Unity Bancorp Inc (UNTY) - Total Liabilities

Latest as of June 2026: $2.82 Billion USD

Based on the latest financial reports, Unity Bancorp Inc (UNTY) has total liabilities worth $2.82 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore UNTY strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Unity Bancorp Inc - Total Liabilities Trend (1996–2025)

This chart illustrates how Unity Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see UNTY total assets.

Unity Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Unity Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Jianmin Pharmaceutical Group Co Ltd
SHG:600976
China CN¥1.92 Billion
Grupo Supervielle S.A
F:189A
Germany €5.10 Trillion
JiangSu JiangHuai Engine Co Ltd
SHE:000816
China CN¥949.07 Million
APG SGA SA
SW:APGN
Switzerland CHF103.63 Million
Greene County Bancorp Inc
NASDAQ:GCBC
USA $2.91 Billion
Jiangxi Yuean Advanced Materials Co Ltd
SHG:688786
China CN¥305.35 Million
SmartFinancial, Inc.
NASDAQ:SMBK
USA $5.25 Billion
AAEON Technology Inc
TW:6579
Taiwan NT$3.71 Billion

Liability Composition Analysis (1996–2025)

This chart breaks down Unity Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Unity Bancorp Inc net asset quality index to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.17 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.59 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.88 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Unity Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Unity Bancorp Inc (1996–2025)

The table below shows the annual total liabilities of Unity Bancorp Inc from 1996 to 2025.

Year Total Liabilities Change
2025-12-31 $2.62 Billion +11.13%
2024-12-31 $2.36 Billion +1.78%
2023-12-31 $2.32 Billion +5.05%
2022-12-31 $2.21 Billion +20.66%
2021-12-31 $1.83 Billion +2.41%
2020-12-31 $1.79 Billion +14.55%
2019-12-31 $1.56 Billion +8.16%
2018-12-31 $1.44 Billion +7.72%
2017-12-31 $1.34 Billion +23.42%
2016-12-31 $1.08 Billion +7.67%
2015-12-31 $1.01 Billion +7.22%
2014-12-31 $938.66 Million +8.65%
2013-12-31 $863.95 Million +16.40%
2012-12-31 $742.22 Million +0.67%
2011-12-31 $737.29 Million -1.47%
2010-12-31 $748.33 Million -13.24%
2009-12-31 $862.49 Million +3.85%
2008-12-31 $830.51 Million +17.81%
2007-12-31 $704.94 Million +8.81%
2006-12-31 $647.88 Million +13.02%
2005-12-31 $573.24 Million +19.54%
2004-12-31 $479.55 Million +9.82%
2003-12-31 $436.66 Million +7.61%
2002-12-31 $405.77 Million +14.50%
2001-12-31 $354.40 Million +5.89%
2000-12-31 $334.69 Million -19.77%
1999-12-31 $417.17 Million +82.73%
1998-12-31 $228.30 Million +17.80%
1997-12-31 $193.80 Million +25.27%
1996-12-31 $154.70 Million --

About Unity Bancorp Inc

NASDAQ:UNTY USA Banks - Regional
Market Cap
$595.02 Million
Market Cap Rank
#11436 Global
#2950 in USA
Share Price
$59.25
Change (1 day)
-0.80%
52-Week Range
$45.17 - $61.82
All Time High
$61.82
About

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more