Banco Bradesco S.A (BREC) — Cash Flow Quality Index

Latest as of December 2025: -3.05x

Banco Bradesco S.A (BREC) has a Cash Flow Quality Index of -3.05x as of December 2025. Operating cash flow of €-19.85 Billion is below net income of €6.50 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Bradesco S.A (BREC) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-3.05x
Operating CF / Net Income

Operating Cash Flow

€-19.85 Billion
EUR

Net Income

€6.50 Billion
EUR

Data as of

Dec 2025
Most recent filing

Banco Bradesco S.A Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Banco Bradesco S.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BREC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Banco Bradesco S.A (2017–2025)

Year-by-year earnings quality comparison for Banco Bradesco S.A. For live market cap and the full company financial profile, see how much is Banco Bradesco S.A worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 -2.64x €-62.53 Billion €23.67 Billion ▼ -200.4%
2024 2.63x €50.23 Billion €19.09 Billion ▼ -17.6%
2023 3.19x €48.31 Billion €15.12 Billion ▲ +224.8%
2022 -2.56x €-53.09 Billion €20.73 Billion ▲ +66.6%
2021 -7.66x €-168.08 Billion €21.95 Billion ▼ -29.8%
2020 -5.90x €-97.65 Billion €16.55 Billion ▼ -135.5%
2019 -2.51x €-52.69 Billion €21.02 Billion ▲ +44.1%
2018 -4.49x €-74.41 Billion €16.58 Billion ▼ -1358.3%
2017 -0.31x €-5.26 Billion €17.09 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.