Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) - Total Assets
Based on the latest financial reports, Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) holds total assets worth ₫892.05 Trillion VND (≈ $33.89 Billion USD) as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Sai Gon Thuong Tin Commercial Joint Stoc (STB) cash conversion ratio for how efficiently the company converts equity into cash flow.
Sai Gon Thuong Tin Commercial Joint Stock Bank - Total Assets Trend (2019–2025)
This chart illustrates how Sai Gon Thuong Tin Commercial Joint Stock Bank's total assets have evolved over time, based on quarterly financial data. See STB stock price and chart for real-time trading data and today's change.
Sai Gon Thuong Tin Commercial Joint Stock Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Sai Gon Thuong Tin Commercial Joint Stock Bank's total assets of ₫892.05 Trillion consist of 0.0% current assets and 0.0% non-current assets. Explore how liquid is Sai Gon Thuong Tin Commercial Joint Stoc's working capital to assess how much short-term liquidity the company maintains relative to its equity base.
| Asset Category | Amount (VND) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₫0.00 | 21.2% |
| Accounts Receivable | ₫0.00 | 0.0% |
| Inventory | ₫0.00 | 0.0% |
| Property, Plant & Equipment | ₫0.00 | 0.0% |
| Intangible Assets | ₫2.91 Trillion | 0.3% |
| Goodwill | ₫0.00 | 0.0% |
Asset Composition Trend (2019–2025)
This chart illustrates how Sai Gon Thuong Tin Commercial Joint Stock Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sai Gon Thuong Tin Commercial Joint Stock Bank's current assets represent 0.0% of total assets in 2025, a decrease from 16.2% in 2019.
- Cash Position: Cash and equivalents constituted 21.2% of total assets in 2025, up from 7.3% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is intangible assets at 0.3% of total assets.
Sai Gon Thuong Tin Commercial Joint Stock Bank Competitors by Total Assets
Key competitors of Sai Gon Thuong Tin Commercial Joint Stock Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PNC Financial Services Group Inc
NYSE:PNC
|
USA | $603.03 Billion |
|
Banco Santander Brasil SA ADR
NYSE:BSBR
|
USA | $1.29 Trillion |
|
Bank of Beijing Co Ltd
SHG:601169
|
China | CN¥4.89 Trillion |
|
Bank of Chengdu Co Ltd
SHG:601838
|
China | CN¥1.39 Trillion |
|
Banco Santander (Brasil) S.A.
SA:SANB3
|
Brazil | R$1.26 Trillion |
|
Bank of Chongqing Co Ltd
SHG:601963
|
China | CN¥1.11 Trillion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3
|
Brazil | R$172.69 Billion |
Sai Gon Thuong Tin Commercial Joint Stock Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.16 | 0.13 | - |
| Quick Ratio | 0.16 | 0.13 | - |
| Cash Ratio | 0.00 | 0.00 | - |
| Working Capital | ₫-430.74 Trillion | ₫-426.60 Trillion | - |
Sai Gon Thuong Tin Commercial Joint Stock Bank - Advanced Valuation Insights
This section examines the relationship between Sai Gon Thuong Tin Commercial Joint Stock Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.23 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 22.6% |
| Total Assets | ₫917.12 Trillion |
| Market Capitalization | $4.79 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Sai Gon Thuong Tin Commercial Joint Stock Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Sai Gon Thuong Tin Commercial Joint Stock Bank's assets grew by 22.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)
The table below shows the annual total assets of Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | ₫917.12 Trillion ≈ $34.84 Billion |
+22.59% |
| 2024-12-31 | ₫748.09 Trillion ≈ $28.42 Billion |
+10.93% |
| 2023-12-31 | ₫674.39 Trillion ≈ $25.62 Billion |
+13.93% |
| 2022-12-31 | ₫591.91 Trillion ≈ $22.49 Billion |
+13.58% |
| 2021-12-31 | ₫521.12 Trillion ≈ $19.80 Billion |
+5.81% |
| 2020-12-31 | ₫492.52 Trillion ≈ $18.71 Billion |
+8.58% |
| 2019-12-31 | ₫453.58 Trillion ≈ $17.23 Billion |
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About Sai Gon Thuong Tin Commercial Joint Stock Bank
Saigon Treasure Commercial Joint Stock Bank provides banking products and services to individual and corporate clients. The company offers current, combo multi-benefit, social security combo, combo hi-tek, and savings accounts; credit, integrated, co-branded, debit, and prepaid cards; and general term and automatic deposits. It also provides business, vehicle, international education, home, and c… Read more