Jana Small Finance Bank Total Assets
Jana Small Finance Bank total assets. Based on the latest financial reports, Jana Small Finance Bank (JSFB) holds total assets worth Rs474.48 Billion INR (≈ $5.13 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see JSFB stock market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of Jana Small Finance Bank (2013–2025)
Total assets of Jana Small Finance Bank from 2013 to 2025. This chart illustrates how Jana Small Finance Bank's total assets have evolved over time, based on quarterly financial data. See Jana Small Finance Bank stock price for real-time trading data and today's change.
Jana Small Finance Bank - Asset Composition Analysis
Jana Small Finance Bank Total Assets Breakdown (September 2025)
Jana Small Finance Bank total assets breakdown as of September 2025. Jana Small Finance Bank's total assets of Rs474.48 Billion consist of 5.4% current assets and 94.6% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 5.4% |
| Accounts Receivable | Rs0.00 | 0.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Jana Small Finance Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore how liquid is Jana Small Finance Bank's working capital to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Jana Small Finance Bank's current assets represent 5.4% of total assets in 2025, a decrease from 19.4% in 2013.
- Cash Position: Cash and equivalents constituted 5.4% of total assets in 2025, down from 19.4% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Jana Small Finance Bank Competitors by Total Assets
Key competitors of Jana Small Finance Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Lloyds Banking Group plc
F:LLD2
|
Germany | €994.16 Billion |
|
JAPAN POST BK UNSP.ADR/1
F:5JP0
|
Germany | €232.94 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
BNK Banking Corporation Ltd
AU:BBC
|
Australia | AU$1.28 Billion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$45.67 Trillion |
Jana Small Finance Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.07 | 6.96 | 6.96 |
| Quick Ratio | 0.07 | 6.96 | 6.96 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-332.26 Billion | Rs18.41 Billion | Rs18.41 Billion |
Jana Small Finance Bank - Advanced Valuation Insights
This section examines the relationship between Jana Small Finance Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.11 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 23.4% |
| Total Assets | Rs474.48 Billion |
| Market Capitalization | $430.00 Million USD |
Valuation Analysis
Below Book Valuation: The market values Jana Small Finance Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Jana Small Finance Bank's assets grew by 23.4% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Jana Small Finance Bank (2013–2025)
The table below shows the annual total assets of Jana Small Finance Bank from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-09-30 | Rs474.48 Billion ≈ $5.13 Billion |
+23.36% |
| 2024-09-30 | Rs384.64 Billion ≈ $4.16 Billion |
+17.59% |
| 2023-09-30 | Rs327.10 Billion ≈ $3.54 Billion |
+27.55% |
| 2022-09-30 | Rs256.44 Billion ≈ $2.77 Billion |
+27.02% |
| 2021-09-30 | Rs201.89 Billion ≈ $2.18 Billion |
+5.82% |
| 2020-09-30 | Rs190.79 Billion ≈ $2.06 Billion |
+34.88% |
| 2019-09-30 | Rs141.45 Billion ≈ $1.53 Billion |
+49.74% |
| 2018-09-30 | Rs94.46 Billion ≈ $1.02 Billion |
-3.10% |
| 2017-09-30 | Rs97.49 Billion ≈ $1.05 Billion |
-35.24% |
| 2016-09-30 | Rs150.53 Billion ≈ $1.63 Billion |
+31.80% |
| 2015-09-30 | Rs114.21 Billion ≈ $1.24 Billion |
+128.37% |
| 2014-09-30 | Rs50.01 Billion ≈ $540.83 Million |
+99.15% |
| 2013-09-30 | Rs25.11 Billion ≈ $271.57 Million |
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About Jana Small Finance Bank
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group a… Read more