VersaBank (VBNK) - Total Assets
Based on the latest financial reports, VersaBank (VBNK) holds total assets worth $6.16 Billion USD as of January 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
VersaBank - Total Assets Trend (2011–2025)
This chart illustrates how VersaBank's total assets have evolved over time, based on quarterly financial data. Also see VersaBank market cap and net worth for the company's overall valuation and market capitalisation.
VersaBank - Asset Composition Analysis
Current Asset Composition (October 2025)
VersaBank's total assets of $6.16 Billion consist of 10.6% current assets and 89.4% non-current assets. Review debt load of VersaBank to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.0% |
| Accounts Receivable | $30.79 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $10.56 Million | 0.2% |
| Goodwill | $12.30 Million | 0.2% |
Asset Composition Trend (2011–2025)
This chart illustrates how VersaBank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See latest VersaBank stock price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: VersaBank's current assets represent 10.6% of total assets in 2025, a decrease from 25.5% in 2011.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2025, down from 12.7% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2011.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
VersaBank Competitors by Total Assets
Key competitors of VersaBank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
VersaBank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.06 | 0.13 |
| Quick Ratio | 0.13 | 0.06 | 0.13 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-4.25 Billion | $-3.89 Billion | $-1.53 Billion |
VersaBank - Advanced Valuation Insights
This section examines the relationship between VersaBank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.17 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 20.0% |
| Total Assets | $5.81 Billion |
| Market Capitalization | $467.89 Million USD |
Valuation Analysis
Below Book Valuation: The market values VersaBank's assets below their book value (0.08x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: VersaBank's assets grew by 20.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for VersaBank (2011–2025)
The table below shows the annual total assets of VersaBank from 2011 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-10-31 | $5.81 Billion | +20.05% |
| 2024-10-31 | $4.84 Billion | +15.16% |
| 2023-10-31 | $4.20 Billion | +28.65% |
| 2022-10-31 | $3.27 Billion | +35.23% |
| 2021-10-31 | $2.42 Billion | +24.24% |
| 2020-10-31 | $1.94 Billion | +8.88% |
| 2019-10-31 | $1.79 Billion | -1.31% |
| 2018-10-31 | $1.81 Billion | +4.87% |
| 2017-10-31 | $1.73 Billion | +1.21% |
| 2016-10-31 | $1.70 Billion | +4.83% |
| 2015-10-31 | $1.63 Billion | +12.45% |
| 2014-10-31 | $1.45 Billion | +2.94% |
| 2013-10-31 | $1.40 Billion | -8.44% |
| 2012-10-31 | $1.53 Billion | +3.26% |
| 2011-10-31 | $1.49 Billion | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more