Live Oak Bancshares, Inc.

NYSE:LOB USA Banks - Regional
Market Cap
$1.50 Billion
Market Cap Rank
#6730 Global
#3722 in USA
Share Price
$32.63
Change (1 day)
-0.06%
52-Week Range
$23.17 - $41.75
All Time High
$96.85
About

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provid… Read more

Live Oak Bancshares, Inc. (LOB) - Cash Flow Conversion Efficiency

Latest cash flow conversion efficiency as of September 2025: -0.260x

Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has a cash flow conversion efficiency ratio of -0.260x as of September 2025.

Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-313.15 Million) by net assets ($1.20 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Live Oak Bancshares, Inc. - Cash Flow Conversion Efficiency Trend (2011–2024)

This chart illustrates how Live Oak Bancshares, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.

Live Oak Bancshares, Inc. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Live Oak Bancshares, Inc. ranked by their cash flow conversion efficiency.

Annual Cash Flow Conversion Efficiency for Live Oak Bancshares, Inc. (2011–2024)

The table below shows the annual cash flow conversion efficiency of Live Oak Bancshares, Inc. from 2011 to 2024.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2024-12-31 $1.00 Billion $536.47 Million 0.535x -49.43%
2023-12-31 $586.56 Million $620.07 Million 1.057x +588.73%
2022-12-31 $811.03 Million $124.48 Million 0.153x +191.69%
2021-12-31 $715.13 Million $-119.72 Million -0.167x +65.18%
2020-12-31 $567.85 Million $-272.99 Million -0.481x +49.16%
2019-12-31 $522.38 Million $-493.93 Million -0.946x -7514.57%
2018-12-31 $493.56 Million $6.29 Million 0.013x +101.94%
2017-12-31 $436.93 Million $-287.53 Million -0.658x +33.93%
2016-12-31 $222.85 Million $-221.95 Million -0.996x +40.63%
2015-12-31 $199.49 Million $-334.68 Million -1.678x +41.10%
2014-12-31 $91.81 Million $-261.51 Million -2.848x -212.00%
2013-12-31 $48.39 Million $-44.17 Million -0.913x -2.60%
2012-12-31 $31.76 Million $-28.26 Million -0.890x -124.66%
2011-12-31 $27.58 Million $-10.92 Million -0.396x --