Old Second Bancorp Inc Total Assets
Old Second Bancorp Inc total assets. Based on the latest financial reports, Old Second Bancorp Inc (OSBC) holds total assets worth $6.85 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see OSBC market cap for the company's overall valuation and market capitalisation.
Total Assets of Old Second Bancorp Inc (1993–2025)
Total assets of Old Second Bancorp Inc from 1993 to 2025. This chart illustrates how Old Second Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See OSBC live share price for real-time trading data and today's change.
Old Second Bancorp Inc - Asset Composition Analysis
Old Second Bancorp Inc Total Assets Breakdown (December 2025)
Old Second Bancorp Inc total assets breakdown as of December 2025. Old Second Bancorp Inc's total assets of $6.85 Billion consist of 2.9% current assets and 97.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.8% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $23.69 Million | 0.3% |
| Goodwill | $129.20 Million | 1.9% |
Asset Composition Trend (1993–2025)
This chart illustrates how Old Second Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore Old Second Bancorp Inc (OSBC) working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Old Second Bancorp Inc's current assets represent 2.9% of total assets in 2025, a decrease from 10.3% in 1993.
- Cash Position: Cash and equivalents constituted 1.8% of total assets in 2025, down from 10.3% in 1993.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1993.
- Asset Diversification: The largest asset category is goodwill at 1.9% of total assets.
Old Second Bancorp Inc Competitors by Total Assets
Key competitors of Old Second Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA
|
Germany | €601.46 Trillion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Graubuendner Kantonalbank
SW:GRKP
|
Switzerland | CHF36.31 Billion |
|
Pareto Bank ASA
OL:PARB
|
Norway | Nkr24.68 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩8.94 Trillion |
Old Second Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.22 | 0.32 | 122.46 |
| Quick Ratio | 0.22 | 0.32 | 122.37 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-175.03 Million | $-3.33 Billion | $2.58 Billion |
Old Second Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Old Second Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.23 |
| Latest Market Cap to Assets Ratio | 0.16 |
| Asset Growth Rate (YoY) | 22.2% |
| Total Assets | $6.90 Billion |
| Market Capitalization | $1.09 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Old Second Bancorp Inc's assets below their book value (0.16x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Old Second Bancorp Inc's assets grew by 22.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Old Second Bancorp Inc (1993–2025)
The table below shows the annual total assets of Old Second Bancorp Inc from 1993 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.90 Billion | +22.18% |
| 2024-12-31 | $5.65 Billion | -1.28% |
| 2023-12-31 | $5.72 Billion | -2.81% |
| 2022-12-31 | $5.89 Billion | -5.21% |
| 2021-12-31 | $6.21 Billion | +104.29% |
| 2020-12-31 | $3.04 Billion | +15.38% |
| 2019-12-31 | $2.64 Billion | -1.51% |
| 2018-12-31 | $2.68 Billion | +12.28% |
| 2017-12-31 | $2.38 Billion | +5.87% |
| 2016-12-31 | $2.25 Billion | +8.34% |
| 2015-12-31 | $2.08 Billion | +0.78% |
| 2014-12-31 | $2.06 Billion | +2.88% |
| 2013-12-31 | $2.00 Billion | -2.04% |
| 2012-12-31 | $2.05 Billion | +5.38% |
| 2011-12-31 | $1.94 Billion | -8.59% |
| 2010-12-31 | $2.12 Billion | -18.21% |
| 2009-12-31 | $2.60 Billion | -13.00% |
| 2008-12-31 | $2.98 Billion | +12.26% |
| 2007-12-31 | $2.66 Billion | +8.11% |
| 2006-12-31 | $2.46 Billion | +3.86% |
| 2005-12-31 | $2.37 Billion | +12.63% |
| 2004-12-31 | $2.10 Billion | +14.33% |
| 2003-12-31 | $1.84 Billion | +14.35% |
| 2002-12-31 | $1.61 Billion | +20.61% |
| 2001-12-31 | $1.33 Billion | +16.00% |
| 2000-12-31 | $1.15 Billion | +15.12% |
| 1999-12-31 | $998.51 Million | -1.56% |
| 1998-12-31 | $1.01 Billion | +6.95% |
| 1997-12-31 | $948.40 Million | +14.57% |
| 1996-12-31 | $827.80 Million | +8.82% |
| 1995-12-31 | $760.70 Million | +13.93% |
| 1994-12-31 | $667.70 Million | +6.93% |
| 1993-12-31 | $624.40 Million | -- |
About Old Second Bancorp Inc
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products,… Read more