SBI Cards and Payment Services Limited (SBICARD) - Cash Flow Conversion Efficiency

Latest as of December 2023: 0.009x

Based on the latest financial reports, SBI Cards and Payment Services Limited (SBICARD) has a cash flow conversion efficiency ratio of 0.009x as of December 2023. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs1.02 Billion ≈ $10.98 Million USD) by net assets (Rs116.53 Billion ≈ $1.26 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SBICARD equity to assets ratio to measure how much of total assets are equity-financed.

SBI Cards and Payment Services Limited - Cash Flow Conversion Efficiency Trend (2013–2025)

This chart illustrates how SBI Cards and Payment Services Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check SBICARD cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

SBI Cards and Payment Services Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of SBI Cards and Payment Services Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
OUTSURANCE GROUP LTD JSE:OUT	0.297x
Jiangsu Expressway Co Ltd SHG:600377	0.046x
Brinker International Inc NYSE:EAT	0.572x
Tencent Music Entertainment Group F:63TA	0.029x
ASX LTD UNSPONS.ADR 1 F:AUX1	N/A
Bank of India NSE:BANKINDIA	-0.530x
Shenzhen Envicool Technology Co Ltd SHE:002837	-0.024x
JCHX Mining Management Co Ltd SHG:603979	0.084x

Annual Cash Flow Conversion Efficiency for SBI Cards and Payment Services Limited (2013–2025)

The table below shows the annual cash flow conversion efficiency of SBI Cards and Payment Services Limited from 2013 to 2025. For the full company profile with market capitalisation and key ratios, see SBI Cards and Payment Services Limited market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs137.82 Billion ≈ $1.49 Billion	Rs-21.40 Billion ≈ $-231.48 Million	-0.155x	+65.57%
2024-03-31	Rs120.84 Billion ≈ $1.31 Billion	Rs-54.52 Billion ≈ $-589.56 Million	-0.451x	+33.52%
2023-03-31	Rs98.30 Billion ≈ $1.06 Billion	Rs-66.71 Billion ≈ $-721.39 Million	-0.679x	-19.80%
2022-03-31	Rs77.53 Billion ≈ $838.43 Million	Rs-43.91 Billion ≈ $-474.92 Million	-0.566x	-615.62%
2021-03-31	Rs63.02 Billion ≈ $681.54 Million	Rs6.92 Billion ≈ $74.87 Million	0.110x	+114.43%
2020-03-31	Rs53.41 Billion ≈ $577.63 Million	Rs-40.67 Billion ≈ $-439.82 Million	-0.761x	-15.32%
2019-03-31	Rs35.82 Billion ≈ $387.35 Million	Rs-23.65 Billion ≈ $-255.76 Million	-0.660x	+46.00%
2018-03-31	Rs23.53 Billion ≈ $254.47 Million	Rs-28.77 Billion ≈ $-311.15 Million	-1.223x	+20.74%
2017-03-31	Rs14.49 Billion ≈ $156.68 Million	Rs-22.35 Billion ≈ $-241.69 Million	-1.543x	-320.67%
2016-03-31	Rs11.55 Billion ≈ $124.91 Million	Rs8.07 Billion ≈ $87.32 Million	0.699x	+176.80%
2015-03-31	Rs9.66 Billion ≈ $104.43 Million	Rs-8.79 Billion ≈ $-95.05 Million	-0.910x	-70.78%
2014-03-31	Rs7.46 Billion ≈ $80.67 Million	Rs-3.98 Billion ≈ $-42.99 Million	-0.533x	+67.28%
2013-03-31	Rs4.53 Billion ≈ $48.99 Million	Rs-7.38 Billion ≈ $-79.79 Million	-1.629x	--

About SBI Cards and Payment Services Limited

NSE:SBICARD India Credit Services

Market Cap

$6.79 Billion

Rs628.19 Billion INR

Market Cap Rank

#2911 Global

#132 in India

Share Price

Rs660.15

Change (1 day)

+0.36%

52-Week Range

Rs568.25 - Rs937.95

All Time High

Rs1129.32