Jana Small Finance Bank (JSFB) - Total Liabilities
Based on the latest financial reports, Jana Small Finance Bank (JSFB) has total liabilities worth Rs389.97 Billion INR (≈ $4.22 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Jana Small Finance Bank operating cash flow efficiency to assess how effectively this company generates cash.
Jana Small Finance Bank - Total Liabilities Trend (2013–2024)
This chart illustrates how Jana Small Finance Bank's total liabilities have evolved over time, based on quarterly financial data. See JSFB total equity for net asset value and shareholders' equity analysis.
Jana Small Finance Bank Competitors by Total Liabilities
The table below lists competitors of Jana Small Finance Bank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Vinh Hoan Corp
VN:VHC
|
Vietnam | ₫3.43 Trillion |
|
Third Coast Bancshares, Inc.
NASDAQ:TCBX
|
USA | $4.55 Billion |
|
Yantai Longyuan Power Tech
SHE:300105
|
China | CN¥793.67 Million |
|
Zhejiang Tiantai Xianghe Industrial Co Ltd
SHG:603500
|
China | CN¥462.08 Million |
|
Electra Co Pr
TA:ECP
|
Israel | ILA7.05 Billion |
|
Jiangsu Rutong Petro-Machinery
SHG:603036
|
China | CN¥164.64 Million |
|
Hainan Shuangcheng Pharmaceut
SHE:002693
|
China | CN¥393.42 Million |
|
Anhui Xinbo Aluminum Co Ltd
SHE:003038
|
China | CN¥8.06 Billion |
Liability Composition Analysis (2013–2024)
This chart breaks down Jana Small Finance Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market cap of Jana Small Finance Bank.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.02 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.90 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Jana Small Finance Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Jana Small Finance Bank (2013–2024)
The table below shows the annual total liabilities of Jana Small Finance Bank from 2013 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-09-30 | Rs343.45 Billion ≈ $3.71 Billion |
+17.89% |
| 2023-09-30 | Rs291.33 Billion ≈ $3.15 Billion |
+22.17% |
| 2022-09-30 | Rs238.46 Billion ≈ $2.58 Billion |
+25.59% |
| 2021-09-30 | Rs189.88 Billion ≈ $2.05 Billion |
+5.70% |
| 2020-09-30 | Rs179.64 Billion ≈ $1.94 Billion |
+37.12% |
| 2019-09-30 | Rs131.01 Billion ≈ $1.42 Billion |
+49.34% |
| 2018-09-30 | Rs87.73 Billion ≈ $948.73 Million |
+6.72% |
| 2017-09-30 | Rs82.20 Billion ≈ $888.96 Million |
-35.05% |
| 2016-09-30 | Rs126.56 Billion ≈ $1.37 Billion |
+24.17% |
| 2015-09-30 | Rs101.92 Billion ≈ $1.10 Billion |
+159.51% |
| 2014-09-30 | Rs39.28 Billion ≈ $424.76 Million |
+96.66% |
| 2013-09-30 | Rs19.97 Billion ≈ $215.99 Million |
-- |
About Jana Small Finance Bank
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group a… Read more