Banco Bradesco S.A (BREC) — Cash Flow Quality Index

Latest as of December 2025: -3.05x

Banco Bradesco S.A (BREC) has a Cash Flow Quality Index of -3.05x as of December 2025. Operating cash flow of €-19.85 Billion is below net income of €6.50 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Bradesco S.A (BREC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-3.05x
Operating CF / Net Income

Operating Cash Flow

€-19.85 Billion
EUR

Net Income

€6.50 Billion
EUR

Data as of

Dec 2025
Most recent filing

Banco Bradesco S.A Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Banco Bradesco S.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Banco Bradesco S.A.

Annual Cash Flow Quality Index for Banco Bradesco S.A (2017–2025)

Year-by-year earnings quality comparison for Banco Bradesco S.A.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 -2.64x €-62.53 Billion €23.67 Billion ▼ -200.4%
2024 2.63x €50.23 Billion €19.09 Billion ▼ -17.6%
2023 3.19x €48.31 Billion €15.12 Billion ▲ +224.8%
2022 -2.56x €-53.09 Billion €20.73 Billion ▲ +66.6%
2021 -7.66x €-168.08 Billion €21.95 Billion ▼ -29.8%
2020 -5.90x €-97.65 Billion €16.55 Billion ▼ -135.5%
2019 -2.51x €-52.69 Billion €21.02 Billion ▲ +44.1%
2018 -4.49x €-74.41 Billion €16.58 Billion ▼ -1358.3%
2017 -0.31x €-5.26 Billion €17.09 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.