Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) - Total Liabilities

Latest as of March 2026: ₫798.09 Trillion VND ≈ $30.32 Billion USD

Based on the latest financial reports, Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) has total liabilities worth ₫798.09 Trillion VND (≈ $30.32 Billion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Sai Gon Thuong Tin Commercial Joint Stock Bank - Total Liabilities Trend (2019–2025)

This chart illustrates how Sai Gon Thuong Tin Commercial Joint Stock Bank's total liabilities have evolved over time, based on quarterly financial data. See Sai Gon Thuong Tin Commercial Joint Stoc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Sai Gon Thuong Tin Commercial Joint Stock Bank Competitors by Total Liabilities

The table below lists competitors of Sai Gon Thuong Tin Commercial Joint Stock Bank ranked by their total liabilities.

Company	Country	Total Liabilities
Bank of Ayudhya Public Company Limited F:NVAU	Germany	€2.21 Trillion
Zalando SE XETRA:ZAL	Germany	€6.01 Billion
Pampa Energia SA BA:PAMP	Argentina	AR$3.23 Billion
AURA MINERALS INC. O.N. F:A531	Germany	€1.34 Billion
CCC Intelligent Solutions Holdings Inc. Common Stock NASDAQ:CCCS	USA	$1.46 Billion
Almonty Industries Inc TO:AII	Canada	CA$249.28 Million
AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) NSE:AIIL	India	Rs37.64 Billion
Montage Gold Corp. TO:MAU	Canada	CA$628.47 Million

Liability Composition Analysis (2019–2025)

This chart breaks down Sai Gon Thuong Tin Commercial Joint Stock Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Sai Gon Thuong Tin Commercial Joint Stoc (STB) market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	12.98	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.93	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Sai Gon Thuong Tin Commercial Joint Stock Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Sai Gon Thuong Tin Commercial Joint Stock Bank (2019–2025)

The table below shows the annual total liabilities of Sai Gon Thuong Tin Commercial Joint Stock Bank from 2019 to 2025.

Year	Total Liabilities	Change
2025-12-31	₫857.25 Trillion ≈ $32.57 Billion	+23.68%
2024-12-31	₫693.12 Trillion ≈ $26.33 Billion	+10.25%
2023-12-31	₫628.66 Trillion ≈ $23.89 Billion	+13.62%
2022-12-31	₫553.28 Trillion ≈ $21.02 Billion	+13.64%
2021-12-31	₫486.86 Trillion ≈ $18.50 Billion	+5.03%
2020-12-31	₫463.56 Trillion ≈ $17.61 Billion	+8.60%
2019-12-31	₫426.84 Trillion ≈ $16.22 Billion	--

About Sai Gon Thuong Tin Commercial Joint Stock Bank

VN:STB Vietnam Banks - Regional

Market Cap

$5.14 Billion

₫135.36 Trillion VND

Market Cap Rank

#3542 Global

#13 in Vietnam

Share Price

₫71800.00

Change (1 day)

+1.27%

52-Week Range

₫46000.00 - ₫76800.00

All Time High

₫76800.00