MUENCH.RUECK.UNS.ADR 1/10 (MUVB) — Cash Flow Quality Index

Latest as of December 2025: 0.80x

MUENCH.RUECK.UNS.ADR 1/10 (MUVB) has a Cash Flow Quality Index of 0.80x as of December 2025. Operating cash flow of €4.91 Billion is below net income of €6.12 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore MUVB long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.80x
Operating CF / Net Income

Operating Cash Flow

€4.91 Billion
EUR

Net Income

€6.12 Billion
EUR

Data as of

Dec 2025
Most recent filing

MUENCH.RUECK.UNS.ADR 1/10 Cash Flow Quality Index (2021–2025)

Historical Cash Flow Quality Index for MUENCH.RUECK.UNS.ADR 1/10 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MUVB intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for MUENCH.RUECK.UNS.ADR 1/10 (2021–2025)

Year-by-year earnings quality comparison for MUENCH.RUECK.UNS.ADR 1/10. For live market cap and the full company financial profile, see MUVB company net worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.80x €4.91 Billion €6.12 Billion ▲ +44.7%
2024 0.55x €3.14 Billion €5.67 Billion ▲ +0.2%
2023 0.55x €2.54 Billion €4.60 Billion ▼ -52.4%
2022 1.16x €3.97 Billion €3.42 Billion ▼ -34.8%
2021 1.78x €5.23 Billion €2.93 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.