AB Siauliu Bankas (ZH5) — Cash Flow Quality Index
AB Siauliu Bankas (ZH5) has a Cash Flow Quality Index of -2.96x as of March 2026. Operating cash flow of €-45.58 Million is below net income of €15.42 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore AB Siauliu Bankas strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
AB Siauliu Bankas Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for AB Siauliu Bankas across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ZH5 intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for AB Siauliu Bankas (2020–2025)
Year-by-year earnings quality comparison for AB Siauliu Bankas. For live market cap and the full company financial profile, see AB Siauliu Bankas market cap and net worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.28x | €320.32 Million | €60.69 Million | ▲ +178.5% |
| 2024 | -6.72x | €-529.69 Million | €78.79 Million | ▼ -958.0% |
| 2023 | 0.78x | €59.08 Million | €75.40 Million | ▲ +113.8% |
| 2022 | -5.66x | €-360.29 Million | €63.61 Million | ▼ -163.6% |
| 2021 | 8.91x | €491.83 Million | €55.22 Million | ▲ +210.0% |
| 2020 | 2.87x | €429.63 Million | €149.53 Million | — |