United Security Bancshares (UBFO) - Total Liabilities

Latest as of December 2025: $1.11 Billion USD

Based on the latest financial reports, United Security Bancshares (UBFO) has total liabilities worth $1.11 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore United Security Bancshares (UBFO) investment intensity to see how much of total assets are deployed in long-term investments.

United Security Bancshares - Total Liabilities Trend (1998–2025)

This chart illustrates how United Security Bancshares's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see United Security Bancshares (UBFO) total assets.

United Security Bancshares Competitors by Total Liabilities

The table below lists competitors of United Security Bancshares ranked by their total liabilities.

Company Country Total Liabilities
Nextronics Engineering
TWO:8147
Taiwan NT$1.26 Billion
Paloma Acquisition Corp I Class A Ordinary Shares
NASDAQ:PALO
USA $6.85 Million
Ha Tien 1 Cement JSC
VN:HT1
Vietnam ₫2.51 Trillion
Count Ltd
AU:CUP
Australia AU$322.99 Million
Capacit'e Infraprojects Limited
NSE:CAPACITE
India Rs19.27 Billion
enCore Energy Corp. Common Shares
NASDAQ:EU
USA $171.50 Million
Formosa Optical Technology Co Ltd
TWO:5312
Taiwan NT$5.35 Billion
Map Boga Adiperkasa Tbk PT
JK:MAPB
Indonesia Rp1.35 Trillion

Liability Composition Analysis (1998–2025)

This chart breaks down United Security Bancshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See UBFO equity financing ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.64 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.94 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.89 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Security Bancshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Security Bancshares (1998–2025)

The table below shows the annual total liabilities of United Security Bancshares from 1998 to 2025.

Year Total Liabilities Change
2025-12-31 $1.11 Billion +2.52%
2024-12-31 $1.08 Billion -0.66%
2023-12-31 $1.09 Billion -8.28%
2022-12-31 $1.19 Billion -1.98%
2021-12-31 $1.21 Billion +24.20%
2020-12-31 $974.85 Million +15.92%
2019-12-31 $840.93 Million +2.08%
2018-12-31 $823.82 Million +16.94%
2017-12-31 $704.48 Million +1.90%
2016-12-31 $691.32 Million +8.70%
2015-12-31 $636.01 Million +9.59%
2014-12-31 $580.34 Million +3.75%
2013-12-31 $559.39 Million -3.46%
2012-12-31 $579.44 Million -1.65%
2011-12-31 $589.16 Million -2.61%
2010-12-31 $604.94 Million -1.91%
2009-12-31 $616.75 Million -9.50%
2008-12-31 $681.47 Million -1.13%
2007-12-31 $689.28 Million +12.58%
2006-12-31 $612.27 Million +7.45%
2005-12-31 $569.85 Million +2.04%
2004-12-31 $558.46 Million +21.00%
2003-12-31 $461.55 Million -3.59%
2002-12-31 $478.75 Million +19.73%
2001-12-31 $399.87 Million +23.77%
2000-12-31 $323.08 Million +27.59%
1999-12-31 $253.22 Million -0.68%
1998-12-31 $254.96 Million --

About United Security Bancshares

NASDAQ:UBFO USA Banks - Regional
Market Cap
$184.72 Million
Market Cap Rank
#17222 Global
#4082 in USA
Share Price
$10.51
Change (1 day)
+1.94%
52-Week Range
$8.54 - $11.41
All Time High
$11.41
About

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also pro… Read more