State Bank of India (SID) — Cash Flow Quality Index

Latest as of March 2025: 0.63x

State Bank of India (SID) has a Cash Flow Quality Index of 0.63x as of March 2025. Operating cash flow of €484.86 Billion is below net income of €775.61 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can State Bank of India service its debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.63x
Operating CF / Net Income

Operating Cash Flow

€484.86 Billion
EUR

Net Income

€775.61 Billion
EUR

Data as of

Mar 2025
Most recent filing

State Bank of India Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for State Bank of India across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SID cash flow metrics.

Annual Cash Flow Quality Index for State Bank of India (2017–2025)

Year-by-year earnings quality comparison for State Bank of India.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.63x €484.86 Billion €775.61 Billion ▲ +93.9%
2024 0.32x €216.32 Billion €670.85 Billion ▲ +103.8%
2023 -8.39x €-4.67 Trillion €556.48 Billion ▲ +5.5%
2022 -8.89x €-3.14 Trillion €353.74 Billion ▲ +43.3%
2021 -15.68x €-3.51 Trillion €224.05 Billion ▼ -0.1%
2020 -15.67x €-3.10 Trillion €197.68 Billion ▲ +80.9%
2019 -82.10x €-1.89 Trillion €23.00 Billion ▲ +92.6%
2017 -1113.23x €-2.69 Trillion €2.41 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.