VersaBank (VBNK) - Total Liabilities
Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth $5.61 Billion USD as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore VBNK year-over-year net asset growth to track the company's year-over-year net asset growth rate.
VersaBank - Total Liabilities Trend (2011–2025)
This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. See VBNK free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
VersaBank Competitors by Total Liabilities
The table below lists competitors of VersaBank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Dolphin Drilling AS
OL:DDRIL
|
Norway | Nkr189.80 Million |
|
Brait SE
JSE:BAT
|
South Africa | ZAC2.77 Billion |
|
RattanIndia Enterprises Limited
NSE:RTNINDIA
|
India | Rs20.01 Billion |
|
Raymond Lifestyle Ltd
NSE:RAYMONDLSL
|
India | Rs43.61 Billion |
|
Shanghai Kindly Entrp Dvlp Grp
SHG:603987
|
China | CN¥1.19 Billion |
|
Ulusoy Elektrik Imalat
IS:ULUSE
|
Turkey | TL7.13 Billion |
|
International Tower Hill Mines Ltd
TO:ITH
|
Canada | CA$485.31K |
|
Wuxi Double Elephant Micro Fibre Material Co Ltd
SHE:002395
|
China | CN¥888.01 Million |
Liability Composition Analysis (2011–2025)
This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see VBNK market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.32 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for VersaBank (2011–2025)
The table below shows the annual total liabilities of VersaBank from 2011 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-10-31 | $5.28 Billion | +18.84% |
| 2024-10-31 | $4.44 Billion | +16.08% |
| 2023-10-31 | $3.82 Billion | +31.18% |
| 2022-10-31 | $2.92 Billion | +39.96% |
| 2021-10-31 | $2.08 Billion | +23.36% |
| 2020-10-31 | $1.69 Billion | +9.28% |
| 2019-10-31 | $1.55 Billion | -2.54% |
| 2018-10-31 | $1.59 Billion | +4.55% |
| 2017-10-31 | $1.52 Billion | -0.13% |
| 2016-10-31 | $1.52 Billion | +4.64% |
| 2015-10-31 | $1.45 Billion | +12.20% |
| 2014-10-31 | $1.29 Billion | +1.72% |
| 2013-10-31 | $1.27 Billion | -11.77% |
| 2012-10-31 | $1.44 Billion | +3.74% |
| 2011-10-31 | $1.39 Billion | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more