Unity Bancorp Inc (UNTY) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Unity Bancorp Inc (UNTY) has a cash flow conversion efficiency ratio of 0.042x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($14.92 Million) by net assets ($358.10 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Unity Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.
Unity Bancorp Inc - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how Unity Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Unity Bancorp Inc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Unity Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Unity Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Noah Holdings Limited
F:6NO
|
0.050x |
|
Shanghai Sinotec Co Ltd
SHG:603121
|
0.048x |
|
Linkage Software Co Ltd
SHG:688588
|
0.037x |
|
Qinghai Jinrui Mineral Development Co Ltd
SHG:600714
|
0.013x |
|
Nanjing Hicin Pharmaceutical Co Ltd
SHE:300584
|
-0.006x |
|
San Miguel AG
BA:SAMI
|
0.512x |
|
Zhejiang Starry Pharm Co Ltd
SHG:603520
|
0.004x |
|
CARE Ratings Limited
NSE:CARERATING
|
0.029x |
Annual Cash Flow Conversion Efficiency for Unity Bancorp Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Unity Bancorp Inc from 1996 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of Unity Bancorp Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $345.63 Million | $44.91 Million | 0.130x | -19.97% |
| 2024-12-31 | $295.58 Million | $47.99 Million | 0.162x | -9.52% |
| 2023-12-31 | $261.43 Million | $46.91 Million | 0.179x | +0.60% |
| 2022-12-31 | $239.23 Million | $42.67 Million | 0.178x | +56.45% |
| 2021-12-31 | $205.73 Million | $23.45 Million | 0.114x | -41.25% |
| 2020-12-31 | $173.91 Million | $33.74 Million | 0.194x | -6.09% |
| 2019-12-31 | $160.71 Million | $33.20 Million | 0.207x | -25.85% |
| 2018-12-31 | $138.49 Million | $38.59 Million | 0.279x | +127.77% |
| 2017-12-31 | $118.11 Million | $14.45 Million | 0.122x | +47.97% |
| 2016-12-31 | $106.29 Million | $8.79 Million | 0.083x | +117.57% |
| 2015-12-31 | $78.47 Million | $2.98 Million | 0.038x | -77.26% |
| 2014-12-31 | $70.12 Million | $11.72 Million | 0.167x | -16.53% |
| 2013-12-31 | $57.17 Million | $11.45 Million | 0.200x | +16.60% |
| 2012-12-31 | $77.51 Million | $13.31 Million | 0.172x | -22.78% |
| 2011-12-31 | $73.56 Million | $16.35 Million | 0.222x | -8.39% |
| 2010-12-31 | $70.08 Million | $17.01 Million | 0.243x | +264.85% |
| 2009-12-31 | $67.86 Million | $4.51 Million | 0.067x | +1.39% |
| 2008-12-31 | $67.80 Million | $4.45 Million | 0.066x | +181.33% |
| 2007-12-31 | $47.26 Million | $-3.81 Million | -0.081x | -151.69% |
| 2006-12-31 | $46.23 Million | $7.21 Million | 0.156x | +214.48% |
| 2005-12-31 | $40.93 Million | $2.03 Million | 0.050x | -80.67% |
| 2004-12-31 | $35.87 Million | $9.21 Million | 0.257x | +116.56% |
| 2003-12-31 | $30.76 Million | $3.65 Million | 0.119x | -65.01% |
| 2002-12-31 | $27.11 Million | $9.19 Million | 0.339x | +333.06% |
| 2001-12-31 | $24.84 Million | $-3.61 Million | -0.145x | +52.93% |
| 2000-12-31 | $21.31 Million | $-6.58 Million | -0.309x | -3.59% |
| 1999-12-31 | $21.80 Million | $-6.50 Million | -0.298x | -771.30% |
| 1998-12-31 | $26.30 Million | $-900.00K | -0.034x | -176.05% |
| 1997-12-31 | $20.00 Million | $900.00K | 0.045x | +302.50% |
| 1996-12-31 | $18.00 Million | $-400.00K | -0.022x | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more