United Bankshares Inc (UBSI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Bankshares Inc (UBSI) has a cash flow conversion efficiency ratio of 0.025x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($138.92 Million) by net assets ($5.50 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See United Bankshares Inc (UBSI) net asset quality to measure how much of total assets are equity-financed.
United Bankshares Inc - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how United Bankshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of United Bankshares Inc to evaluate the quality of earnings relative to operating cash generation.
United Bankshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Bankshares Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Max Financial Services Limited
NSE:MFSL
|
0.263x |
|
NewMarket Corporation
NYSE:NEU
|
0.320x |
|
PACS Group, Inc.
NYSE:PACS
|
0.227x |
|
Taiwan Business Bank
TW:2834
|
-0.079x |
|
H&R Block Inc
NYSE:HRB
|
0.648x |
|
Sundaram Finance Limited
NSE:SUNDARMFIN
|
-0.203x |
|
Bank of Suzhou
SHE:002966
|
0.574x |
|
SCOR SE
PA:SCR
|
0.032x |
Annual Cash Flow Conversion Efficiency for United Bankshares Inc (1989–2025)
The table below shows the annual cash flow conversion efficiency of United Bankshares Inc from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see UBSI company net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $5.50 Billion | $498.91 Million | 0.091x | +1.75% |
| 2024-12-31 | $4.99 Billion | $445.45 Million | 0.089x | -2.20% |
| 2023-12-31 | $4.77 Billion | $435.24 Million | 0.091x | -45.85% |
| 2022-12-31 | $4.52 Billion | $760.82 Million | 0.168x | +30.41% |
| 2021-12-31 | $4.72 Billion | $609.54 Million | 0.129x | +295.28% |
| 2020-12-31 | $4.30 Billion | $140.45 Million | 0.033x | -25.57% |
| 2019-12-31 | $3.36 Billion | $147.69 Million | 0.044x | -51.45% |
| 2018-12-31 | $3.25 Billion | $294.04 Million | 0.090x | +15.40% |
| 2017-12-31 | $3.24 Billion | $253.93 Million | 0.078x | +2.61% |
| 2016-12-31 | $2.24 Billion | $170.73 Million | 0.076x | -25.22% |
| 2015-12-31 | $1.71 Billion | $174.90 Million | 0.102x | +10.86% |
| 2014-12-31 | $1.66 Billion | $152.57 Million | 0.092x | -32.51% |
| 2013-12-31 | $1.04 Billion | $142.20 Million | 0.137x | +4.64% |
| 2012-12-31 | $992.25 Million | $129.44 Million | 0.130x | +6.59% |
| 2011-12-31 | $968.84 Million | $118.57 Million | 0.122x | -3.74% |
| 2010-12-31 | $793.01 Million | $100.82 Million | 0.127x | +80.45% |
| 2009-12-31 | $761.55 Million | $53.66 Million | 0.070x | -54.44% |
| 2008-12-31 | $736.71 Million | $113.94 Million | 0.155x | +44.53% |
| 2007-12-31 | $761.20 Million | $81.45 Million | 0.107x | -24.10% |
| 2006-12-31 | $634.09 Million | $89.40 Million | 0.141x | -20.66% |
| 2005-12-31 | $635.21 Million | $112.88 Million | 0.178x | +55.54% |
| 2004-12-31 | $631.51 Million | $72.15 Million | 0.114x | -20.25% |
| 2003-12-31 | $615.19 Million | $88.13 Million | 0.143x | -30.23% |
| 2002-12-31 | $541.54 Million | $111.20 Million | 0.205x | +281.94% |
| 2001-12-31 | $506.53 Million | $-57.17 Million | -0.113x | -6644.95% |
| 2000-12-31 | $430.87 Million | $743.00K | 0.002x | -99.70% |
| 1999-12-31 | $395.90 Million | $226.40 Million | 0.572x | +341.52% |
| 1998-12-31 | $421.50 Million | $-99.80 Million | -0.237x | -402.54% |
| 1997-12-31 | $396.10 Million | $31.00 Million | 0.078x | -35.36% |
| 1996-12-31 | $258.50 Million | $31.30 Million | 0.121x | -31.76% |
| 1995-12-31 | $201.20 Million | $35.70 Million | 0.177x | -7.58% |
| 1994-12-31 | $179.70 Million | $34.50 Million | 0.192x | +6.94% |
| 1993-12-31 | $171.00 Million | $30.70 Million | 0.180x | +34.07% |
| 1992-12-31 | $150.10 Million | $20.10 Million | 0.134x | -24.23% |
| 1991-12-31 | $112.60 Million | $19.90 Million | 0.177x | +6.54% |
| 1990-12-31 | $106.70 Million | $17.70 Million | 0.166x | +48.67% |
| 1989-12-31 | $95.00 Million | $10.60 Million | 0.112x | -- |
About United Bankshares Inc
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial an… Read more