United Security Bancshares (UBFO) - Total Assets
Based on the latest financial reports, United Security Bancshares (UBFO) holds total assets worth $1.25 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check United Security Bancshares (UBFO) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
United Security Bancshares - Total Assets Trend (1998–2025)
This chart illustrates how United Security Bancshares's total assets have evolved over time, based on quarterly financial data. Explore investment intensity of United Security Bancshares to see how much of total assets are deployed in long-term investments.
United Security Bancshares - Asset Composition Analysis
Current Asset Composition (December 2025)
United Security Bancshares's total assets of $1.25 Billion consist of 21.5% current assets and 78.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.7% |
| Accounts Receivable | $7.16 Million | 0.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $4.49 Million | 0.4% |
Asset Composition Trend (1998–2025)
This chart illustrates how United Security Bancshares's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is United Security Bancshares worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: United Security Bancshares's current assets represent 21.5% of total assets in 2025, an increase from 0.0% in 1998.
- Cash Position: Cash and equivalents constituted 9.7% of total assets in 2025, up from 0.0% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1998.
- Asset Diversification: The largest asset category is accounts receivable at 0.6% of total assets.
United Security Bancshares Competitors by Total Assets
Key competitors of United Security Bancshares based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
United Security Bancshares - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.64 | 0.21 | 0.44 |
| Quick Ratio | 0.64 | 0.21 | 0.43 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-153.96 Million | $-835.92 Million | $-587.74 Million |
United Security Bancshares - Advanced Valuation Insights
This section examines the relationship between United Security Bancshares's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.37 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 3.0% |
| Total Assets | $1.25 Billion |
| Market Capitalization | $171.01 Million USD |
Valuation Analysis
Below Book Valuation: The market values United Security Bancshares's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: United Security Bancshares's assets grew by 3.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for United Security Bancshares (1998–2025)
The table below shows the annual total assets of United Security Bancshares from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.25 Billion | +3.02% |
| 2024-12-31 | $1.21 Billion | +0.06% |
| 2023-12-31 | $1.21 Billion | -6.78% |
| 2022-12-31 | $1.30 Billion | -2.39% |
| 2021-12-31 | $1.33 Billion | +21.81% |
| 2020-12-31 | $1.09 Billion | +14.18% |
| 2019-12-31 | $956.92 Million | +2.56% |
| 2018-12-31 | $933.06 Million | +15.79% |
| 2017-12-31 | $805.84 Million | +2.31% |
| 2016-12-31 | $787.68 Million | +8.55% |
| 2015-12-31 | $725.64 Million | +9.42% |
| 2014-12-31 | $663.17 Million | +4.28% |
| 2013-12-31 | $635.93 Million | -2.00% |
| 2012-12-31 | $648.88 Million | -0.38% |
| 2011-12-31 | $651.33 Million | -3.96% |
| 2010-12-31 | $678.21 Million | -2.07% |
| 2009-12-31 | $692.57 Million | -9.00% |
| 2008-12-31 | $761.08 Million | -1.38% |
| 2007-12-31 | $771.72 Million | +13.77% |
| 2006-12-31 | $678.31 Million | +7.86% |
| 2005-12-31 | $628.86 Million | +2.81% |
| 2004-12-31 | $611.70 Million | +20.75% |
| 2003-12-31 | $506.59 Million | -2.45% |
| 2002-12-31 | $519.32 Million | +15.17% |
| 2001-12-31 | $450.93 Million | +26.37% |
| 2000-12-31 | $356.83 Million | +26.75% |
| 1999-12-31 | $281.53 Million | +0.56% |
| 1998-12-31 | $279.95 Million | -- |
About United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also pro… Read more