Unity Bancorp Inc Total Liabilities
Unity Bancorp Inc total liabilities. Based on the latest financial reports, Unity Bancorp Inc (UNTY) has total liabilities worth $2.82 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check Unity Bancorp Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Unity Bancorp Inc (1996–2025)
Total liabilities of Unity Bancorp Inc from 1996 to 2025. This chart illustrates how Unity Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore Unity Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Unity Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Unity Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Guang Dong Sitong Group Co Ltd
SHG:603838
|
China | CN¥81.83 Million |
|
First Business Financial Services
NASDAQ:FBIZ
|
USA | $4.01 Billion |
|
APG SGA SA
SW:APGN
|
Switzerland | CHF103.63 Million |
|
Luyin Investment Group Co Ltd
SHG:600784
|
China | CN¥2.57 Billion |
|
SmartFinancial, Inc.
NASDAQ:SMBK
|
USA | $5.25 Billion |
|
Shenzhen Sinovatio Technology Co Ltd Class A
SHE:002912
|
China | CN¥337.24 Million |
|
Jiangxi Sunshine Dairy Co Ltd
SHE:001318
|
China | CN¥77.85 Million |
|
Contec Medical Systems Co Ltd
SHE:300869
|
China | CN¥1.02 Billion |
Liability Composition Analysis (1996–2025)
This chart breaks down Unity Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Unity Bancorp Inc asset portfolio.
Liquidity & Leverage Metrics
Unity Bancorp Inc Total Liabilities Ratios Explained
Unity Bancorp Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.17 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.59 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.88 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Unity Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Unity Bancorp Inc (1996–2025)
The table below shows the annual total liabilities of Unity Bancorp Inc from 1996 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.62 Billion | +11.13% |
| 2024-12-31 | $2.36 Billion | +1.78% |
| 2023-12-31 | $2.32 Billion | +5.05% |
| 2022-12-31 | $2.21 Billion | +20.66% |
| 2021-12-31 | $1.83 Billion | +2.41% |
| 2020-12-31 | $1.79 Billion | +14.55% |
| 2019-12-31 | $1.56 Billion | +8.16% |
| 2018-12-31 | $1.44 Billion | +7.72% |
| 2017-12-31 | $1.34 Billion | +23.42% |
| 2016-12-31 | $1.08 Billion | +7.67% |
| 2015-12-31 | $1.01 Billion | +7.22% |
| 2014-12-31 | $938.66 Million | +8.65% |
| 2013-12-31 | $863.95 Million | +16.40% |
| 2012-12-31 | $742.22 Million | +0.67% |
| 2011-12-31 | $737.29 Million | -1.47% |
| 2010-12-31 | $748.33 Million | -13.24% |
| 2009-12-31 | $862.49 Million | +3.85% |
| 2008-12-31 | $830.51 Million | +17.81% |
| 2007-12-31 | $704.94 Million | +8.81% |
| 2006-12-31 | $647.88 Million | +13.02% |
| 2005-12-31 | $573.24 Million | +19.54% |
| 2004-12-31 | $479.55 Million | +9.82% |
| 2003-12-31 | $436.66 Million | +7.61% |
| 2002-12-31 | $405.77 Million | +14.50% |
| 2001-12-31 | $354.40 Million | +5.89% |
| 2000-12-31 | $334.69 Million | -19.77% |
| 1999-12-31 | $417.17 Million | +82.73% |
| 1998-12-31 | $228.30 Million | +17.80% |
| 1997-12-31 | $193.80 Million | +25.27% |
| 1996-12-31 | $154.70 Million | -- |
About Unity Bancorp Inc
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equit… Read more