United Security Bancshares (UBFO) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Security Bancshares (UBFO) has a cash flow conversion efficiency ratio of 0.051x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($6.97 Million) by net assets ($137.38 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See United Security Bancshares net asset quality index to measure how much of total assets are equity-financed.
United Security Bancshares - Cash Flow Conversion Efficiency Trend (2000–2024)
This chart illustrates how United Security Bancshares's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of United Security Bancshares to evaluate the quality of earnings relative to operating cash generation.
United Security Bancshares Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Security Bancshares ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Bank Agris Tbk
JK:AGRS
|
0.027x |
|
Goodway Machine Corp
TW:1583
|
0.015x |
|
Sabina Public Company Limited
BK:SABINA
|
0.101x |
|
Sidus Space Inc
NASDAQ:SIDU
|
-0.119x |
|
Superkrane Mitra Utama Tbk PT
JK:SKRN
|
0.091x |
|
Landmark Bancorp Inc
NASDAQ:LARK
|
0.042x |
|
Shuttle Inc
TW:2405
|
0.006x |
|
Pt Pakuan Tbk
JK:UANG
|
-0.148x |
Annual Cash Flow Conversion Efficiency for United Security Bancshares (2000–2024)
The table below shows the annual cash flow conversion efficiency of United Security Bancshares from 2000 to 2024. For the full company profile with market capitalisation and key ratios, see market value of United Security Bancshares.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $130.36 Million | $19.64 Million | 0.151x | -13.65% |
| 2023-12-31 | $122.54 Million | $21.38 Million | 0.174x | -17.22% |
| 2022-12-31 | $112.46 Million | $23.70 Million | 0.211x | +53.06% |
| 2021-12-31 | $120.21 Million | $16.55 Million | 0.138x | +17.53% |
| 2020-12-31 | $117.81 Million | $13.80 Million | 0.117x | -4.99% |
| 2019-12-31 | $115.99 Million | $14.30 Million | 0.123x | +18.73% |
| 2018-12-31 | $109.24 Million | $11.34 Million | 0.104x | +39.31% |
| 2017-12-31 | $101.35 Million | $7.55 Million | 0.075x | -24.06% |
| 2016-12-31 | $96.36 Million | $9.46 Million | 0.098x | -5.03% |
| 2015-12-31 | $89.64 Million | $9.26 Million | 0.103x | -4.91% |
| 2014-12-31 | $82.83 Million | $9.00 Million | 0.109x | -30.11% |
| 2013-12-31 | $76.54 Million | $11.90 Million | 0.156x | +11.20% |
| 2012-12-31 | $69.44 Million | $9.71 Million | 0.140x | +50.76% |
| 2011-12-31 | $62.17 Million | $5.77 Million | 0.093x | -29.23% |
| 2010-12-31 | $73.27 Million | $9.60 Million | 0.131x | -25.65% |
| 2009-12-31 | $75.82 Million | $13.37 Million | 0.176x | +11.51% |
| 2008-12-31 | $79.61 Million | $12.59 Million | 0.158x | -31.31% |
| 2007-12-31 | $82.43 Million | $18.97 Million | 0.230x | -5.94% |
| 2006-12-31 | $66.04 Million | $16.16 Million | 0.245x | +3.15% |
| 2005-12-31 | $59.01 Million | $14.00 Million | 0.237x | +31.55% |
| 2004-12-31 | $53.24 Million | $9.60 Million | 0.180x | -32.98% |
| 2003-12-31 | $45.04 Million | $12.12 Million | 0.269x | -2.99% |
| 2002-12-31 | $40.56 Million | $11.25 Million | 0.277x | +75.60% |
| 2001-12-31 | $51.06 Million | $8.06 Million | 0.158x | -28.50% |
| 2000-12-31 | $33.75 Million | $7.46 Million | 0.221x | -- |
About United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also pro… Read more