Old Second Bancorp Inc (OSBC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Old Second Bancorp Inc (OSBC) has a cash flow conversion efficiency ratio of 0.041x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($36.94 Million) by net assets ($893.30 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Old Second Bancorp Inc net asset quality index to measure how much of total assets are equity-financed.
Old Second Bancorp Inc - Cash Flow Conversion Efficiency Trend (1993–2025)
This chart illustrates how Old Second Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Old Second Bancorp Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Old Second Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Old Second Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Rio Tinto PLC
LSE:RIO
|
0.112x |
|
Mercialys SA
PA:MERY
|
0.084x |
|
Paras Defence and Space Technologies Limited
NSE:PARAS
|
-0.021x |
|
Hunan Oil Pump
SHG:603319
|
0.018x |
|
Hitevision Co Ltd
SHE:002955
|
0.131x |
|
Cronos Group Inc
TO:CRON
|
0.012x |
|
Dynagreen Environmental Protection Group Co Ltd
SHG:601330
|
0.061x |
|
BioPharma Credit PLC
LSE:BPCR
|
0.029x |
Annual Cash Flow Conversion Efficiency for Old Second Bancorp Inc (1993–2025)
The table below shows the annual cash flow conversion efficiency of Old Second Bancorp Inc from 1993 to 2025. For the full company profile with market capitalisation and key ratios, see Old Second Bancorp Inc market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $896.77 Million | $122.26 Million | 0.136x | -30.45% |
| 2024-12-31 | $671.03 Million | $131.53 Million | 0.196x | -2.79% |
| 2023-12-31 | $577.28 Million | $116.40 Million | 0.202x | -4.48% |
| 2022-12-31 | $461.14 Million | $97.34 Million | 0.211x | +4022.77% |
| 2021-12-31 | $6.06 Billion | $31.05 Million | 0.005x | -41.93% |
| 2020-12-31 | $2.95 Billion | $25.99 Million | 0.009x | -95.35% |
| 2019-12-31 | $277.86 Million | $52.64 Million | 0.189x | -20.96% |
| 2018-12-31 | $229.08 Million | $54.91 Million | 0.240x | +29.42% |
| 2017-12-31 | $200.35 Million | $37.10 Million | 0.185x | +19.06% |
| 2016-12-31 | $175.21 Million | $27.25 Million | 0.156x | +14.75% |
| 2015-12-31 | $155.93 Million | $21.14 Million | 0.136x | +517.31% |
| 2014-12-31 | $194.16 Million | $-6.31 Million | -0.032x | -113.61% |
| 2013-12-31 | $147.69 Million | $35.26 Million | 0.239x | -60.00% |
| 2012-12-31 | $72.55 Million | $43.30 Million | 0.597x | +50.73% |
| 2011-12-31 | $74.00 Million | $29.30 Million | 0.396x | -51.94% |
| 2010-12-31 | $83.96 Million | $69.18 Million | 0.824x | +429.57% |
| 2009-12-31 | $197.21 Million | $30.68 Million | 0.156x | -27.93% |
| 2008-12-31 | $193.10 Million | $41.69 Million | 0.216x | +133.11% |
| 2007-12-31 | $149.89 Million | $13.88 Million | 0.093x | -61.52% |
| 2006-12-31 | $158.56 Million | $38.16 Million | 0.241x | +17.96% |
| 2005-12-31 | $152.26 Million | $31.07 Million | 0.204x | +173.74% |
| 2004-12-31 | $134.99 Million | $10.06 Million | 0.075x | -86.20% |
| 2003-12-31 | $116.99 Million | $63.20 Million | 0.540x | +448.88% |
| 2002-12-31 | $133.08 Million | $13.10 Million | 0.098x | +2779.26% |
| 2001-12-31 | $124.95 Million | $-459.00K | -0.004x | -103.05% |
| 2000-12-31 | $112.96 Million | $13.59 Million | 0.120x | -68.76% |
| 1999-12-31 | $103.76 Million | $39.95 Million | 0.385x | +390.44% |
| 1998-12-31 | $101.90 Million | $8.00 Million | 0.079x | +290.28% |
| 1997-12-31 | $92.10 Million | $-3.80 Million | -0.041x | -110.43% |
| 1996-12-31 | $81.40 Million | $32.20 Million | 0.396x | +166.31% |
| 1995-12-31 | $75.40 Million | $11.20 Million | 0.149x | -46.64% |
| 1994-12-31 | $58.20 Million | $16.20 Million | 0.278x | +78.63% |
| 1993-12-31 | $58.40 Million | $9.10 Million | 0.156x | -- |
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more