Old Second Bancorp Inc (OSBC) - Total Liabilities
Based on the latest financial reports, Old Second Bancorp Inc (OSBC) has total liabilities worth $6.01 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore cash efficiency ratio of Old Second Bancorp Inc to assess how effectively this company generates cash.
Old Second Bancorp Inc - Total Liabilities Trend (1993–2025)
This chart illustrates how Old Second Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Check Old Second Bancorp Inc (OSBC) asset resilience to evaluate the company's liquid asset resilience ratio.
Old Second Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Old Second Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Marcus & Millichap Inc
NYSE:MMI
|
USA | $210.25 Million |
|
Beijing SuperMap Software Co Ltd
SHE:300036
|
China | CN¥1.22 Billion |
|
Shanghai Action Education Technology CO.LTD.
SHG:605098
|
China | CN¥1.21 Billion |
|
180 Life Sciences Corp
NASDAQ:ATNF
|
USA | $564.18 Million |
|
Pennant Group Inc
NASDAQ:PNTG
|
USA | $593.93 Million |
|
Elemental Royalty Corporation Common Stock
NASDAQ:ELE
|
USA | $4.04 Million |
|
Nordic American Tankers Limited
F:B3O
|
Germany | €465.84 Million |
|
ZINKA LOGISTICS SOL LTD
NSE:BLACKBUCK
|
India | Rs2.54 Billion |
Liability Composition Analysis (1993–2025)
This chart breaks down Old Second Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Old Second Bancorp Inc stock valuation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.10 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.70 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Old Second Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Old Second Bancorp Inc (1993–2025)
The table below shows the annual total liabilities of Old Second Bancorp Inc from 1993 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $6.01 Billion | +20.64% |
| 2024-12-31 | $4.98 Billion | -3.25% |
| 2023-12-31 | $5.15 Billion | -5.19% |
| 2022-12-31 | $5.43 Billion | +3553.70% |
| 2021-12-31 | $148.54 Million | +58.80% |
| 2020-12-31 | $93.54 Million | -96.03% |
| 2019-12-31 | $2.36 Billion | -3.65% |
| 2018-12-31 | $2.45 Billion | +12.09% |
| 2017-12-31 | $2.18 Billion | +5.16% |
| 2016-12-31 | $2.08 Billion | +8.02% |
| 2015-12-31 | $1.92 Billion | +2.91% |
| 2014-12-31 | $1.87 Billion | +0.61% |
| 2013-12-31 | $1.86 Billion | -5.92% |
| 2012-12-31 | $1.97 Billion | +5.67% |
| 2011-12-31 | $1.87 Billion | -8.46% |
| 2010-12-31 | $2.04 Billion | -14.98% |
| 2009-12-31 | $2.40 Billion | -14.04% |
| 2008-12-31 | $2.79 Billion | +11.27% |
| 2007-12-31 | $2.51 Billion | +9.05% |
| 2006-12-31 | $2.30 Billion | +3.84% |
| 2005-12-31 | $2.22 Billion | +12.62% |
| 2004-12-31 | $1.97 Billion | +14.25% |
| 2003-12-31 | $1.72 Billion | +16.73% |
| 2002-12-31 | $1.48 Billion | +22.06% |
| 2001-12-31 | $1.21 Billion | +16.59% |
| 2000-12-31 | $1.04 Billion | +15.84% |
| 1999-12-31 | $894.75 Million | -1.93% |
| 1998-12-31 | $912.40 Million | +6.55% |
| 1997-12-31 | $856.30 Million | +14.72% |
| 1996-12-31 | $746.40 Million | +8.92% |
| 1995-12-31 | $685.30 Million | +12.44% |
| 1994-12-31 | $609.50 Million | +7.69% |
| 1993-12-31 | $566.00 Million | -- |
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more