Old Second Bancorp Inc Total Liabilities

Latest as of March 2026: $5.96 Billion USD

Old Second Bancorp Inc total liabilities. Based on the latest financial reports, Old Second Bancorp Inc (OSBC) has total liabilities worth $5.96 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check asset resilience ratio of Old Second Bancorp Inc to evaluate the company's liquid asset resilience ratio.

Total Liabilities of Old Second Bancorp Inc (1993–2025)

Total liabilities of Old Second Bancorp Inc from 1993 to 2025. This chart illustrates how Old Second Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore Old Second Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.

Old Second Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Old Second Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Hunan Keli Motor Co Ltd
SHE:002892
China CN¥1.50 Billion
Voltamp Transformers Limited
NSE:VOLTAMP
India Rs-17.92 Billion
Beijing Lier High Temperature Materials Co Ltd
SHE:002392
China CN¥4.38 Billion
Black Diamond Group Limited
TO:BDI
Canada CA$665.69 Million
Shanghai Yizhong Pharmaceutical Co Ltd
SHG:688091
China CN¥82.76 Million
EuroHold Bulgaria AD
WAR:EHG
Poland zł1.48 Billion
Harbin Xinguang Optic Electronics
SHG:688011
China CN¥174.65 Million
Hunan Fazhan Industrial Co Ltd
SHE:000722
China CN¥2.68 Billion

Liability Composition Analysis (1993–2025)

This chart breaks down Old Second Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Old Second Bancorp Inc (OSBC) total assets.

Liquidity & Leverage Metrics

Old Second Bancorp Inc Total Liabilities Ratios Explained

Old Second Bancorp Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric Value Description
Current Ratio 0.22 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.67 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.87 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Old Second Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Old Second Bancorp Inc (1993–2025)

The table below shows the annual total liabilities of Old Second Bancorp Inc from 1993 to 2025.

Year Total Liabilities Change
2025-12-31 $6.01 Billion +20.64%
2024-12-31 $4.98 Billion -3.25%
2023-12-31 $5.15 Billion -5.19%
2022-12-31 $5.43 Billion +3553.70%
2021-12-31 $148.54 Million +58.80%
2020-12-31 $93.54 Million -96.03%
2019-12-31 $2.36 Billion -3.65%
2018-12-31 $2.45 Billion +12.09%
2017-12-31 $2.18 Billion +5.16%
2016-12-31 $2.08 Billion +8.02%
2015-12-31 $1.92 Billion +2.91%
2014-12-31 $1.87 Billion +0.61%
2013-12-31 $1.86 Billion -5.92%
2012-12-31 $1.97 Billion +5.67%
2011-12-31 $1.87 Billion -8.46%
2010-12-31 $2.04 Billion -14.98%
2009-12-31 $2.40 Billion -14.04%
2008-12-31 $2.79 Billion +11.27%
2007-12-31 $2.51 Billion +9.05%
2006-12-31 $2.30 Billion +3.84%
2005-12-31 $2.22 Billion +12.62%
2004-12-31 $1.97 Billion +14.25%
2003-12-31 $1.72 Billion +16.73%
2002-12-31 $1.48 Billion +22.06%
2001-12-31 $1.21 Billion +16.59%
2000-12-31 $1.04 Billion +15.84%
1999-12-31 $894.75 Million -1.93%
1998-12-31 $912.40 Million +6.55%
1997-12-31 $856.30 Million +14.72%
1996-12-31 $746.40 Million +8.92%
1995-12-31 $685.30 Million +12.44%
1994-12-31 $609.50 Million +7.69%
1993-12-31 $566.00 Million --

About Old Second Bancorp Inc

NASDAQ:OSBC USA Banks - Regional
Market Cap
$1.30 Billion
Market Cap Rank
#8251 Global
#2443 in USA
Share Price
$25.19
Change (1 day)
+0.80%
52-Week Range
$17.67 - $25.91
All Time High
$25.91
About

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more