KRUNGTHAI CARD FGN BA 1 (KRTA) — Cash Flow Quality Index
KRUNGTHAI CARD FGN BA 1 (KRTA) has a Cash Flow Quality Index of -0.24x as of December 2025. Operating cash flow of €-508.17 Million is below net income of €2.08 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore KRUNGTHAI CARD FGN BA 1 cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
KRUNGTHAI CARD FGN BA 1 Cash Flow Quality Index (2022–2025)
Historical Cash Flow Quality Index for KRUNGTHAI CARD FGN BA 1 across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see KRUNGTHAI CARD FGN BA 1 cash conversion from operations.
Annual Cash Flow Quality Index for KRUNGTHAI CARD FGN BA 1 (2022–2025)
Year-by-year earnings quality comparison for KRUNGTHAI CARD FGN BA 1.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.20x | €9.32 Billion | €7.78 Billion | ▲ +48.4% |
| 2024 | 0.81x | €6.00 Billion | €7.44 Billion | ▲ +179.9% |
| 2023 | 0.29x | €2.10 Billion | €7.30 Billion | ▲ +147.7% |
| 2022 | -0.60x | €-4.28 Billion | €7.08 Billion | — |