United Security Bancshares (UBFO) - Total Liabilities
Based on the latest financial reports, United Security Bancshares (UBFO) has total liabilities worth $1.11 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
United Security Bancshares - Total Liabilities Trend (1998–2025)
This chart illustrates how United Security Bancshares's total liabilities have evolved over time, based on quarterly financial data. See United Security Bancshares (UBFO) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
United Security Bancshares Competitors by Total Liabilities
The table below lists competitors of United Security Bancshares ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Securitag Assembly Group Co Ltd
TWO:6417
|
Taiwan | NT$1.21 Billion |
|
Enad Global 7 AB
ST:EG7
|
Sweden | Skr1.09 Billion |
|
Namyang Dairy
KO:003920
|
Korea | ₩99.16 Billion |
|
Jiangsu Dongzhu Landscape Co
SHG:603359
|
China | CN¥3.67 Billion |
|
Navkar Corporation Limited
NSE:NAVKARCORP
|
India | Rs2.52 Billion |
|
Landmark Bancorp Inc
NASDAQ:LARK
|
USA | $1.44 Billion |
|
Ls Networks
KO:000680
|
Korea | ₩10.41 Trillion |
|
Asian Energy Services Limited
NSE:ASIANENE
|
India | Rs2.97 Billion |
Liability Composition Analysis (1998–2025)
This chart breaks down United Security Bancshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see UBFO market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.64 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.94 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how United Security Bancshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for United Security Bancshares (1998–2025)
The table below shows the annual total liabilities of United Security Bancshares from 1998 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $1.11 Billion | +2.52% |
| 2024-12-31 | $1.08 Billion | -0.66% |
| 2023-12-31 | $1.09 Billion | -8.28% |
| 2022-12-31 | $1.19 Billion | -1.98% |
| 2021-12-31 | $1.21 Billion | +24.20% |
| 2020-12-31 | $974.85 Million | +15.92% |
| 2019-12-31 | $840.93 Million | +2.08% |
| 2018-12-31 | $823.82 Million | +16.94% |
| 2017-12-31 | $704.48 Million | +1.90% |
| 2016-12-31 | $691.32 Million | +8.70% |
| 2015-12-31 | $636.01 Million | +9.59% |
| 2014-12-31 | $580.34 Million | +3.75% |
| 2013-12-31 | $559.39 Million | -3.46% |
| 2012-12-31 | $579.44 Million | -1.65% |
| 2011-12-31 | $589.16 Million | -2.61% |
| 2010-12-31 | $604.94 Million | -1.91% |
| 2009-12-31 | $616.75 Million | -9.50% |
| 2008-12-31 | $681.47 Million | -1.13% |
| 2007-12-31 | $689.28 Million | +12.58% |
| 2006-12-31 | $612.27 Million | +7.45% |
| 2005-12-31 | $569.85 Million | +2.04% |
| 2004-12-31 | $558.46 Million | +21.00% |
| 2003-12-31 | $461.55 Million | -3.59% |
| 2002-12-31 | $478.75 Million | +19.73% |
| 2001-12-31 | $399.87 Million | +23.77% |
| 2000-12-31 | $323.08 Million | +27.59% |
| 1999-12-31 | $253.22 Million | -0.68% |
| 1998-12-31 | $254.96 Million | -- |
About United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also pro… Read more