Live Oak Bancshares, Inc. (LOB) - Total Liabilities

Latest as of June 2026: $14.72 Billion USD

Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has total liabilities worth $14.72 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Live Oak Bancshares, Inc. (LOB) long-term investment share to see how much of total assets are deployed in long-term investments.

Live Oak Bancshares, Inc. - Total Liabilities Trend (2011–2025)

This chart illustrates how Live Oak Bancshares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Live Oak Bancshares, Inc. assets under control.

Live Oak Bancshares, Inc. Competitors by Total Liabilities

The table below lists competitors of Live Oak Bancshares, Inc. ranked by their total liabilities.

Company	Country	Total Liabilities
IQM Quantum Computers Oyj American Depositary Shares NASDAQ:IQMX	USA	$81.42 Million
Shandong Dawn Polymer Co Ltd SHE:002838	China	CN¥4.58 Billion
HBX Group International plc MC:HBX	Spain	€2.63 Billion
Watsco Inc NYSE:WSO-B	USA	$1.61 Billion
Hyundai Doosan Infracore Co Ltd KO:042670	Korea	₩2.53 Trillion
Shenzhen Topband Co Ltd SHE:002139	China	CN¥6.61 Billion
Hawaiian Electric Industries Inc NYSE:HE	USA	$7.28 Billion
Cimpress plc F:3UF	Germany	€2.60 Billion

Liability Composition Analysis (2011–2025)

This chart breaks down Live Oak Bancshares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See LOB equity to assets ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	11.21	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.92	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Live Oak Bancshares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Live Oak Bancshares, Inc. (2011–2025)

The table below shows the annual total liabilities of Live Oak Bancshares, Inc. from 2011 to 2025.

Year	Total Liabilities	Change
2025-12-31	$13.88 Billion	+16.25%
2024-12-31	$11.94 Billion	+11.75%
2023-12-31	$10.68 Billion	+18.14%
2022-12-31	$9.04 Billion	+20.62%
2021-12-31	$7.50 Billion	+2.65%
2020-12-31	$7.30 Billion	+70.16%
2019-12-31	$4.29 Billion	+35.12%
2018-12-31	$3.18 Billion	+36.84%
2017-12-31	$2.32 Billion	+51.50%
2016-12-31	$1.53 Billion	+79.62%
2015-12-31	$853.13 Million	+46.71%
2014-12-31	$581.50 Million	+52.24%
2013-12-31	$381.96 Million	+22.93%
2012-12-31	$310.71 Million	+30.24%
2011-12-31	$238.57 Million	--

About Live Oak Bancshares, Inc.

NYSE:LOB USA Banks - Regional

Market Cap

$1.77 Billion

Market Cap Rank

#6632 Global

#2078 in USA

Share Price

$38.16

Change (1 day)

-2.45%

52-Week Range

$29.41 - $43.76

All Time High

$96.85