Qnb Finansbank AS (QNBTR) — Cash Flow Quality Index
Latest as of June 2026:
0.31x
Qnb Finansbank AS (QNBTR) has a Cash Flow Quality Index of 0.31x as of June 2026. Operating cash flow of TL4.18 Billion is below net income of TL13.55 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Qnb Finansbank AS debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
0.31x
Operating CF / Net Income
Operating Cash Flow
TL4.18 Billion
TRY
Net Income
TL13.55 Billion
TRY
Data as of
Jun 2026
Most recent filing
Qnb Finansbank AS Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Qnb Finansbank AS across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see QNBTR operating cash flow.
Annual Cash Flow Quality Index for Qnb Finansbank AS (2016–2025)
Year-by-year earnings quality comparison for Qnb Finansbank AS.
| Year | Quality Index | Operating CF (TRY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.02x | TL-96.37 Billion | TL47.81 Billion | ▼ -185.9% |
| 2024 | 2.35x | TL84.88 Billion | TL36.17 Billion | ▲ +137.2% |
| 2023 | 0.99x | TL32.81 Billion | TL33.17 Billion | ▲ +118.0% |
| 2022 | -5.48x | TL-94.44 Billion | TL17.22 Billion | ▲ +40.0% |
| 2021 | -9.15x | TL-35.73 Billion | TL3.91 Billion | ▼ -189.7% |
| 2020 | -3.16x | TL-8.69 Billion | TL2.75 Billion | ▼ -55.2% |
| 2019 | -2.03x | TL-5.83 Billion | TL2.86 Billion | ▼ -114.8% |
| 2018 | -0.95x | TL-2.44 Billion | TL2.57 Billion | ▼ -1111.9% |
| 2017 | 0.09x | TL165.81 Million | TL1.77 Billion | ▲ +108.5% |
| 2016 | -1.10x | TL-1.36 Billion | TL1.24 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.