Unity Bancorp Inc (UNTY) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Unity Bancorp Inc (UNTY) has a cash flow conversion efficiency ratio of -0.104x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-38.75 Million) by net assets ($371.81 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see market cap of Unity Bancorp Inc for the company's overall valuation and market capitalisation.
Unity Bancorp Inc - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how Unity Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Unity Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Unity Bancorp Inc ranked by their cash flow conversion efficiency. Explore Unity Bancorp Inc cash flow quality index to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
APG SGA SA
SW:APGN
|
0.096x |
|
JiangSu JiangHuai Engine Co Ltd
SHE:000816
|
0.007x |
|
Grupo Supervielle S.A
F:189A
|
0.176x |
|
Jianmin Pharmaceutical Group Co Ltd
SHG:600976
|
0.039x |
|
Greene County Bancorp Inc
NASDAQ:GCBC
|
0.038x |
|
Jiangxi Yuean Advanced Materials Co Ltd
SHG:688786
|
0.056x |
|
SmartFinancial, Inc.
NASDAQ:SMBK
|
0.031x |
|
AAEON Technology Inc
TW:6579
|
-0.020x |
Annual Cash Flow Conversion Efficiency for Unity Bancorp Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Unity Bancorp Inc from 1996 to 2025. View UNTY share price today for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $345.63 Million | $44.91 Million | 0.130x | -19.97% |
| 2024-12-31 | $295.58 Million | $47.99 Million | 0.162x | -9.52% |
| 2023-12-31 | $261.43 Million | $46.91 Million | 0.179x | +0.60% |
| 2022-12-31 | $239.23 Million | $42.67 Million | 0.178x | +56.45% |
| 2021-12-31 | $205.73 Million | $23.45 Million | 0.114x | -41.25% |
| 2020-12-31 | $173.91 Million | $33.74 Million | 0.194x | -6.09% |
| 2019-12-31 | $160.71 Million | $33.20 Million | 0.207x | -25.85% |
| 2018-12-31 | $138.49 Million | $38.59 Million | 0.279x | +127.77% |
| 2017-12-31 | $118.11 Million | $14.45 Million | 0.122x | +47.97% |
| 2016-12-31 | $106.29 Million | $8.79 Million | 0.083x | +117.57% |
| 2015-12-31 | $78.47 Million | $2.98 Million | 0.038x | -77.26% |
| 2014-12-31 | $70.12 Million | $11.72 Million | 0.167x | -16.53% |
| 2013-12-31 | $57.17 Million | $11.45 Million | 0.200x | +16.60% |
| 2012-12-31 | $77.51 Million | $13.31 Million | 0.172x | -22.78% |
| 2011-12-31 | $73.56 Million | $16.35 Million | 0.222x | -8.39% |
| 2010-12-31 | $70.08 Million | $17.01 Million | 0.243x | +264.85% |
| 2009-12-31 | $67.86 Million | $4.51 Million | 0.067x | +1.39% |
| 2008-12-31 | $67.80 Million | $4.45 Million | 0.066x | +181.33% |
| 2007-12-31 | $47.26 Million | $-3.81 Million | -0.081x | -151.69% |
| 2006-12-31 | $46.23 Million | $7.21 Million | 0.156x | +214.48% |
| 2005-12-31 | $40.93 Million | $2.03 Million | 0.050x | -80.67% |
| 2004-12-31 | $35.87 Million | $9.21 Million | 0.257x | +116.56% |
| 2003-12-31 | $30.76 Million | $3.65 Million | 0.119x | -65.01% |
| 2002-12-31 | $27.11 Million | $9.19 Million | 0.339x | +333.06% |
| 2001-12-31 | $24.84 Million | $-3.61 Million | -0.145x | +52.93% |
| 2000-12-31 | $21.31 Million | $-6.58 Million | -0.309x | -3.59% |
| 1999-12-31 | $21.80 Million | $-6.50 Million | -0.298x | -771.30% |
| 1998-12-31 | $26.30 Million | $-900.00K | -0.034x | -176.05% |
| 1997-12-31 | $20.00 Million | $900.00K | 0.045x | +302.50% |
| 1996-12-31 | $18.00 Million | $-400.00K | -0.022x | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more