AB Siauliu Bankas (ZH5) — Cash Flow Quality Index
AB Siauliu Bankas (ZH5) has a Cash Flow Quality Index of -2.96x as of March 2026. Operating cash flow of €-45.58 Million is below net income of €15.42 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash efficiency ratio of AB Siauliu Bankas to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
AB Siauliu Bankas Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for AB Siauliu Bankas across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ZH5 cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for AB Siauliu Bankas (2020–2025)
Year-by-year earnings quality comparison for AB Siauliu Bankas. For live market cap and the full company financial profile, see how much is AB Siauliu Bankas worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.28x | €320.32 Million | €60.69 Million | ▲ +178.5% |
| 2024 | -6.72x | €-529.69 Million | €78.79 Million | ▼ -958.0% |
| 2023 | 0.78x | €59.08 Million | €75.40 Million | ▲ +113.8% |
| 2022 | -5.66x | €-360.29 Million | €63.61 Million | ▼ -163.6% |
| 2021 | 8.91x | €491.83 Million | €55.22 Million | ▲ +210.0% |
| 2020 | 2.87x | €429.63 Million | €149.53 Million | — |