Unity Bancorp Inc (UNTY) - Total Assets
Based on the latest financial reports, Unity Bancorp Inc (UNTY) holds total assets worth $2.97 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Unity Bancorp Inc shareholders equity for net asset value and shareholders' equity analysis.
Unity Bancorp Inc - Total Assets Trend (1996–2025)
This chart illustrates how Unity Bancorp Inc's total assets have evolved over time, based on quarterly financial data.
Unity Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Unity Bancorp Inc's total assets of $2.97 Billion consist of 12.7% current assets and 87.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.3% |
| Accounts Receivable | $12.90 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $1.52 Million | 0.1% |
Asset Composition Trend (1996–2025)
This chart illustrates how Unity Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Unity Bancorp Inc market cap and net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Unity Bancorp Inc's current assets represent 12.7% of total assets in 2025, a decrease from 20.0% in 1996.
- Cash Position: Cash and equivalents constituted 7.3% of total assets in 2025, down from 19.3% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1996.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
Unity Bancorp Inc Competitors by Total Assets
Key competitors of Unity Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Unity Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.16 | 0.10 | 0.05 |
| Quick Ratio | 0.16 | 0.10 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.98 Billion | $-1.89 Billion | $-1.57 Billion |
Unity Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Unity Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.55 |
| Latest Market Cap to Assets Ratio | 0.18 |
| Asset Growth Rate (YoY) | 11.8% |
| Total Assets | $2.97 Billion |
| Market Capitalization | $532.37 Million USD |
Valuation Analysis
Below Book Valuation: The market values Unity Bancorp Inc's assets below their book value (0.18x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Unity Bancorp Inc's assets grew by 11.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Unity Bancorp Inc (1996–2025)
The table below shows the annual total assets of Unity Bancorp Inc from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.97 Billion | +11.78% |
| 2024-12-31 | $2.65 Billion | +2.93% |
| 2023-12-31 | $2.58 Billion | +5.46% |
| 2022-12-31 | $2.44 Billion | +20.22% |
| 2021-12-31 | $2.03 Billion | +3.82% |
| 2020-12-31 | $1.96 Billion | +13.96% |
| 2019-12-31 | $1.72 Billion | +8.85% |
| 2018-12-31 | $1.58 Billion | +8.50% |
| 2017-12-31 | $1.46 Billion | +22.32% |
| 2016-12-31 | $1.19 Billion | +9.68% |
| 2015-12-31 | $1.08 Billion | +7.54% |
| 2014-12-31 | $1.01 Billion | +9.52% |
| 2013-12-31 | $921.12 Million | +12.37% |
| 2012-12-31 | $819.73 Million | +1.10% |
| 2011-12-31 | $810.85 Million | -0.92% |
| 2010-12-31 | $818.41 Million | -12.03% |
| 2009-12-31 | $930.36 Million | +3.57% |
| 2008-12-31 | $898.31 Million | +19.42% |
| 2007-12-31 | $752.20 Million | +8.37% |
| 2006-12-31 | $694.11 Million | +13.01% |
| 2005-12-31 | $614.17 Million | +19.16% |
| 2004-12-31 | $515.42 Million | +10.27% |
| 2003-12-31 | $467.42 Million | +7.98% |
| 2002-12-31 | $432.87 Million | +14.14% |
| 2001-12-31 | $379.23 Million | +6.52% |
| 2000-12-31 | $356.00 Million | -18.90% |
| 1999-12-31 | $438.97 Million | +72.42% |
| 1998-12-31 | $254.60 Million | +19.08% |
| 1997-12-31 | $213.80 Million | +23.80% |
| 1996-12-31 | $172.70 Million | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more