VersaBank (VBNK) - Total Liabilities
Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth $5.61 Billion USD as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
VersaBank - Total Liabilities Trend (2011–2025)
This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. See VersaBank (VBNK) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
VersaBank Competitors by Total Liabilities
The table below lists competitors of VersaBank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Hubei Fuxing Science and Technology Co Ltd
SHE:000926
|
China | CN¥15.58 Billion |
|
Hunan Mendale Hometextile Co Ltd
SHE:002397
|
China | CN¥1.11 Billion |
|
Dolphin Drilling AS
OL:DDRIL
|
Norway | Nkr189.80 Million |
|
DHG Pharmaceutical JSC
VN:DHG
|
Vietnam | ₫983.26 Billion |
|
Investors Title Company
NASDAQ:ITIC
|
USA | $88.65 Million |
|
Great Taipei Gas Corp
TW:9908
|
Taiwan | NT$5.64 Billion |
|
Longmaster Information Tech
SHE:300288
|
China | CN¥222.08 Million |
|
Tianjin Yiyi Hygiene Products Co Ltd
SHE:001206
|
China | CN¥329.38 Million |
Liability Composition Analysis (2011–2025)
This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see VBNK stock market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.32 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for VersaBank (2011–2025)
The table below shows the annual total liabilities of VersaBank from 2011 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-10-31 | $5.28 Billion | +18.84% |
| 2024-10-31 | $4.44 Billion | +16.08% |
| 2023-10-31 | $3.82 Billion | +31.18% |
| 2022-10-31 | $2.92 Billion | +39.96% |
| 2021-10-31 | $2.08 Billion | +23.36% |
| 2020-10-31 | $1.69 Billion | +9.28% |
| 2019-10-31 | $1.55 Billion | -2.54% |
| 2018-10-31 | $1.59 Billion | +4.55% |
| 2017-10-31 | $1.52 Billion | -0.13% |
| 2016-10-31 | $1.52 Billion | +4.64% |
| 2015-10-31 | $1.45 Billion | +12.20% |
| 2014-10-31 | $1.29 Billion | +1.72% |
| 2013-10-31 | $1.27 Billion | -11.77% |
| 2012-10-31 | $1.44 Billion | +3.74% |
| 2011-10-31 | $1.39 Billion | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more