31 | $2.95 Billion | $25.99 Million | 0.009x | -95.35% |
| 2019-12-31 | $277.86 Million | $52.64 Million | 0.189x | -20.96% |
| 2018-12-31 | $229.08 Million | $54.91 Million | 0.240x | +29.42% |
| 2017-12-31 | $200.35 Million | $37.10 Million | 0.185x | +19.06% |
| 2016-12-31 | $175.21 Million | $27.25 Million | 0.156x | +14.75% |
| 2015-12-31 | $155.93 Million | $21.14 Million | 0.136x | +517.31% |
| 2014-12-31 | $194.16 Million | $-6.31 Million | -0.032x | -113.61% |
| 2013-12-31 | $147.69 Million | $35.26 Million | 0.239x | -60.00% |
| 2012-12-31 | $72.55 Million | $43.30 Million | 0.597x | +50.73% |
| 2011-12-31 | $74.00 Million | $29.30 Million | 0.396x | -51.94% |
| 2010-12-31 | $83.96 Million | $69.18 Million | 0.824x | +429.57% |
| 2009-12-31 | $197.21 Million | $30.68 Million | 0.156x | -27.93% |
| 2008-12-31 | $193.10 Million | $41.69 Million | 0.216x | +133.11% |
| 2007-12-31 | $149.89 Million | $13.88 Million | 0.093x | -61.52% |
| 2006-12-31 | $158.56 Million | $38.16 Million | 0.241x | +17.96% |
| 2005-12-31 | $152.26 Million | $31.07 Million | 0.204x | +173.74% |
| 2004-12-31 | $134.99 Million | $10.06 Million | 0.075x | -86.20% |
| 2003-12-31 | $116.99 Million | $63.20 Million | 0.540x | +448.88% |
| 2002-12-31 | $133.08 Million | $13.10 Million | 0.098x | +2779.26% |
| 2001-12-31 | $124.95 Million | $-459.00K | -0.004x | -103.05% |
| 2000-12-31 | $112.96 Million | $13.59 Million | 0.120x | -68.76% |
| 1999-12-31 | $103.76 Million | $39.95 Million | 0.385x | +390.44% |
| 1998-12-31 | $101.90 Million | $8.00 Million | 0.079x | +290.28% |
| 1997-12-31 | $92.10 Million | $-3.80 Million | -0.041x | -110.43% |
| 1996-12-31 | $81.40 Million | $32.20 Million | 0.396x | +166.31% |
| 1995-12-31 | $75.40 Million | $11.20 Million | 0.149x | -46.64% |
| 1994-12-31 | $58.20 Million | $16.20 Million | 0.278x | +78.63% |
| 1993-12-31 | $58.40 Million | $9.10 Million | 0.156x | -- |
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more