Live Oak Bancshares, Inc. (LOB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has a cash flow conversion efficiency ratio of 0.068x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($87.38 Million) by net assets ($1.28 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Live Oak Bancshares, Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Live Oak Bancshares, Inc. - Cash Flow Conversion Efficiency Trend (2011–2025)
This chart illustrates how Live Oak Bancshares, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
Live Oak Bancshares, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Live Oak Bancshares, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Westshore Terminals Investment Corp
TO:WTE
|
0.127x |
|
China Cinda Asset Management Co., Ltd.
F:0CI
|
N/A |
|
Antin IP SA
PA:ANTIN
|
0.108x |
|
Yifan Xinfu Pharmaceutical Co Ltd
SHE:002019
|
0.005x |
|
Yuan Longping High-tech Agriculture Co Ltd
SHE:000998
|
0.151x |
|
Goldlok Toys Holdings Guangdong Co Ltd
SHE:002348
|
0.031x |
|
Anhui Kouzi Distillery Co Ltd
SHG:603589
|
-0.001x |
|
Montana Aerospace AG
SW:AERO
|
0.050x |
Annual Cash Flow Conversion Efficiency for Live Oak Bancshares, Inc. (2011–2025)
The table below shows the annual cash flow conversion efficiency of Live Oak Bancshares, Inc. from 2011 to 2025. For the full company profile with market capitalisation and key ratios, see LOB market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.25 Billion | $158.24 Million | 0.126x | -76.40% |
| 2024-12-31 | $1.00 Billion | $536.47 Million | 0.535x | -49.43% |
| 2023-12-31 | $586.56 Million | $620.07 Million | 1.057x | +588.73% |
| 2022-12-31 | $811.03 Million | $124.48 Million | 0.153x | +191.69% |
| 2021-12-31 | $715.13 Million | $-119.72 Million | -0.167x | +65.18% |
| 2020-12-31 | $567.85 Million | $-272.99 Million | -0.481x | +49.16% |
| 2019-12-31 | $522.38 Million | $-493.93 Million | -0.946x | -7514.57% |
| 2018-12-31 | $493.56 Million | $6.29 Million | 0.013x | +101.94% |
| 2017-12-31 | $436.93 Million | $-287.53 Million | -0.658x | +33.93% |
| 2016-12-31 | $222.85 Million | $-221.95 Million | -0.996x | +40.63% |
| 2015-12-31 | $199.49 Million | $-334.68 Million | -1.678x | +41.10% |
| 2014-12-31 | $91.81 Million | $-261.51 Million | -2.848x | -212.00% |
| 2013-12-31 | $48.39 Million | $-44.17 Million | -0.913x | -2.60% |
| 2012-12-31 | $31.76 Million | $-28.26 Million | -0.890x | -124.66% |
| 2011-12-31 | $27.58 Million | $-10.92 Million | -0.396x | -- |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and de… Read more