SBI Cards and Payment Services Limited Total Assets
SBI Cards and Payment Services Limited total assets. Based on the latest financial reports, SBI Cards and Payment Services Limited (SBICARD) holds total assets worth Rs673.65 Billion INR (≈ $7.29 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see SBICARD company net worth for the company's overall valuation and market capitalisation.
Total Assets of SBI Cards and Payment Services Limited (2013–2025)
Total assets of SBI Cards and Payment Services Limited from 2013 to 2025. This chart illustrates how SBI Cards and Payment Services Limited's total assets have evolved over time, based on quarterly financial data. See SBICARD stock price for real-time trading data and today's change.
SBI Cards and Payment Services Limited - Asset Composition Analysis
SBI Cards and Payment Services Limited Total Assets Breakdown (March 2025)
SBI Cards and Payment Services Limited total assets breakdown as of March 2025. SBI Cards and Payment Services Limited's total assets of Rs673.65 Billion consist of 4.5% current assets and 95.5% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 4.2% |
| Accounts Receivable | Rs2.35 Billion | 0.4% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs1.03 Billion | 0.2% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how SBI Cards and Payment Services Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore SBI Cards and Payment Services Limited (SBICARD) liquidity to equity ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: SBI Cards and Payment Services Limited's current assets represent 4.5% of total assets in 2025, an increase from 2.4% in 2013.
- Cash Position: Cash and equivalents constituted 4.2% of total assets in 2025, up from 2.4% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
SBI Cards and Payment Services Limited Competitors by Total Assets
Key competitors of SBI Cards and Payment Services Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
SBI Cards and Payment Services Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.81 | 0.71 | 1.59 |
| Quick Ratio | 1.81 | -1.04 | 1.59 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs12.22 Billion | Rs-4.06 Billion | Rs3.90 Billion |
SBI Cards and Payment Services Limited - Advanced Valuation Insights
This section examines the relationship between SBI Cards and Payment Services Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 4.89 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 12.7% |
| Total Assets | Rs655.46 Billion |
| Market Capitalization | $5.53 Billion USD |
Valuation Analysis
Below Book Valuation: The market values SBI Cards and Payment Services Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: SBI Cards and Payment Services Limited's assets grew by 12.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for SBI Cards and Payment Services Limited (2013–2025)
The table below shows the annual total assets of SBI Cards and Payment Services Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs655.46 Billion ≈ $7.09 Billion |
+12.68% |
| 2024-03-31 | Rs581.71 Billion ≈ $6.29 Billion |
+27.72% |
| 2023-03-31 | Rs455.46 Billion ≈ $4.93 Billion |
+31.45% |
| 2022-03-31 | Rs346.48 Billion ≈ $3.75 Billion |
+28.27% |
| 2021-03-31 | Rs270.13 Billion ≈ $2.92 Billion |
+6.76% |
| 2020-03-31 | Rs253.03 Billion ≈ $2.74 Billion |
+25.02% |
| 2019-03-31 | Rs202.40 Billion ≈ $2.19 Billion |
+29.03% |
| 2018-03-31 | Rs156.86 Billion ≈ $1.70 Billion |
+45.71% |
| 2017-03-31 | Rs107.65 Billion ≈ $1.16 Billion |
+36.61% |
| 2016-03-31 | Rs78.80 Billion ≈ $852.23 Million |
+25.94% |
| 2015-03-31 | Rs62.57 Billion ≈ $676.71 Million |
+32.15% |
| 2014-03-31 | Rs47.35 Billion ≈ $512.07 Million |
+35.55% |
| 2013-03-31 | Rs34.93 Billion ≈ $377.77 Million |
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About SBI Cards and Payment Services Limited
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headqu… Read more