SBI Cards and Payment Services Limited (SBICARD) - Total Liabilities
Based on the latest financial reports, SBI Cards and Payment Services Limited (SBICARD) has total liabilities worth Rs520.12 Billion INR (≈ $5.62 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore SBICARD long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
SBI Cards and Payment Services Limited - Total Liabilities Trend (2013–2025)
This chart illustrates how SBI Cards and Payment Services Limited's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is SBI Cards and Payment Services Limited's balance sheet.
SBI Cards and Payment Services Limited Competitors by Total Liabilities
The table below lists competitors of SBI Cards and Payment Services Limited ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
F.N.B. Corp
NYSE:FNB
|
USA | $44.16 Billion |
|
Aura Minerals Inc. Common Shares
NASDAQ:AUGO
|
USA | $1.25 Billion |
|
APL Apollo Tubes Limited
NSE:APLAPOLLO
|
India | Rs35.37 Billion |
|
Suzhou TA&A Ultra Clean Technology Co Ltd
SHE:300390
|
China | CN¥5.29 Billion |
|
Motilal Oswal Financial Services Limited
NSE:MOTILALOFS
|
India | Rs319.70 Billion |
|
COVIVIO UNS.ADR/1/4
F:F5D0
|
Germany | €12.69 Billion |
|
Macerich Company
NYSE:MAC
|
USA | $5.62 Billion |
|
Telekom Austria AG
VI:TKA
|
Austria | €5.10 Billion |
Liability Composition Analysis (2013–2025)
This chart breaks down SBI Cards and Payment Services Limited's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See SBICARD net asset quality score to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 3.39 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.77 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SBI Cards and Payment Services Limited's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SBI Cards and Payment Services Limited (2013–2025)
The table below shows the annual total liabilities of SBI Cards and Payment Services Limited from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-03-31 | Rs517.64 Billion ≈ $5.60 Billion |
+12.32% |
| 2024-03-31 | Rs460.87 Billion ≈ $4.98 Billion |
+29.04% |
| 2023-03-31 | Rs357.15 Billion ≈ $3.86 Billion |
+32.79% |
| 2022-03-31 | Rs268.96 Billion ≈ $2.91 Billion |
+29.86% |
| 2021-03-31 | Rs207.11 Billion ≈ $2.24 Billion |
+3.75% |
| 2020-03-31 | Rs199.62 Billion ≈ $2.16 Billion |
+19.83% |
| 2019-03-31 | Rs166.58 Billion ≈ $1.80 Billion |
+24.94% |
| 2018-03-31 | Rs133.33 Billion ≈ $1.44 Billion |
+43.12% |
| 2017-03-31 | Rs93.16 Billion ≈ $1.01 Billion |
+38.52% |
| 2016-03-31 | Rs67.25 Billion ≈ $727.32 Million |
+27.09% |
| 2015-03-31 | Rs52.92 Billion ≈ $572.28 Million |
+32.66% |
| 2014-03-31 | Rs39.89 Billion ≈ $431.39 Million |
+31.21% |
| 2013-03-31 | Rs30.40 Billion ≈ $328.78 Million |
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About SBI Cards and Payment Services Limited
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headqu… Read more