Live Oak Bancshares, Inc. (LOB) - Total Assets
Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) holds total assets worth $15.13 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See LOB net assets for net asset value and shareholders' equity analysis.
Live Oak Bancshares, Inc. - Total Assets Trend (2011–2025)
This chart illustrates how Live Oak Bancshares, Inc.'s total assets have evolved over time, based on quarterly financial data.
Live Oak Bancshares, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Live Oak Bancshares, Inc.'s total assets of $15.13 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $240.20 Million | 1.6% |
| Intangible Assets | $63.16 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2011–2025)
This chart illustrates how Live Oak Bancshares, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LOB market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Live Oak Bancshares, Inc.'s current assets represent 0.0% of total assets in 2025, a decrease from 16.7% in 2011.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 10.4% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2011.
- Asset Diversification: The largest asset category is property, plant & equipment at 1.6% of total assets.
Live Oak Bancshares, Inc. Competitors by Total Assets
Key competitors of Live Oak Bancshares, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819
|
Malaysia | RM312.72 Billion |
|
First Merchants Corporation
NASDAQ:FRME
|
USA | $19.03 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.12 Billion |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3
|
Brazil | R$163.86 Billion |
|
Pareto Bank ASA
OL:PARB
|
Norway | Nkr25.34 Billion |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV
|
France | €21.07 Billion |
|
Blue Foundry Bancorp
NASDAQ:BLFY
|
USA | $2.16 Billion |
|
Banco Alfa de Investimento S.A
SA:BRIV3
|
Brazil | R$27.67 Billion |
Live Oak Bancshares, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.12 | 0.17 | 20.51 |
| Quick Ratio | 0.12 | 0.17 | 20.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-11.66 Billion | $-9.50 Billion | $282.68 Million |
Live Oak Bancshares, Inc. - Advanced Valuation Insights
This section examines the relationship between Live Oak Bancshares, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.62 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 16.9% |
| Total Assets | $15.13 Billion |
| Market Capitalization | $1.71 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Live Oak Bancshares, Inc.'s assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Live Oak Bancshares, Inc.'s assets grew by 16.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Live Oak Bancshares, Inc. (2011–2025)
The table below shows the annual total assets of Live Oak Bancshares, Inc. from 2011 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $15.13 Billion | +16.93% |
| 2024-12-31 | $12.94 Billion | +14.83% |
| 2023-12-31 | $11.27 Billion | +14.37% |
| 2022-12-31 | $9.86 Billion | +19.99% |
| 2021-12-31 | $8.21 Billion | +4.33% |
| 2020-12-31 | $7.87 Billion | +63.50% |
| 2019-12-31 | $4.81 Billion | +31.18% |
| 2018-12-31 | $3.67 Billion | +33.06% |
| 2017-12-31 | $2.76 Billion | +57.15% |
| 2016-12-31 | $1.76 Billion | +66.75% |
| 2015-12-31 | $1.05 Billion | +56.33% |
| 2014-12-31 | $673.32 Million | +56.46% |
| 2013-12-31 | $430.36 Million | +25.66% |
| 2012-12-31 | $342.47 Million | +28.67% |
| 2011-12-31 | $266.16 Million | -- |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provid… Read more