United Security Bancshares (UBFO) - Total Liabilities

Latest as of December 2025: $1.11 Billion USD

Based on the latest financial reports, United Security Bancshares (UBFO) has total liabilities worth $1.11 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore how fast is United Security Bancshares growing its equity to track the company's year-over-year net asset growth rate.

United Security Bancshares - Total Liabilities Trend (1998–2025)

This chart illustrates how United Security Bancshares's total liabilities have evolved over time, based on quarterly financial data. See UBFO cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.

United Security Bancshares Competitors by Total Liabilities

The table below lists competitors of United Security Bancshares ranked by their total liabilities.

Company Country Total Liabilities
Sidus Space Inc
NASDAQ:SIDU
USA $4.24 Million
Sabina Public Company Limited
BK:SABINA
Thailand ฿557.48 Million
Goodway Machine Corp
TW:1583
Taiwan NT$8.02 Billion
Bank Agris Tbk
JK:AGRS
Indonesia Rp16.70 Trillion
Superkrane Mitra Utama Tbk PT
JK:SKRN
Indonesia Rp937.69 Billion
Landmark Bancorp Inc
NASDAQ:LARK
USA $1.44 Billion
Shuttle Inc
TW:2405
Taiwan NT$809.85 Million
Pt Pakuan Tbk
JK:UANG
Indonesia Rp1.26 Trillion

Liability Composition Analysis (1998–2025)

This chart breaks down United Security Bancshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see United Security Bancshares (UBFO) market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.64 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.94 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.89 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Security Bancshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Security Bancshares (1998–2025)

The table below shows the annual total liabilities of United Security Bancshares from 1998 to 2025.

Year Total Liabilities Change
2025-12-31 $1.11 Billion +2.52%
2024-12-31 $1.08 Billion -0.66%
2023-12-31 $1.09 Billion -8.28%
2022-12-31 $1.19 Billion -1.98%
2021-12-31 $1.21 Billion +24.20%
2020-12-31 $974.85 Million +15.92%
2019-12-31 $840.93 Million +2.08%
2018-12-31 $823.82 Million +16.94%
2017-12-31 $704.48 Million +1.90%
2016-12-31 $691.32 Million +8.70%
2015-12-31 $636.01 Million +9.59%
2014-12-31 $580.34 Million +3.75%
2013-12-31 $559.39 Million -3.46%
2012-12-31 $579.44 Million -1.65%
2011-12-31 $589.16 Million -2.61%
2010-12-31 $604.94 Million -1.91%
2009-12-31 $616.75 Million -9.50%
2008-12-31 $681.47 Million -1.13%
2007-12-31 $689.28 Million +12.58%
2006-12-31 $612.27 Million +7.45%
2005-12-31 $569.85 Million +2.04%
2004-12-31 $558.46 Million +21.00%
2003-12-31 $461.55 Million -3.59%
2002-12-31 $478.75 Million +19.73%
2001-12-31 $399.87 Million +23.77%
2000-12-31 $323.08 Million +27.59%
1999-12-31 $253.22 Million -0.68%
1998-12-31 $254.96 Million --

About United Security Bancshares

NASDAQ:UBFO USA Banks - Regional
Market Cap
$184.72 Million
Market Cap Rank
#17091 Global
#4006 in USA
Share Price
$10.51
Change (1 day)
+1.94%
52-Week Range
$8.29 - $11.41
All Time High
$11.41
About

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also pro… Read more