Old Second Bancorp Inc (OSBC) - Total Liabilities
Based on the latest financial reports, Old Second Bancorp Inc (OSBC) has total liabilities worth $5.96 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore net asset growth rate of Old Second Bancorp Inc to track the company's year-over-year net asset growth rate.
Old Second Bancorp Inc - Total Liabilities Trend (1993–2025)
This chart illustrates how Old Second Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. See Old Second Bancorp Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Old Second Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Old Second Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Hunan Oil Pump
SHG:603319
|
China | CN¥1.72 Billion |
|
Paras Defence and Space Technologies Limited
NSE:PARAS
|
India | Rs2.56 Billion |
|
Mercialys SA
PA:MERY
|
France | €1.77 Billion |
|
Rio Tinto PLC
LSE:RIO
|
UK | GBX58.84 Billion |
|
Hitevision Co Ltd
SHE:002955
|
China | CN¥1.33 Billion |
|
Cronos Group Inc
TO:CRON
|
Canada | CA$46.36 Million |
|
Dynagreen Environmental Protection Group Co Ltd
SHG:601330
|
China | CN¥13.36 Billion |
|
BioPharma Credit PLC
LSE:BPCR
|
UK | $7.49 Million |
Liability Composition Analysis (1993–2025)
This chart breaks down Old Second Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Old Second Bancorp Inc stock valuation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.22 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.67 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Old Second Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Old Second Bancorp Inc (1993–2025)
The table below shows the annual total liabilities of Old Second Bancorp Inc from 1993 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $6.01 Billion | +20.64% |
| 2024-12-31 | $4.98 Billion | -3.25% |
| 2023-12-31 | $5.15 Billion | -5.19% |
| 2022-12-31 | $5.43 Billion | +3553.70% |
| 2021-12-31 | $148.54 Million | +58.80% |
| 2020-12-31 | $93.54 Million | -96.03% |
| 2019-12-31 | $2.36 Billion | -3.65% |
| 2018-12-31 | $2.45 Billion | +12.09% |
| 2017-12-31 | $2.18 Billion | +5.16% |
| 2016-12-31 | $2.08 Billion | +8.02% |
| 2015-12-31 | $1.92 Billion | +2.91% |
| 2014-12-31 | $1.87 Billion | +0.61% |
| 2013-12-31 | $1.86 Billion | -5.92% |
| 2012-12-31 | $1.97 Billion | +5.67% |
| 2011-12-31 | $1.87 Billion | -8.46% |
| 2010-12-31 | $2.04 Billion | -14.98% |
| 2009-12-31 | $2.40 Billion | -14.04% |
| 2008-12-31 | $2.79 Billion | +11.27% |
| 2007-12-31 | $2.51 Billion | +9.05% |
| 2006-12-31 | $2.30 Billion | +3.84% |
| 2005-12-31 | $2.22 Billion | +12.62% |
| 2004-12-31 | $1.97 Billion | +14.25% |
| 2003-12-31 | $1.72 Billion | +16.73% |
| 2002-12-31 | $1.48 Billion | +22.06% |
| 2001-12-31 | $1.21 Billion | +16.59% |
| 2000-12-31 | $1.04 Billion | +15.84% |
| 1999-12-31 | $894.75 Million | -1.93% |
| 1998-12-31 | $912.40 Million | +6.55% |
| 1997-12-31 | $856.30 Million | +14.72% |
| 1996-12-31 | $746.40 Million | +8.92% |
| 1995-12-31 | $685.30 Million | +12.44% |
| 1994-12-31 | $609.50 Million | +7.69% |
| 1993-12-31 | $566.00 Million | -- |
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more