Live Oak Bancshares, Inc. Cash Flow Conversion Efficiency
Live Oak Bancshares, Inc. cash flow conversion efficiency. Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has a cash flow conversion efficiency ratio of 0.090x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($118.57 Million) by net assets ($1.32 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Live Oak Bancshares, Inc. (2011–2025)
Cash flow conversion efficiency of Live Oak Bancshares, Inc. from 2011 to 2025. This chart illustrates how Live Oak Bancshares, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View LOB stock price and chart for real-time trading data and today's change.
Live Oak Bancshares, Inc. Cash Flow Conversion Ratio Explained
Live Oak Bancshares, Inc. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Live Oak Bancshares, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Live Oak Bancshares, Inc. ranked by their cash flow conversion efficiency. Also see Live Oak Bancshares, Inc. market cap and net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
GS Engineering & Construction
KO:006360
|
0.011x |
|
Bayer Cropscience Limited
NSE:BAYERCROP
|
-0.012x |
|
Paradox Interactive AB (publ)
ST:PDX
|
0.119x |
|
Vardhman Textiles Limited
NSE:VTL
|
0.068x |
|
Vietnam National Petroleum Group
VN:PLX
|
0.325x |
|
Indegene Ltd
NSE:INDGN
|
0.065x |
|
Compania Nationala de Transport al Energiei Electrice Transelectrica SA
RO:TEL
|
0.054x |
|
Harbin Boshi Automation Co Ltd
SHE:002698
|
0.010x |
Annual Cash Flow Conversion Efficiency for Live Oak Bancshares, Inc. (2011–2025)
The table below shows the annual cash flow conversion efficiency of Live Oak Bancshares, Inc. from 2011 to 2025. Review Live Oak Bancshares, Inc. free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.25 Billion | $158.24 Million | 0.126x | -76.40% |
| 2024-12-31 | $1.00 Billion | $536.47 Million | 0.535x | -49.43% |
| 2023-12-31 | $586.56 Million | $620.07 Million | 1.057x | +588.73% |
| 2022-12-31 | $811.03 Million | $124.48 Million | 0.153x | +191.69% |
| 2021-12-31 | $715.13 Million | $-119.72 Million | -0.167x | +65.18% |
| 2020-12-31 | $567.85 Million | $-272.99 Million | -0.481x | +49.16% |
| 2019-12-31 | $522.38 Million | $-493.93 Million | -0.946x | -7514.57% |
| 2018-12-31 | $493.56 Million | $6.29 Million | 0.013x | +101.94% |
| 2017-12-31 | $436.93 Million | $-287.53 Million | -0.658x | +33.93% |
| 2016-12-31 | $222.85 Million | $-221.95 Million | -0.996x | +40.63% |
| 2015-12-31 | $199.49 Million | $-334.68 Million | -1.678x | +41.10% |
| 2014-12-31 | $91.81 Million | $-261.51 Million | -2.848x | -212.00% |
| 2013-12-31 | $48.39 Million | $-44.17 Million | -0.913x | -2.60% |
| 2012-12-31 | $31.76 Million | $-28.26 Million | -0.890x | -124.66% |
| 2011-12-31 | $27.58 Million | $-10.92 Million | -0.396x | -- |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and de… Read more