VersaBank Total Liabilities

Latest as of January 2026: $5.61 Billion USD

VersaBank total liabilities. Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth $5.61 Billion USD as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check VersaBank (VBNK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Total Liabilities of VersaBank (2011–2025)

Total liabilities of VersaBank from 2011 to 2025. This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. Explore VersaBank strategic investment ratio to see how much of total assets are deployed in long-term investments.

VersaBank Competitors by Total Liabilities

The table below lists competitors of VersaBank ranked by their total liabilities.

Company	Country	Total Liabilities
Dolphin Drilling AS OL:DDRIL	Norway	Nkr189.80 Million
Anhui Jinchun Nonwoven Co Ltd SHE:300877	China	CN¥271.84 Million
Wuxi Xuelang Environmental Technology Co Ltd SHE:300385	China	CN¥2.02 Billion
Tongqinglou Dining Co Ltd SHG:605108	China	CN¥3.32 Billion
Zenitron Corp TW:3028	Taiwan	NT$30.99 Billion
Genbyte Technology Inc SHE:003028	China	CN¥981.62 Million
Lake Materials Co. Ltd. KQ:281740	Korea	₩254.24 Billion
Eniro AB ST:ENRO	Sweden	Skr658.00 Million

Liability Composition Analysis (2011–2025)

This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see total assets of VersaBank.

Liquidity & Leverage Metrics

VersaBank Total Liabilities Ratios Explained

VersaBank total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.32	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for VersaBank (2011–2025)

The table below shows the annual total liabilities of VersaBank from 2011 to 2025.

Year	Total Liabilities	Change
2025-10-31	$5.28 Billion	+18.84%
2024-10-31	$4.44 Billion	+16.08%
2023-10-31	$3.82 Billion	+31.18%
2022-10-31	$2.92 Billion	+39.96%
2021-10-31	$2.08 Billion	+23.36%
2020-10-31	$1.69 Billion	+9.28%
2019-10-31	$1.55 Billion	-2.54%
2018-10-31	$1.59 Billion	+4.55%
2017-10-31	$1.52 Billion	-0.13%
2016-10-31	$1.52 Billion	+4.64%
2015-10-31	$1.45 Billion	+12.20%
2014-10-31	$1.29 Billion	+1.72%
2013-10-31	$1.27 Billion	-11.77%
2012-10-31	$1.44 Billion	+3.74%
2011-10-31	$1.39 Billion	--

About VersaBank

NASDAQ:VBNK USA Banks - Regional

Market Cap

$706.65 Million

Market Cap Rank

#12235 Global

#3089 in USA

Share Price

$22.04

Change (1 day)

+1.50%

52-Week Range

$11.26 - $23.72

All Time High

$23.72