Unity Bancorp Inc (UNTY) - Total Liabilities

Latest as of December 2025: $2.62 Billion USD

Based on the latest financial reports, Unity Bancorp Inc (UNTY) has total liabilities worth $2.62 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore UNTY operating cash flow to assess how effectively this company generates cash.

Unity Bancorp Inc - Total Liabilities Trend (1996–2025)

This chart illustrates how Unity Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Check Unity Bancorp Inc (UNTY) asset resilience to evaluate the company's liquid asset resilience ratio.

Unity Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Unity Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Societe de la Tour Eiffel SA
PA:EIFF
France €541.80 Million
Anhui Liuguo Chemical Co Ltd
SHG:600470
China CN¥5.27 Billion
Ehang Holdings Ltd
NASDAQ:EH
USA $936.72 Million
Intrepid Potash Inc
NYSE:IPI
USA $140.75 Million
CapitaLand Malaysia Mall Trust
KLSE:5180
Malaysia RM2.44 Billion
Guangdong Tecsun Science & Technology Co Ltd
SHE:002908
China CN¥326.84 Million
Zhongbai Holdings Group Co Ltd
SHE:000759
China CN¥8.22 Billion
Nanjing Zhongbei Group Co Ltd
SHE:000421
China CN¥6.57 Billion

Liability Composition Analysis (1996–2025)

This chart breaks down Unity Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Unity Bancorp Inc market cap and net worth.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.16 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.58 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.88 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Unity Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Unity Bancorp Inc (1996–2025)

The table below shows the annual total liabilities of Unity Bancorp Inc from 1996 to 2025.

Year Total Liabilities Change
2025-12-31 $2.62 Billion +11.13%
2024-12-31 $2.36 Billion +1.78%
2023-12-31 $2.32 Billion +5.05%
2022-12-31 $2.21 Billion +20.66%
2021-12-31 $1.83 Billion +2.41%
2020-12-31 $1.79 Billion +14.55%
2019-12-31 $1.56 Billion +8.16%
2018-12-31 $1.44 Billion +7.72%
2017-12-31 $1.34 Billion +23.42%
2016-12-31 $1.08 Billion +7.67%
2015-12-31 $1.01 Billion +7.22%
2014-12-31 $938.66 Million +8.65%
2013-12-31 $863.95 Million +16.40%
2012-12-31 $742.22 Million +0.67%
2011-12-31 $737.29 Million -1.47%
2010-12-31 $748.33 Million -13.24%
2009-12-31 $862.49 Million +3.85%
2008-12-31 $830.51 Million +17.81%
2007-12-31 $704.94 Million +8.81%
2006-12-31 $647.88 Million +13.02%
2005-12-31 $573.24 Million +19.54%
2004-12-31 $479.55 Million +9.82%
2003-12-31 $436.66 Million +7.61%
2002-12-31 $405.77 Million +14.50%
2001-12-31 $354.40 Million +5.89%
2000-12-31 $334.69 Million -19.77%
1999-12-31 $417.17 Million +82.73%
1998-12-31 $228.30 Million +17.80%
1997-12-31 $193.80 Million +25.27%
1996-12-31 $154.70 Million --

About Unity Bancorp Inc

NASDAQ:UNTY USA Banks - Regional
Market Cap
$532.37 Million
Market Cap Rank
#12215 Global
#2871 in USA
Share Price
$53.15
Change (1 day)
+1.66%
52-Week Range
$42.30 - $56.97
All Time High
$56.97
About

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more