VersaBank Cash Flow Conversion Efficiency
VersaBank cash flow conversion efficiency. Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of -0.112x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-60.95 Million) by net assets ($543.93 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of VersaBank (2011–2025)
Cash flow conversion efficiency of VersaBank from 2011 to 2025. This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View VersaBank (VBNK) stock price for real-time trading data and today's change.
VersaBank Cash Flow Conversion Ratio Explained
VersaBank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
VersaBank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency. Also see VersaBank (VBNK) market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Tongqinglou Dining Co Ltd
SHG:605108
|
N/A |
|
Wuxi Xuelang Environmental Technology Co Ltd
SHE:300385
|
0.201x |
|
Anhui Jinchun Nonwoven Co Ltd
SHE:300877
|
-0.066x |
|
Dolphin Drilling AS
OL:DDRIL
|
-0.040x |
|
Zenitron Corp
TW:3028
|
-0.330x |
|
Genbyte Technology Inc
SHE:003028
|
0.043x |
|
Lake Materials Co. Ltd.
KQ:281740
|
0.006x |
|
Eniro AB
ST:ENRO
|
0.028x |
Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)
The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. Review VersaBank free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-10-31 | $532.67 Million | $44.45 Million | 0.083x | -87.78% |
| 2024-10-31 | $399.20 Million | $272.70 Million | 0.683x | +172.02% |
| 2023-10-31 | $377.16 Million | $94.72 Million | 0.251x | +369.70% |
| 2022-10-31 | $350.68 Million | $-32.65 Million | -0.093x | +71.45% |
| 2021-10-31 | $332.11 Million | $-108.31 Million | -0.326x | -159.64% |
| 2020-10-31 | $255.29 Million | $139.59 Million | 0.547x | +563.93% |
| 2019-10-31 | $240.16 Million | $19.78 Million | 0.082x | +223.54% |
| 2018-10-31 | $223.57 Million | $-14.90 Million | -0.067x | -117.85% |
| 2017-10-31 | $208.54 Million | $77.88 Million | 0.373x | +249.37% |
| 2016-10-31 | $185.88 Million | $-46.47 Million | -0.250x | +23.99% |
| 2015-10-31 | $174.62 Million | $-57.44 Million | -0.329x | -72.86% |
| 2014-10-31 | $152.52 Million | $-29.02 Million | -0.190x | +71.39% |
| 2013-10-31 | $133.13 Million | $-88.53 Million | -0.665x | -506.63% |
| 2012-10-31 | $93.10 Million | $-10.21 Million | -0.110x | +47.67% |
| 2011-10-31 | $96.58 Million | $-20.23 Million | -0.209x | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more