United Bankshares Inc (UBSI) - Total Liabilities
Based on the latest financial reports, United Bankshares Inc (UBSI) has total liabilities worth $28.16 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore UBSI long-term investment intensity to see how much of total assets are deployed in long-term investments.
United Bankshares Inc - Total Liabilities Trend (1989–2025)
This chart illustrates how United Bankshares Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is United Bankshares Inc's balance sheet.
United Bankshares Inc Competitors by Total Liabilities
The table below lists competitors of United Bankshares Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Anhui Gujing Distillery Co Ltd
SHE:000596
|
China | CN¥13.39 Billion |
|
Sundaram Finance Limited
NSE:SUNDARMFIN
|
India | Rs709.02 Billion |
|
TDG Holding Co Ltd
SHG:600330
|
China | CN¥3.54 Billion |
|
Rainbow Robotics Inc.
KQ:277810
|
Korea | ₩7.56 Billion |
|
RLI Corp
NYSE:RLI
|
USA | $4.66 Billion |
|
SCOR SE
PA:SCR
|
France | €31.67 Billion |
|
BOC Aviation Limited
F:8BO
|
Germany | €20.79 Billion |
|
Zillow Group Inc Class C
NASDAQ:Z
|
USA | $997.00 Million |
Liability Composition Analysis (1989–2025)
This chart breaks down United Bankshares Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See UBSI equity financing ratio to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 28.21 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.12 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.84 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how United Bankshares Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for United Bankshares Inc (1989–2025)
The table below shows the annual total liabilities of United Bankshares Inc from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $28.16 Billion | +12.52% |
| 2024-12-31 | $25.03 Billion | -0.50% |
| 2023-12-31 | $25.16 Billion | +0.73% |
| 2022-12-31 | $24.97 Billion | +1.47% |
| 2021-12-31 | $24.61 Billion | +12.44% |
| 2020-12-31 | $21.89 Billion | +34.29% |
| 2019-12-31 | $16.30 Billion | +1.87% |
| 2018-12-31 | $16.00 Billion | +1.14% |
| 2017-12-31 | $15.82 Billion | +28.89% |
| 2016-12-31 | $12.27 Billion | +12.96% |
| 2015-12-31 | $10.87 Billion | +1.81% |
| 2014-12-31 | $10.67 Billion | +38.72% |
| 2013-12-31 | $7.69 Billion | +3.58% |
| 2012-12-31 | $7.43 Billion | -0.73% |
| 2011-12-31 | $7.48 Billion | +17.60% |
| 2010-12-31 | $6.36 Billion | -9.67% |
| 2009-12-31 | $7.04 Billion | -4.37% |
| 2008-12-31 | $7.37 Billion | +1.82% |
| 2007-12-31 | $7.23 Billion | +18.90% |
| 2006-12-31 | $6.08 Billion | -0.16% |
| 2005-12-31 | $6.09 Billion | +4.98% |
| 2004-12-31 | $5.80 Billion | +0.71% |
| 2003-12-31 | $5.76 Billion | +9.78% |
| 2002-12-31 | $5.25 Billion | +2.44% |
| 2001-12-31 | $5.13 Billion | +14.56% |
| 2000-12-31 | $4.47 Billion | -4.27% |
| 1999-12-31 | $4.67 Billion | +12.71% |
| 1998-12-31 | $4.15 Billion | +12.10% |
| 1997-12-31 | $3.70 Billion | +78.82% |
| 1996-12-31 | $2.07 Billion | +28.14% |
| 1995-12-31 | $1.61 Billion | +0.39% |
| 1994-12-31 | $1.61 Billion | +3.79% |
| 1993-12-31 | $1.55 Billion | +10.86% |
| 1992-12-31 | $1.40 Billion | +29.82% |
| 1991-12-31 | $1.08 Billion | -0.98% |
| 1990-12-31 | $1.09 Billion | +8.31% |
| 1989-12-31 | $1.00 Billion | -- |
About United Bankshares Inc
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial an… Read more