Jana Small Finance Bank (JSFB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.596x

Based on the latest financial reports, Jana Small Finance Bank (JSFB) has a cash flow conversion efficiency ratio of -0.596x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-25.70 Billion ≈ $-277.92 Million USD) by net assets (Rs43.14 Billion ≈ $466.59 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Jana Small Finance Bank balance sheet quality to measure how much of total assets are equity-financed.

Jana Small Finance Bank - Cash Flow Conversion Efficiency Trend (2013–2025)

This chart illustrates how Jana Small Finance Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Jana Small Finance Bank's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Jana Small Finance Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Jana Small Finance Bank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Yabao Pharmaceutical Group Co Ltd SHG:600351	0.047x
Oculis Holding AG Ordinary shares NASDAQ:OCS	-0.081x
Neurogene Inc NASDAQ:NGNE	-0.110x
Guangdong Mingzhu Group Co Ltd SHG:600382	0.035x
Shenzhen Absen Optoelectronic Co Ltd SHE:300389	0.210x
Beijing Navigation Control Technology Co. Ltd. SHG:688282	N/A
Heritage Insurance Hldgs Inc NYSE:HRTG	0.048x
Lintes Technology Co Ltd TW:6715	-0.004x

Annual Cash Flow Conversion Efficiency for Jana Small Finance Bank (2013–2025)

The table below shows the annual cash flow conversion efficiency of Jana Small Finance Bank from 2013 to 2025. For the full company profile with market capitalisation and key ratios, see Jana Small Finance Bank market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-09-30	Rs44.70 Billion ≈ $483.44 Million	Rs5.94 Billion ≈ $64.20 Million	0.133x	+122.10%
2024-09-30	Rs41.18 Billion ≈ $445.38 Million	Rs-24.75 Billion ≈ $-267.69 Million	-0.601x	-404.14%
2023-09-30	Rs35.77 Billion ≈ $386.85 Million	Rs7.07 Billion ≈ $76.45 Million	0.198x	+109.03%
2022-09-30	Rs17.97 Billion ≈ $194.37 Million	Rs-39.35 Billion ≈ $-425.52 Million	-2.189x	-406.16%
2021-09-30	Rs12.01 Billion ≈ $129.85 Million	Rs8.59 Billion ≈ $92.86 Million	0.715x	+29.56%
2020-09-30	Rs11.15 Billion ≈ $120.56 Million	Rs6.15 Billion ≈ $66.54 Million	0.552x	-39.29%
2019-09-30	Rs10.44 Billion ≈ $112.85 Million	Rs9.49 Billion ≈ $102.60 Million	0.909x	-77.90%
2018-09-30	Rs6.74 Billion ≈ $72.85 Million	Rs27.71 Billion ≈ $299.70 Million	4.114x	+331.76%
2017-09-30	Rs15.29 Billion ≈ $165.34 Million	Rs14.57 Billion ≈ $157.53 Million	0.953x	+194.51%
2016-09-30	Rs23.97 Billion ≈ $259.19 Million	Rs-24.16 Billion ≈ $-261.29 Million	-1.008x	+75.07%
2015-09-30	Rs12.28 Billion ≈ $132.85 Million	Rs-49.68 Billion ≈ $-537.24 Million	-4.044x	-143.36%
2014-09-30	Rs10.73 Billion ≈ $116.08 Million	Rs-17.84 Billion ≈ $-192.89 Million	-1.662x	+16.81%
2013-09-30	Rs5.14 Billion ≈ $55.58 Million	Rs-10.27 Billion ≈ $-111.03 Million	-1.997x	--

About Jana Small Finance Bank

NSE:JSFB India Banks - Regional

Market Cap

$655.05 Million

Rs60.57 Billion INR

Market Cap Rank

#10705 Global

#538 in India

Share Price

Rs575.00

Change (1 day)

+2.07%

52-Week Range

Rs341.85 - Rs575.00

All Time High

Rs736.20