SBI Cards and Payment Services Limited (SBICARD) - Total Liabilities

Latest as of December 2025: Rs520.12 Billion INR ≈ $5.62 Billion USD

Based on the latest financial reports, SBI Cards and Payment Services Limited (SBICARD) has total liabilities worth Rs520.12 Billion INR (≈ $5.62 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

SBI Cards and Payment Services Limited - Total Liabilities Trend (2013–2025)

This chart illustrates how SBI Cards and Payment Services Limited's total liabilities have evolved over time, based on quarterly financial data. See SBICARD working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

SBI Cards and Payment Services Limited Competitors by Total Liabilities

The table below lists competitors of SBI Cards and Payment Services Limited ranked by their total liabilities.

Company	Country	Total Liabilities
Loar Holdings Inc. NYSE:LOAR	USA	$1.12 Billion
FirstService Corp TO:FSV	Canada	CA$2.91 Billion
JBTMarel Corp NYSE:JBTM	USA	$3.68 Billion
Archrock Inc NYSE:AROC	USA	$2.87 Billion
SWIGGY LIMITED NSE:SWIGGY	India	Rs59.95 Billion
SSR Mining Inc NASDAQ:SSRM	USA	$1.52 Billion
Ramsay Health Care Ltd AU:RHC	Australia	AU$15.97 Billion
HYBE Co. Ltd KO:352820	Korea	₩2.16 Trillion

Liability Composition Analysis (2013–2025)

This chart breaks down SBI Cards and Payment Services Limited's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see SBICARD stock market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	3.39	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.77	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how SBI Cards and Payment Services Limited's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for SBI Cards and Payment Services Limited (2013–2025)

The table below shows the annual total liabilities of SBI Cards and Payment Services Limited from 2013 to 2025.

Year	Total Liabilities	Change
2025-03-31	Rs517.64 Billion ≈ $5.60 Billion	+12.32%
2024-03-31	Rs460.87 Billion ≈ $4.98 Billion	+29.04%
2023-03-31	Rs357.15 Billion ≈ $3.86 Billion	+32.79%
2022-03-31	Rs268.96 Billion ≈ $2.91 Billion	+29.86%
2021-03-31	Rs207.11 Billion ≈ $2.24 Billion	+3.75%
2020-03-31	Rs199.62 Billion ≈ $2.16 Billion	+19.83%
2019-03-31	Rs166.58 Billion ≈ $1.80 Billion	+24.94%
2018-03-31	Rs133.33 Billion ≈ $1.44 Billion	+43.12%
2017-03-31	Rs93.16 Billion ≈ $1.01 Billion	+38.52%
2016-03-31	Rs67.25 Billion ≈ $727.32 Million	+27.09%
2015-03-31	Rs52.92 Billion ≈ $572.28 Million	+32.66%
2014-03-31	Rs39.89 Billion ≈ $431.39 Million	+31.21%
2013-03-31	Rs30.40 Billion ≈ $328.78 Million	--

About SBI Cards and Payment Services Limited

NSE:SBICARD India Credit Services

Market Cap

$6.43 Billion

Rs594.69 Billion INR

Market Cap Rank

#3081 Global

#137 in India

Share Price

Rs624.95

Change (1 day)

-0.12%

52-Week Range

Rs568.25 - Rs991.35

All Time High

Rs1129.32