United Bankshares Inc (UBSI) - Total Assets
Based on the latest financial reports, United Bankshares Inc (UBSI) holds total assets worth $33.66 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore United Bankshares Inc (UBSI) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
United Bankshares Inc - Total Assets Trend (1989–2025)
This chart illustrates how United Bankshares Inc's total assets have evolved over time, based on quarterly financial data. See net assets of United Bankshares Inc for net asset value and shareholders' equity analysis.
United Bankshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
United Bankshares Inc's total assets of $33.66 Billion consist of 16.6% current assets and 83.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.6% |
| Accounts Receivable | $109.23 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $32.27 Million | 0.1% |
| Goodwill | $2.02 Billion | 6.0% |
Asset Composition Trend (1989–2025)
This chart illustrates how United Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see UBSI market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: United Bankshares Inc's current assets represent 16.6% of total assets in 2025, an increase from 7.0% in 1989.
- Cash Position: Cash and equivalents constituted 7.6% of total assets in 2025, up from 6.0% in 1989.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 6.0% of total assets, an increase from 0.0% in 1989.
- Asset Diversification: The largest asset category is goodwill at 6.0% of total assets.
United Bankshares Inc Competitors by Total Assets
Key competitors of United Bankshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
SCB X Public Company Limited
BK:SCB
|
Thailand | ฿3.47 Trillion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Ameris Bancorp
NASDAQ:ABCB
|
USA | $27.10 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
United Bankshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 28.21 | 0.11 | 0.28 |
| Quick Ratio | 28.21 | 0.11 | 0.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $5.40 Billion | $-21.48 Billion | $-15.59 Billion |
United Bankshares Inc - Advanced Valuation Insights
This section examines the relationship between United Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.02 |
| Latest Market Cap to Assets Ratio | 0.17 |
| Asset Growth Rate (YoY) | 12.1% |
| Total Assets | $33.66 Billion |
| Market Capitalization | $5.57 Billion USD |
Valuation Analysis
Below Book Valuation: The market values United Bankshares Inc's assets below their book value (0.17x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: United Bankshares Inc's assets grew by 12.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for United Bankshares Inc (1989–2025)
The table below shows the annual total assets of United Bankshares Inc from 1989 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $33.66 Billion | +12.11% |
| 2024-12-31 | $30.02 Billion | +0.32% |
| 2023-12-31 | $29.93 Billion | +1.48% |
| 2022-12-31 | $29.49 Billion | +0.55% |
| 2021-12-31 | $29.33 Billion | +12.01% |
| 2020-12-31 | $26.18 Billion | +33.17% |
| 2019-12-31 | $19.66 Billion | +2.14% |
| 2018-12-31 | $19.25 Billion | +1.00% |
| 2017-12-31 | $19.06 Billion | +31.36% |
| 2016-12-31 | $14.51 Billion | +15.35% |
| 2015-12-31 | $12.58 Billion | +2.02% |
| 2014-12-31 | $12.33 Billion | +41.14% |
| 2013-12-31 | $8.74 Billion | +3.74% |
| 2012-12-31 | $8.42 Billion | -0.37% |
| 2011-12-31 | $8.45 Billion | +18.11% |
| 2010-12-31 | $7.16 Billion | -8.32% |
| 2009-12-31 | $7.81 Billion | -3.67% |
| 2008-12-31 | $8.10 Billion | +1.34% |
| 2007-12-31 | $7.99 Billion | +19.01% |
| 2006-12-31 | $6.72 Billion | -0.16% |
| 2005-12-31 | $6.73 Billion | +4.55% |
| 2004-12-31 | $6.44 Billion | +0.89% |
| 2003-12-31 | $6.38 Billion | +10.13% |
| 2002-12-31 | $5.79 Billion | +2.85% |
| 2001-12-31 | $5.63 Billion | +14.83% |
| 2000-12-31 | $4.90 Billion | -3.25% |
| 1999-12-31 | $5.07 Billion | +10.97% |
| 1998-12-31 | $4.57 Billion | +11.55% |
| 1997-12-31 | $4.09 Billion | +75.98% |
| 1996-12-31 | $2.33 Billion | +28.18% |
| 1995-12-31 | $1.82 Billion | +1.56% |
| 1994-12-31 | $1.79 Billion | +3.92% |
| 1993-12-31 | $1.72 Billion | +11.15% |
| 1992-12-31 | $1.55 Billion | +30.15% |
| 1991-12-31 | $1.19 Billion | -0.39% |
| 1990-12-31 | $1.19 Billion | +8.66% |
| 1989-12-31 | $1.10 Billion | -- |
About United Bankshares Inc
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial an… Read more