Live Oak Bancshares, Inc. (LOB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has a cash flow conversion efficiency ratio of 0.090x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($118.57 Million) by net assets ($1.32 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see LOB market cap overview for the company's overall valuation and market capitalisation.
Live Oak Bancshares, Inc. - Cash Flow Conversion Efficiency Trend (2011–2025)
This chart illustrates how Live Oak Bancshares, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
Live Oak Bancshares, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Live Oak Bancshares, Inc. ranked by their cash flow conversion efficiency. Explore LOB cash flow quality score to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Watsco Inc
NYSE:WSO-B
|
-0.006x |
|
HBX Group International plc
MC:HBX
|
-0.213x |
|
Shandong Dawn Polymer Co Ltd
SHE:002838
|
-0.027x |
|
IQM Quantum Computers Oyj American Depositary Shares
NASDAQ:IQMX
|
-0.120x |
|
Hyundai Doosan Infracore Co Ltd
KO:042670
|
0.072x |
|
Shenzhen Topband Co Ltd
SHE:002139
|
0.029x |
|
Hawaiian Electric Industries Inc
NYSE:HE
|
0.037x |
|
Cimpress plc
F:3UF
|
-0.277x |
Annual Cash Flow Conversion Efficiency for Live Oak Bancshares, Inc. (2011–2025)
The table below shows the annual cash flow conversion efficiency of Live Oak Bancshares, Inc. from 2011 to 2025. View LOB stock price and chart for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.25 Billion | $158.24 Million | 0.126x | -76.40% |
| 2024-12-31 | $1.00 Billion | $536.47 Million | 0.535x | -49.43% |
| 2023-12-31 | $586.56 Million | $620.07 Million | 1.057x | +588.73% |
| 2022-12-31 | $811.03 Million | $124.48 Million | 0.153x | +191.69% |
| 2021-12-31 | $715.13 Million | $-119.72 Million | -0.167x | +65.18% |
| 2020-12-31 | $567.85 Million | $-272.99 Million | -0.481x | +49.16% |
| 2019-12-31 | $522.38 Million | $-493.93 Million | -0.946x | -7514.57% |
| 2018-12-31 | $493.56 Million | $6.29 Million | 0.013x | +101.94% |
| 2017-12-31 | $436.93 Million | $-287.53 Million | -0.658x | +33.93% |
| 2016-12-31 | $222.85 Million | $-221.95 Million | -0.996x | +40.63% |
| 2015-12-31 | $199.49 Million | $-334.68 Million | -1.678x | +41.10% |
| 2014-12-31 | $91.81 Million | $-261.51 Million | -2.848x | -212.00% |
| 2013-12-31 | $48.39 Million | $-44.17 Million | -0.913x | -2.60% |
| 2012-12-31 | $31.76 Million | $-28.26 Million | -0.890x | -124.66% |
| 2011-12-31 | $27.58 Million | $-10.92 Million | -0.396x | -- |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and de… Read more