Live Oak Bancshares, Inc. (LOB) - Total Liabilities

Latest as of March 2026: $14.02 Billion USD

Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has total liabilities worth $14.02 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Live Oak Bancshares, Inc. - Total Liabilities Trend (2011–2025)

This chart illustrates how Live Oak Bancshares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See LOB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Live Oak Bancshares, Inc. Competitors by Total Liabilities

The table below lists competitors of Live Oak Bancshares, Inc. ranked by their total liabilities.

Company	Country	Total Liabilities
Antin IP SA PA:ANTIN	France	€127.37 Million
Zhewen Interactive Group Co Ltd SHG:600986	China	CN¥4.32 Billion
Weichai Heavy Machinery Co Ltd SHE:000880	China	CN¥5.69 Billion
Americas Silver Corp TO:USA	Canada	CA$184.49 Million
4iG Nyrt. BUD:4IG	Hungary	Ft1.24 Trillion
Dno ASA OL:DNO	Norway	Nkr4.89 Billion
Photronics Inc NASDAQ:PLAB	USA	$237.37 Million
Beijing New Oriental Star Petrochemical Engineering Co Ltd SHE:002755	China	CN¥1.16 Billion

Liability Composition Analysis (2011–2025)

This chart breaks down Live Oak Bancshares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Live Oak Bancshares, Inc. market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.97	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.92	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Live Oak Bancshares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Live Oak Bancshares, Inc. (2011–2025)

The table below shows the annual total liabilities of Live Oak Bancshares, Inc. from 2011 to 2025.

Year	Total Liabilities	Change
2025-12-31	$13.88 Billion	+16.25%
2024-12-31	$11.94 Billion	+11.75%
2023-12-31	$10.68 Billion	+18.14%
2022-12-31	$9.04 Billion	+20.62%
2021-12-31	$7.50 Billion	+2.65%
2020-12-31	$7.30 Billion	+70.16%
2019-12-31	$4.29 Billion	+35.12%
2018-12-31	$3.18 Billion	+36.84%
2017-12-31	$2.32 Billion	+51.50%
2016-12-31	$1.53 Billion	+79.62%
2015-12-31	$853.13 Million	+46.71%
2014-12-31	$581.50 Million	+52.24%
2013-12-31	$381.96 Million	+22.93%
2012-12-31	$310.71 Million	+30.24%
2011-12-31	$238.57 Million	--

About Live Oak Bancshares, Inc.

NYSE:LOB USA Banks - Regional

Market Cap

$1.77 Billion

Market Cap Rank

#6765 Global

#2041 in USA

Share Price

$38.26

Change (1 day)

+0.71%

52-Week Range

$27.86 - $41.75

All Time High

$96.85