Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has a cash flow conversion efficiency ratio of 0.272x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (₫17.06 Trillion ≈ $648.36 Million USD) by net assets (₫62.81 Trillion ≈ $2.39 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see market value of Sai Gon Thuong Tin Commercial Joint Stoc for the company's overall valuation and market capitalisation.
Sai Gon Thuong Tin Commercial Joint Stock Bank - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how Sai Gon Thuong Tin Commercial Joint Stock Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Sai Gon Thuong Tin Commercial Joint Stock Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Sai Gon Thuong Tin Commercial Joint Stock Bank ranked by their cash flow conversion efficiency. Explore Sai Gon Thuong Tin Commercial Joint Stoc cash earnings quality to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Colgate Palmolive (India) Limited
NSE:COLPAL
|
0.838x |
|
Shanxi Xishan Coal and Electricity Power Co Ltd
SHE:000983
|
0.023x |
|
Guangzhou Automobile Group Co Ltd Class A
SHG:601238
|
0.003x |
|
Dianthus Therapeutics Inc.
NASDAQ:DNTH
|
-0.042x |
|
Stonex Group Inc
NASDAQ:SNEX
|
1.561x |
|
Hangzhou First PV Material Co Ltd
SHG:603806
|
0.057x |
|
Samsung Securities
KO:016360
|
-0.260x |
|
Youngor Group Co Ltd
SHG:600177
|
0.021x |
Annual Cash Flow Conversion Efficiency for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)
The table below shows the annual cash flow conversion efficiency of Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025. View STB live share price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | ₫59.87 Trillion ≈ $2.27 Billion |
₫92.48 Trillion ≈ $3.51 Billion |
1.545x | +121.34% |
| 2024-12-31 | ₫54.97 Trillion ≈ $2.09 Billion |
₫38.37 Trillion ≈ $1.46 Billion |
0.698x | +19.31% |
| 2023-12-31 | ₫45.73 Trillion ≈ $1.74 Billion |
₫26.75 Trillion ≈ $1.02 Billion |
0.585x | +192.96% |
| 2022-12-31 | ₫38.63 Trillion ≈ $1.47 Billion |
₫-24.31 Trillion ≈ $-923.48 Million |
-0.629x | -18.19% |
| 2021-12-31 | ₫34.26 Trillion ≈ $1.30 Billion |
₫-18.24 Trillion ≈ $-693.06 Million |
-0.532x | +45.85% |
| 2020-12-31 | ₫28.96 Trillion ≈ $1.10 Billion |
₫-28.47 Trillion ≈ $-1.08 Billion |
-0.983x | +19.60% |
| 2019-12-31 | ₫26.74 Trillion ≈ $1.02 Billion |
₫-32.70 Trillion ≈ $-1.24 Billion |
-1.223x | -- |
About Sai Gon Thuong Tin Commercial Joint Stock Bank
Saigon Treasure Commercial Joint Stock Bank provides banking products and services to individual and corporate clients. The company offers current, combo multi-benefit, social security combo, combo hi-tek, and savings accounts; credit, integrated, co-branded, debit, and prepaid cards; and general term and automatic deposits. It also provides business, vehicle, international education, home, and c… Read more