Unity Bancorp Inc (UNTY) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Unity Bancorp Inc (UNTY) has a cash flow conversion efficiency ratio of 0.042x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($14.92 Million) by net assets ($358.10 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Unity Bancorp Inc (UNTY) defensive interval to measure how many days the company can operate on defensive assets alone.
Unity Bancorp Inc - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how Unity Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Unity Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Unity Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Equasens S. A.
PA:EQS
|
0.191x |
|
Guangdong Qunxing Toys Joint-Stock Co Ltd
SHE:002575
|
0.008x |
|
Yantai Ishikawa Sealing Technology Co.Ltd.
SHE:301020
|
0.002x |
|
Beijing Tianyishangjia New Material Corp Ltd
SHG:688033
|
-0.043x |
|
Henan Huaying Agricultural Development Co Ltd
SHE:002321
|
0.036x |
|
Cashway Technology Co Ltd
SHG:603106
|
-0.014x |
|
Wuhan Ligong Guangke Co Ltd
SHE:300557
|
0.008x |
|
Benakat Petroleum Energy
JK:BIPI
|
0.004x |
Annual Cash Flow Conversion Efficiency for Unity Bancorp Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Unity Bancorp Inc from 1996 to 2025. For the full company profile with market capitalisation and key ratios, see Unity Bancorp Inc (UNTY) market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $345.63 Million | $44.91 Million | 0.130x | -19.97% |
| 2024-12-31 | $295.58 Million | $47.99 Million | 0.162x | -9.52% |
| 2023-12-31 | $261.43 Million | $46.91 Million | 0.179x | +0.60% |
| 2022-12-31 | $239.23 Million | $42.67 Million | 0.178x | +56.45% |
| 2021-12-31 | $205.73 Million | $23.45 Million | 0.114x | -41.25% |
| 2020-12-31 | $173.91 Million | $33.74 Million | 0.194x | -6.09% |
| 2019-12-31 | $160.71 Million | $33.20 Million | 0.207x | -25.85% |
| 2018-12-31 | $138.49 Million | $38.59 Million | 0.279x | +127.77% |
| 2017-12-31 | $118.11 Million | $14.45 Million | 0.122x | +47.97% |
| 2016-12-31 | $106.29 Million | $8.79 Million | 0.083x | +117.57% |
| 2015-12-31 | $78.47 Million | $2.98 Million | 0.038x | -77.26% |
| 2014-12-31 | $70.12 Million | $11.72 Million | 0.167x | -16.53% |
| 2013-12-31 | $57.17 Million | $11.45 Million | 0.200x | +16.60% |
| 2012-12-31 | $77.51 Million | $13.31 Million | 0.172x | -22.78% |
| 2011-12-31 | $73.56 Million | $16.35 Million | 0.222x | -8.39% |
| 2010-12-31 | $70.08 Million | $17.01 Million | 0.243x | +264.85% |
| 2009-12-31 | $67.86 Million | $4.51 Million | 0.067x | +1.39% |
| 2008-12-31 | $67.80 Million | $4.45 Million | 0.066x | +181.33% |
| 2007-12-31 | $47.26 Million | $-3.81 Million | -0.081x | -151.69% |
| 2006-12-31 | $46.23 Million | $7.21 Million | 0.156x | +214.48% |
| 2005-12-31 | $40.93 Million | $2.03 Million | 0.050x | -80.67% |
| 2004-12-31 | $35.87 Million | $9.21 Million | 0.257x | +116.56% |
| 2003-12-31 | $30.76 Million | $3.65 Million | 0.119x | -65.01% |
| 2002-12-31 | $27.11 Million | $9.19 Million | 0.339x | +333.06% |
| 2001-12-31 | $24.84 Million | $-3.61 Million | -0.145x | +52.93% |
| 2000-12-31 | $21.31 Million | $-6.58 Million | -0.309x | -3.59% |
| 1999-12-31 | $21.80 Million | $-6.50 Million | -0.298x | -771.30% |
| 1998-12-31 | $26.30 Million | $-900.00K | -0.034x | -176.05% |
| 1997-12-31 | $20.00 Million | $900.00K | 0.045x | +302.50% |
| 1996-12-31 | $18.00 Million | $-400.00K | -0.022x | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more