MUENCH.RUECK.UNS.ADR 1/10 (MUVB) — Cash Flow Quality Index
MUENCH.RUECK.UNS.ADR 1/10 (MUVB) has a Cash Flow Quality Index of 0.80x as of December 2025. Operating cash flow of €4.91 Billion is below net income of €6.12 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore MUVB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
MUENCH.RUECK.UNS.ADR 1/10 Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for MUENCH.RUECK.UNS.ADR 1/10 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MUVB cash flow metrics.
Annual Cash Flow Quality Index for MUENCH.RUECK.UNS.ADR 1/10 (2021–2025)
Year-by-year earnings quality comparison for MUENCH.RUECK.UNS.ADR 1/10.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.80x | €4.91 Billion | €6.12 Billion | ▲ +44.7% |
| 2024 | 0.55x | €3.14 Billion | €5.67 Billion | ▲ +0.2% |
| 2023 | 0.55x | €2.54 Billion | €4.60 Billion | ▼ -52.4% |
| 2022 | 1.16x | €3.97 Billion | €3.42 Billion | ▼ -34.8% |
| 2021 | 1.78x | €5.23 Billion | €2.93 Billion | — |