VersaBank (VBNK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of -0.112x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-60.95 Million) by net assets ($543.93 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See VersaBank (VBNK) liquidity interval to measure how many days the company can operate on defensive assets alone.
VersaBank - Cash Flow Conversion Efficiency Trend (2011–2025)
This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data.
VersaBank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
DHG Pharmaceutical JSC
VN:DHG
|
0.107x |
|
Dolphin Drilling AS
OL:DDRIL
|
-0.040x |
|
Hunan Mendale Hometextile Co Ltd
SHE:002397
|
0.040x |
|
Hubei Fuxing Science and Technology Co Ltd
SHE:000926
|
-0.077x |
|
Investors Title Company
NASDAQ:ITIC
|
0.006x |
|
Great Taipei Gas Corp
TW:9908
|
0.056x |
|
Longmaster Information Tech
SHE:300288
|
-0.007x |
|
Tianjin Yiyi Hygiene Products Co Ltd
SHE:001206
|
0.043x |
Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)
The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. For the full company profile with market capitalisation and key ratios, see VersaBank market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-10-31 | $532.67 Million | $44.45 Million | 0.083x | -87.78% |
| 2024-10-31 | $399.20 Million | $272.70 Million | 0.683x | +172.02% |
| 2023-10-31 | $377.16 Million | $94.72 Million | 0.251x | +369.70% |
| 2022-10-31 | $350.68 Million | $-32.65 Million | -0.093x | +71.45% |
| 2021-10-31 | $332.11 Million | $-108.31 Million | -0.326x | -159.64% |
| 2020-10-31 | $255.29 Million | $139.59 Million | 0.547x | +563.93% |
| 2019-10-31 | $240.16 Million | $19.78 Million | 0.082x | +223.54% |
| 2018-10-31 | $223.57 Million | $-14.90 Million | -0.067x | -117.85% |
| 2017-10-31 | $208.54 Million | $77.88 Million | 0.373x | +249.37% |
| 2016-10-31 | $185.88 Million | $-46.47 Million | -0.250x | +23.99% |
| 2015-10-31 | $174.62 Million | $-57.44 Million | -0.329x | -72.86% |
| 2014-10-31 | $152.52 Million | $-29.02 Million | -0.190x | +71.39% |
| 2013-10-31 | $133.13 Million | $-88.53 Million | -0.665x | -506.63% |
| 2012-10-31 | $93.10 Million | $-10.21 Million | -0.110x | +47.67% |
| 2011-10-31 | $96.58 Million | $-20.23 Million | -0.209x | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more