Unity Bancorp Inc Cash Flow Conversion Efficiency
Unity Bancorp Inc cash flow conversion efficiency. Based on the latest financial reports, Unity Bancorp Inc (UNTY) has a cash flow conversion efficiency ratio of -0.104x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-38.75 Million) by net assets ($371.81 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Unity Bancorp Inc (1996–2025)
Cash flow conversion efficiency of Unity Bancorp Inc from 1996 to 2025. This chart illustrates how Unity Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Unity Bancorp Inc stock quote for real-time trading data and today's change.
Unity Bancorp Inc Cash Flow Conversion Ratio Explained
Unity Bancorp Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Unity Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Unity Bancorp Inc ranked by their cash flow conversion efficiency. Also see market value of Unity Bancorp Inc for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Beijing SPC Environment Protection Tech Co Ltd
SHE:002573
|
0.049x |
|
Kid ASA
OL:KID
|
0.155x |
|
Medistim ASA
OL:MEDI
|
0.098x |
|
Merry Electronics Co Ltd
TW:2439
|
-0.111x |
|
Mengtian Home Group Inc.
SHG:603216
|
N/A |
|
Nanjing CIGU Technology Corp. Ltd. A
SHG:688448
|
N/A |
|
Liaoning Hongyang Energy Resource Invest Co Ltd
SHG:600758
|
0.046x |
|
Phenix Optical Co Ltd
SHG:600071
|
0.083x |
Annual Cash Flow Conversion Efficiency for Unity Bancorp Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Unity Bancorp Inc from 1996 to 2025. Review UNTY FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $345.63 Million | $44.91 Million | 0.130x | -19.97% |
| 2024-12-31 | $295.58 Million | $47.99 Million | 0.162x | -9.52% |
| 2023-12-31 | $261.43 Million | $46.91 Million | 0.179x | +0.60% |
| 2022-12-31 | $239.23 Million | $42.67 Million | 0.178x | +56.45% |
| 2021-12-31 | $205.73 Million | $23.45 Million | 0.114x | -41.25% |
| 2020-12-31 | $173.91 Million | $33.74 Million | 0.194x | -6.09% |
| 2019-12-31 | $160.71 Million | $33.20 Million | 0.207x | -25.85% |
| 2018-12-31 | $138.49 Million | $38.59 Million | 0.279x | +127.77% |
| 2017-12-31 | $118.11 Million | $14.45 Million | 0.122x | +47.97% |
| 2016-12-31 | $106.29 Million | $8.79 Million | 0.083x | +117.57% |
| 2015-12-31 | $78.47 Million | $2.98 Million | 0.038x | -77.26% |
| 2014-12-31 | $70.12 Million | $11.72 Million | 0.167x | -16.53% |
| 2013-12-31 | $57.17 Million | $11.45 Million | 0.200x | +16.60% |
| 2012-12-31 | $77.51 Million | $13.31 Million | 0.172x | -22.78% |
| 2011-12-31 | $73.56 Million | $16.35 Million | 0.222x | -8.39% |
| 2010-12-31 | $70.08 Million | $17.01 Million | 0.243x | +264.85% |
| 2009-12-31 | $67.86 Million | $4.51 Million | 0.067x | +1.39% |
| 2008-12-31 | $67.80 Million | $4.45 Million | 0.066x | +181.33% |
| 2007-12-31 | $47.26 Million | $-3.81 Million | -0.081x | -151.69% |
| 2006-12-31 | $46.23 Million | $7.21 Million | 0.156x | +214.48% |
| 2005-12-31 | $40.93 Million | $2.03 Million | 0.050x | -80.67% |
| 2004-12-31 | $35.87 Million | $9.21 Million | 0.257x | +116.56% |
| 2003-12-31 | $30.76 Million | $3.65 Million | 0.119x | -65.01% |
| 2002-12-31 | $27.11 Million | $9.19 Million | 0.339x | +333.06% |
| 2001-12-31 | $24.84 Million | $-3.61 Million | -0.145x | +52.93% |
| 2000-12-31 | $21.31 Million | $-6.58 Million | -0.309x | -3.59% |
| 1999-12-31 | $21.80 Million | $-6.50 Million | -0.298x | -771.30% |
| 1998-12-31 | $26.30 Million | $-900.00K | -0.034x | -176.05% |
| 1997-12-31 | $20.00 Million | $900.00K | 0.045x | +302.50% |
| 1996-12-31 | $18.00 Million | $-400.00K | -0.022x | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more